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MtM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MtM

BE 0753.930.619
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€99,900
2024 · €58,132+€41,768
Equity
-€175,477
2024 · -€275,377+€99,900
Cash
€2,288
2024 · €434+€1,854
Balance sheet total
€32,293
2024 · €1.9m-€1.8m

Largest movements

2024 to 2025
Assets
  • Stocks and contracts -€1.9m

    down €1.9m (-100.0%), from €1.9m to €0

Equity and liabilities
  • Short-term financial debts -€1.3m

    down €1.3m (-86.7%), from €1.5m to €193,259

  • Debts after one year -€661,328

    down €661,328 (-100.0%), from €661,328 to €0

  • Profit (loss) carried forward +€99,900

    up €99,900 (+21.0%), from -€475,377 to -€375,477

  • Trade debts -€26,254

    down €26,254 (-66.5%), from €39,500 to €13,247

Income statement
  • Financial charges -€111,957

    down €111,957 (-85.7%), from €130,672 to €18,715

  • Gross operating margin -€69,759

    down €69,759 (-37.1%), from €187,914 to €118,155

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €58,132
Gross operating margin -€69,759
Other operating charges -€35
Financial income -€395
Financial charges +€111,957
Result 2025 €99,900

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1.9m
Investment €0
Financing -€1.9m
Cash 2024 €434
Net result for the year +€99,900
Stocks and contracts +€1.9m
Smaller working-capital items -€5,638
Trade debts -€26,254
Debts after one year -€661,328
Short-term financial debts -€1.3m
Cash 2025 €2,288
Every line side by side 34 lines
Line Code 2024 2025 Change %
Total assets 20/58 €1,881,365 €32,293 -€1.8m -98.3%
Current assets 29/58 €1,881,365 €32,293 -€1.8m -98.3%
Stocks and contracts in progress 3 €1,852,903 €0 -€1.9m -100.0%
Stocks 30/36 €1,852,903 €0 -€1.9m -100.0%
Amounts receivable within one year 40/41 €28,029 €29,725 +€1,696 +6.1%
Other amounts receivable 41 €28,029 €29,725 +€1,696 +6.1%
Cash at bank and in hand 54/58 €434 €2,288 +€1,854 +427.4%
Deferred charges and accrued income 490/1 €0 €280 +€280
Total equity and liabilities 10/49 €1,881,365 €32,293 -€1.8m -98.3%
Equity 10/15 -€275,377 -€175,477 +€99,900 +36.3%
Contributions 10/11 €200,000 €200,000 = 0.0%
Profit (loss) carried forward 14 -€475,377 -€375,477 +€99,900 +21.0%
Amounts payable 17/49 €2,156,742 €207,770 -€1.9m -90.4%
Amounts payable after more than one year 17 €661,328 €0 -€661,328 -100.0%
Financial debts 170/4 €661,328 €0 -€661,328 -100.0%
Amounts payable within one year 42/48 €1,495,414 €207,770 -€1.3m -86.1%
Financial debts 43 €1,450,988 €193,259 -€1.3m -86.7%
Other loans 439 €1,450,988 €193,259 -€1.3m -86.7%
Trade debts 44 €39,500 €13,247 -€26,254 -66.5%
Suppliers 440/4 €39,500 €13,247 -€26,254 -66.5%
Taxes, remuneration and social security 45 €3,701 €40 -€3,662 -98.9%
Taxes 450/3 €3,701 €40 -€3,662 -98.9%
Other amounts payable 47/48 €1,225 €1,225 = 0.0%
Accrued charges and deferred income 492/3 €0 - =
Other operating charges 640/8 €1,108 €1,143 +€35 +3.1%
Gross operating margin 9900 €187,914 €118,155 -€69,759 -37.1%
Operating profit (loss) 9901 €186,806 €117,012 -€69,794 -37.4%
Financial income 75/76B €1,998 €1,603 -€395 -19.8%
Recurring financial income 75 €1,998 €1,603 -€395 -19.8%
Financial charges 65/66B €130,672 €18,715 -€111,957 -85.7%
Recurring financial charges 65 €130,672 €18,715 -€111,957 -85.7%
Profit (loss) for the period before taxes 9903 €58,132 €99,900 +€41,768 +71.9%
Profit (loss) for the period 9904 €58,132 €99,900 +€41,768 +71.9%
Profit (loss) for the period to be appropriated 9905 €58,132 €99,900 +€41,768 +71.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.