MVB ARCHITECTEN: what changed
MVB ARCHITECTEN
Largest movements
- Receivables within one year -€17,156
down €17,156 (-9.4%), from €182,701 to €165,544
of which Trade receivables: -€33,333
- Tangible fixed assets -€5,158
down €5,158 (-15.9%), from €32,424 to €27,266
of which Land and buildings: -€4,270
- Short-term financial debts -€20,254
down €20,254 (-56.6%), from €35,794 to €15,540
- Tax, wage and social debts -€17,698
down €17,698 (-39.7%), from €44,591 to €26,893
- Reserves +€16,663
up €16,663 (+14.0%), from €119,233 to €135,896
- Trade debts -€2,477
down €2,477 (-12.3%), from €20,165 to €17,688
- Gross operating margin -€33,803
down €33,803 (-51.3%), from €65,929 to €32,126
- Taxes -€10,526
down €10,526 (-48.2%), from €21,854 to €11,327
- Other operating charges -€2,573
down €2,573 (-50.4%), from €5,106 to €2,533
- Financial income +€1,766
up €1,766 (+34.3%), from €5,154 to €6,920
- Depreciation -€1,611
down €1,611 (-23.8%), from €6,769 to €5,158
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
Cash or the result is not a separate line in both sets of accounts. So the cash flow cannot be derived from them.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €232,184 | €208,418 | -€23,766 | -10.2% |
| Fixed assets | 21/28 | €32,424 | €27,266 | -€5,158 | -15.9% |
| Tangible fixed assets | 22/27 | €32,424 | €27,266 | -€5,158 | -15.9% |
| Land and buildings | 22 | €30,566 | €26,296 | -€4,270 | -14.0% |
| Plant, machinery and equipment | 23 | €789 | €598 | -€191 | -24.3% |
| Furniture and vehicles | 24 | €1,069 | €372 | -€697 | -65.2% |
| Current assets | 29/58 | €199,760 | €181,152 | -€18,608 | -9.3% |
| Amounts receivable within one year | 40/41 | €182,701 | €165,544 | -€17,156 | -9.4% |
| Trade receivables | 40 | €42,895 | €9,561 | -€33,333 | -77.7% |
| Other amounts receivable | 41 | €139,806 | €155,983 | +€16,177 | +11.6% |
| Deferred charges and accrued income | 490/1 | €17,059 | €15,608 | -€1,451 | -8.5% |
| Total equity and liabilities | 10/49 | €232,184 | €208,418 | -€23,766 | -10.2% |
| Equity | 10/15 | €131,633 | €148,296 | +€16,663 | +12.7% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €119,233 | €135,896 | +€16,663 | +14.0% |
| Distributable reserves | 133 | €119,233 | €135,896 | +€16,663 | +14.0% |
| Amounts payable | 17/49 | €100,550 | €60,121 | -€40,429 | -40.2% |
| Amounts payable within one year | 42/48 | €100,550 | €60,121 | -€40,429 | -40.2% |
| Financial debts | 43 | €35,794 | €15,540 | -€20,254 | -56.6% |
| Credit institutions | 430/8 | €35,794 | €15,540 | -€20,254 | -56.6% |
| Trade debts | 44 | €20,165 | €17,688 | -€2,477 | -12.3% |
| Suppliers | 440/4 | €20,165 | €17,688 | -€2,477 | -12.3% |
| Taxes, remuneration and social security | 45 | €44,591 | €26,893 | -€17,698 | -39.7% |
| Taxes | 450/3 | €44,591 | €26,893 | -€17,698 | -39.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,769 | €5,158 | -€1,611 | -23.8% |
| Other operating charges | 640/8 | €5,106 | €2,533 | -€2,573 | -50.4% |
| Gross operating margin | 9900 | €65,929 | €32,126 | -€33,803 | -51.3% |
| Operating profit (loss) | 9901 | €54,054 | €24,435 | -€29,619 | -54.8% |
| Financial income | 75/76B | €5,154 | €6,920 | +€1,766 | +34.3% |
| Recurring financial income | 75 | €5,154 | €6,920 | +€1,766 | +34.3% |
| Financial charges | 65/66B | €3,495 | €3,365 | -€130 | -3.7% |
| Recurring financial charges | 65 | €3,495 | €3,365 | -€130 | -3.7% |
| Profit (loss) for the period before taxes | 9903 | €55,713 | €27,990 | -€27,723 | -49.8% |
| Income taxes | 67/77 | €21,854 | €11,327 | -€10,526 | -48.2% |
| Profit (loss) for the period | 9904 | €33,860 | €16,663 | -€17,197 | -50.8% |
| Profit (loss) for the period to be appropriated | 9905 | €33,860 | €16,663 | -€17,197 | -50.8% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.