MVB Confort: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MVB Confort
Largest movements
- Cash -€10,647
down €10,647 (-19.1%), from €55,634 to €44,988
mainly Contributions, distributions and other (-€20,569) and Debts after one year (-€17,102)
- Intangible fixed assets -€10,000
down €10,000 (-18.2%), from €55,054 to €45,054
- Tangible fixed assets -€2,822
down €2,822 (-5.8%), from €48,764 to €45,942
of which Plant, machinery and equipment: -€7,187
- Debts after one year -€17,102
down €17,102 (-46.9%), from €36,486 to €19,384
- Other debts +€16,095
up €16,095 (+17.7%), from €91,049 to €107,144
- Advances received -€12,000
no longer reported in 2025 (was €12,000)
- Current portion of long-term debt -€10,480
down €10,480 (-33.5%), from €31,238 to €20,759
- Tax, wage and social debts +€2,282
up €2,282 (+64.8%), from €3,519 to €5,801
- Gross operating margin +€10,814
up €10,814 (+17.9%), from €60,562 to €71,376
- Taxes +€6,020
up €6,020 (+178.9%), from €3,366 to €9,386
- Financial income +€4,790
up €4,790 (+622.1%), from €770 to €5,560
- Other operating charges -€2,434
down €2,434 (-78.2%), from €3,112 to €677
- Staff costs +€1,700
up €1,700 (+14.2%), from €11,992 to €13,692
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €184,651 | €161,629 | -€23,023 | -12.5% |
| Fixed assets | 21/28 | €103,993 | €91,172 | -€12,822 | -12.3% |
| Intangible fixed assets | 21 | €55,054 | €45,054 | -€10,000 | -18.2% |
| Tangible fixed assets | 22/27 | €48,764 | €45,942 | -€2,822 | -5.8% |
| Plant, machinery and equipment | 23 | €41,973 | €34,786 | -€7,187 | -17.1% |
| Furniture and vehicles | 24 | €965 | €11,157 | +€10,192 | +1055.9% |
| Leasing and similar rights | 25 | €5,826 | - | -€5,826 | |
| Financial fixed assets | 28 | €175 | €175 | = | 0.0% |
| Current assets | 29/58 | €80,658 | €70,457 | -€10,201 | -12.6% |
| Stocks and contracts in progress | 3 | €16,257 | €17,117 | +€861 | +5.3% |
| Stocks | 30/36 | €16,257 | €17,117 | +€861 | +5.3% |
| Amounts receivable within one year | 40/41 | €8,767 | €8,352 | -€415 | -4.7% |
| Trade receivables | 40 | €710 | €8,352 | +€7,642 | +1076.7% |
| Other amounts receivable | 41 | €8,058 | - | -€8,058 | |
| Cash at bank and in hand | 54/58 | €55,634 | €44,988 | -€10,647 | -19.1% |
| Total equity and liabilities | 10/49 | €184,651 | €161,629 | -€23,023 | -12.5% |
| Equity | 10/15 | €5,000 | €5,000 | = | 0.0% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Amounts payable | 17/49 | €179,651 | €156,629 | -€23,023 | -12.8% |
| Amounts payable after more than one year | 17 | €36,486 | €19,384 | -€17,102 | -46.9% |
| Financial debts | 170/4 | €36,486 | €19,384 | -€17,102 | -46.9% |
| Amounts payable within one year | 42/48 | €143,165 | €137,245 | -€5,921 | -4.1% |
| Current portion of amounts payable after more than one year | 42 | €31,238 | €20,759 | -€10,480 | -33.5% |
| Trade debts | 44 | €5,359 | €3,542 | -€1,817 | -33.9% |
| Suppliers | 440/4 | €5,359 | €3,542 | -€1,817 | -33.9% |
| Advances received on contracts in progress | 46 | €12,000 | - | -€12,000 | |
| Taxes, remuneration and social security | 45 | €3,519 | €5,801 | +€2,282 | +64.8% |
| Taxes | 450/3 | €3,519 | €5,801 | +€2,282 | +64.8% |
| Other amounts payable | 47/48 | €91,049 | €107,144 | +€16,095 | +17.7% |
| Non-recurring operating income | 76A | €8,000 | - | -€8,000 | |
| Remuneration, social security and pensions | 62 | €11,992 | €13,692 | +€1,700 | +14.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €27,795 | €28,120 | +€325 | +1.2% |
| Other operating charges | 640/8 | €3,112 | €677 | -€2,434 | -78.2% |
| Non-recurring operating charges | 66A | - | €158 | +€158 | |
| Gross operating margin | 9900 | €60,562 | €71,376 | +€10,814 | +17.9% |
| Operating profit (loss) | 9901 | €17,663 | €28,728 | +€11,066 | +62.6% |
| Financial income | 75/76B | €770 | €5,560 | +€4,790 | +622.1% |
| Recurring financial income | 75 | €770 | €5,560 | +€4,790 | +622.1% |
| Financial charges | 65/66B | €3,360 | €4,335 | +€975 | +29.0% |
| Recurring financial charges | 65 | €3,360 | €4,335 | +€975 | +29.0% |
| Profit (loss) for the period before taxes | 9903 | €15,073 | €29,954 | +€14,881 | +98.7% |
| Income taxes | 67/77 | €3,366 | €9,386 | +€6,020 | +178.9% |
| Profit (loss) for the period | 9904 | €11,707 | €20,569 | +€8,861 | +75.7% |
| Profit (loss) for the period to be appropriated | 9905 | €11,707 | €20,569 | +€8,861 | +75.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.