Multifamilie: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Multifamilie
Largest movements
- Cash +€19,849
up €19,849 (+244%), from €8,149 to €27,998
mainly Trade debts (+€11,704) and Stocks and contracts (+€8,629)
- Stocks and contracts -€8,629
down €8,629 (-81.5%), from €10,581 to €1,952
- Deferred charges and accrued income -€2,949
down €2,949 (-71.2%), from €4,144 to €1,195
- Trade debts +€11,704
up €11,704 (+266%), from €4,395 to €16,100
- Tax, wage and social debts -€5,216
down €5,216 (-35.1%), from €14,866 to €9,650
- Profit (loss) carried forward +€1,374
up €1,374 (+5.8%), from -€23,592 to -€22,217
- Staff costs -€74,640
down €74,640 (-73.6%), from €101,456 to €26,815
- Gross operating margin -€26,473
down €26,473 (-47.3%), from €55,999 to €29,525
- Other operating charges +€1,055
up €1,055 (+447%), from €236 to €1,291
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €51,724 | €59,806 | +€8,081 | +15.6% |
| Current assets | 29/58 | €51,724 | €59,806 | +€8,081 | +15.6% |
| Stocks and contracts in progress | 3 | €10,581 | €1,952 | -€8,629 | -81.5% |
| Stocks | 30/36 | €10,581 | €1,952 | -€8,629 | -81.5% |
| Amounts receivable within one year | 40/41 | €28,850 | €28,660 | -€190 | -0.7% |
| Trade receivables | 40 | €25,950 | €24,983 | -€967 | -3.7% |
| Other amounts receivable | 41 | €2,900 | €3,677 | +€777 | +26.8% |
| Cash at bank and in hand | 54/58 | €8,149 | €27,998 | +€19,849 | +244% |
| Deferred charges and accrued income | 490/1 | €4,144 | €1,195 | -€2,949 | -71.2% |
| Total equity and liabilities | 10/49 | €51,724 | €59,806 | +€8,081 | +15.6% |
| Equity | 10/15 | -€21,592 | -€20,217 | +€1,374 | +6.4% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€23,592 | -€22,217 | +€1,374 | +5.8% |
| Amounts payable | 17/49 | €73,316 | €80,023 | +€6,707 | +9.1% |
| Amounts payable within one year | 42/48 | €73,316 | €80,023 | +€6,707 | +9.1% |
| Trade debts | 44 | €4,395 | €16,100 | +€11,704 | +266% |
| Suppliers | 440/4 | €4,395 | €16,100 | +€11,704 | +266% |
| Taxes, remuneration and social security | 45 | €14,866 | €9,650 | -€5,216 | -35.1% |
| Remuneration and social security | 454/9 | €14,866 | €9,650 | -€5,216 | -35.1% |
| Other amounts payable | 47/48 | €54,055 | €54,273 | +€219 | +0.4% |
| Remuneration, social security and pensions | 62 | €101,456 | €26,815 | -€74,640 | -73.6% |
| Other operating charges | 640/8 | €236 | €1,291 | +€1,055 | +447% |
| Gross operating margin | 9900 | €55,999 | €29,525 | -€26,473 | -47.3% |
| Operating profit (loss) | 9901 | -€45,693 | €1,419 | +€47,112 | |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €54 | €45 | -€8 | -15.8% |
| Recurring financial charges | 65 | €54 | €45 | -€8 | -15.8% |
| Profit (loss) for the period before taxes | 9903 | -€45,747 | €1,374 | +€47,121 | |
| Profit (loss) for the period | 9904 | -€45,747 | €1,374 | +€47,121 | |
| Profit (loss) for the period to be appropriated | 9905 | -€45,747 | €1,374 | +€47,121 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.