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MULTI - HOME: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MULTI - HOME

BE 0420.135.209
NACE 46.900, Non-specialised wholesale trade
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1,072
2024 · €378+€694
Equity
€53,518
2024 · €52,446+€1,072
Cash
€9,642
2024 · €4,421+€5,222
Balance sheet total
€201,946
2024 · €209,328-€7,382

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€15,683

    down €15,683 (-21.4%), from €73,413 to €57,730

  • Cash +€5,222

    up €5,222 (+118.1%), from €4,421 to €9,642

    mainly Receivables within one year (+€15,683) and Stocks and contracts (+€4,055)

  • Intangible fixed assets +€4,901

    new in 2025: €4,901

  • Stocks and contracts -€4,055

    down €4,055 (-3.1%), from €129,852 to €125,797

  • Tangible fixed assets +€2,199

    up €2,199 (+462.4%), from €475 to €2,674

Equity and liabilities
  • Tax, wage and social debts -€5,031

    down €5,031 (-40.7%), from €12,375 to €7,344

  • Trade debts -€4,173

    down €4,173 (-10.9%), from €38,364 to €34,191

Income statement
  • Gross operating margin +€586

    up €586 (+33.8%), from €1,731 to €2,317

  • Depreciation -€81

    down €81 (-17.7%), from €454 to €373

  • Financial charges -€78

    down €78 (-66.0%), from €119 to €40

  • Other operating charges +€51

    up €51 (+6.6%), from €780 to €831

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €378
Gross operating margin +€586
Depreciation +€81
Other operating charges -€51
Financial charges +€78
Result 2025 €1,072

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€11,944
Investment -€7,473
Financing +€750
Cash 2024 €4,421
Net result for the year +€1,072
Depreciation +€373
Stocks and contracts +€4,055
Receivables within one year +€15,683
Deferred charges and accrued income -€35
Trade debts -€4,173
Tax, wage and social debts -€5,031
Investment in fixed assets (net) -€7,473
Debts after one year +€750
Cash 2025 €9,642
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €209,328 €201,946 -€7,382 -3.5%
Fixed assets 21/28 €475 €7,575 +€7,099 +1493.1%
Intangible fixed assets 21 - €4,901 +€4,901
Tangible fixed assets 22/27 €475 €2,674 +€2,199 +462.4%
Furniture and vehicles 24 €475 €2,674 +€2,199 +462.4%
Current assets 29/58 €208,852 €194,371 -€14,481 -6.9%
Stocks and contracts in progress 3 €129,852 €125,797 -€4,055 -3.1%
Stocks 30/36 €129,852 €125,797 -€4,055 -3.1%
Amounts receivable within one year 40/41 €73,413 €57,730 -€15,683 -21.4%
Trade receivables 40 €73,413 €57,730 -€15,683 -21.4%
Cash at bank and in hand 54/58 €4,421 €9,642 +€5,222 +118.1%
Deferred charges and accrued income 490/1 €1,167 €1,202 +€35 +3.0%
Total equity and liabilities 10/49 €209,328 €201,946 -€7,382 -3.5%
Equity 10/15 €52,446 €53,518 +€1,072 +2.0%
Contributions 10/11 €19,088 €19,088 = 0.0%
Reserves 13 €19,542 €19,542 = 0.0%
Non-distributable reserves 130/1 €1,909 €1,909 = 0.0%
Reserves not available under the articles 1311 €1,909 €1,909 = 0.0%
Distributable reserves 133 €17,633 €17,633 = 0.0%
Profit (loss) carried forward 14 €13,816 €14,888 +€1,072 +7.8%
Amounts payable 17/49 €156,882 €148,428 -€8,454 -5.4%
Amounts payable after more than one year 17 €106,143 €106,893 +€750 +0.7%
Other amounts payable 178/9 €106,143 €106,893 +€750 +0.7%
Amounts payable within one year 42/48 €50,739 €41,535 -€9,204 -18.1%
Trade debts 44 €38,364 €34,191 -€4,173 -10.9%
Suppliers 440/4 €38,364 €34,191 -€4,173 -10.9%
Taxes, remuneration and social security 45 €12,375 €7,344 -€5,031 -40.7%
Taxes 450/3 €12,375 €7,344 -€5,031 -40.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €454 €373 -€81 -17.7%
Other operating charges 640/8 €780 €831 +€51 +6.6%
Gross operating margin 9900 €1,731 €2,317 +€586 +33.8%
Operating profit (loss) 9901 €497 €1,112 +€615 +123.8%
Financial charges 65/66B €119 €40 -€78 -66.0%
Recurring financial charges 65 €119 €40 -€78 -66.0%
Profit (loss) for the period before taxes 9903 €378 €1,072 +€694 +183.4%
Profit (loss) for the period 9904 €378 €1,072 +€694 +183.4%
Profit (loss) for the period to be appropriated 9905 €378 €1,072 +€694 +183.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.