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MTF CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MTF CONSTRUCT

BE 0449.184.531
NACE 41.001, General construction of residential buildings
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€4,929
2023 · €51,853-€46,925
Equity
€54,270
2023 · €49,341+€4,929
Cash
€9,896
2023 · €3,943+€5,953
Balance sheet total
€121,671
2023 · €139,955-€18,285

Largest movements

2023 to 2024
Assets
  • Receivables within one year -€40,138

    down €40,138 (-31.5%), from €127,309 to €87,171

    of which Trade receivables: -€36,984

  • Tangible fixed assets +€16,345

    up €16,345 (+293.6%), from €5,567 to €21,912

  • Cash +€5,953

    up €5,953 (+151.0%), from €3,943 to €9,896

    mainly Receivables within one year (+€40,138) and Depreciation (+€5,700)

Equity and liabilities
  • Trade debts -€21,295

    down €21,295 (-32.8%), from €64,927 to €43,632

  • Profit (loss) carried forward +€4,929

    up €4,929 (+17.1%), from €28,881 to €33,810

Income statement
  • Turnover -€754,854

    no longer reported in 2024 (was €754,854)

  • Purchases and services -€735,185

    no longer reported in 2024 (was €735,185)

  • Provisions +€31,000

    no longer reported in 2024 (was -€31,000)

  • Gross operating margin -€27,635

    down €27,635 (-69.6%), from €39,727 to €12,091

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €51,853
Gross operating margin -€27,635
Staff costs +€605
Depreciation +€4,588
Provisions -€31,000
Other operating charges +€4,171
Financial income -€90
Financial charges +€99
Taxes +€2,338
Result 2024 €4,929

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€27,553
Investment -€21,600
Financing €0
Cash 2023 €3,943
Net result for the year +€4,929
Depreciation +€5,700
Receivables within one year +€40,138
Trade debts -€21,295
Tax, wage and social debts -€604
Other debts -€1,314
Investment in fixed assets (net) -€21,600
Cash 2024 €9,896
Every line side by side 42 lines
Line Code 2023 2024 Change %
Total assets 20/58 €139,955 €121,671 -€18,285 -13.1%
Formation expenses 20 €445 - -€445
Fixed assets 21/28 €8,259 €24,604 +€16,345 +197.9%
Tangible fixed assets 22/27 €5,567 €21,912 +€16,345 +293.6%
Furniture and vehicles 24 €5,567 €21,912 +€16,345 +293.6%
Financial fixed assets 28 €2,692 €2,692 = 0.0%
Current assets 29/58 €131,252 €97,067 -€34,185 -26.0%
Amounts receivable within one year 40/41 €127,309 €87,171 -€40,138 -31.5%
Trade receivables 40 €120,797 €83,814 -€36,984 -30.6%
Other amounts receivable 41 €6,512 €3,358 -€3,154 -48.4%
Cash at bank and in hand 54/58 €3,943 €9,896 +€5,953 +151.0%
Total equity and liabilities 10/49 €139,955 €121,671 -€18,285 -13.1%
Equity 10/15 €49,341 €54,270 +€4,929 +10.0%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €1,860 €1,860 = 0.0%
Non-distributable reserves 130/1 €1,860 €1,860 = 0.0%
Reserves not available under the articles 1311 €1,860 €1,860 = 0.0%
Profit (loss) carried forward 14 €28,881 €33,810 +€4,929 +17.1%
Amounts payable 17/49 €90,614 €67,400 -€23,214 -25.6%
Amounts payable within one year 42/48 €90,614 €67,400 -€23,214 -25.6%
Trade debts 44 €64,927 €43,632 -€21,295 -32.8%
Suppliers 440/4 €64,927 €43,632 -€21,295 -32.8%
Taxes, remuneration and social security 45 €2,942 €2,338 -€604 -20.5%
Taxes 450/3 €2,338 €2,338 = 0.0%
Remuneration and social security 454/9 €604 - -€604
Other amounts payable 47/48 €22,745 €21,430 -€1,314 -5.8%
Turnover 70 €754,854 - -€754,854
Goods, raw materials, services and sundry goods 60/61 €735,185 - -€735,185
Remuneration, social security and pensions 62 €605 - -€605
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €10,288 €5,700 -€4,588 -44.6%
Provisions for liabilities and charges: additions (uses and reversals) 635/8 -€31,000 - +€31,000
Other operating charges 640/8 €4,990 €819 -€4,171 -83.6%
Gross operating margin 9900 €39,727 €12,091 -€27,635 -69.6%
Operating profit (loss) 9901 €54,844 €5,572 -€49,271 -89.8%
Financial income 75/76B €90 - -€90
Recurring financial income 75 €90 - -€90
Financial charges 65/66B €743 €644 -€99 -13.3%
Recurring financial charges 65 €743 €644 -€99 -13.3%
Profit (loss) for the period before taxes 9903 €54,191 €4,929 -€49,262 -90.9%
Income taxes 67/77 €2,338 - -€2,338
Profit (loss) for the period 9904 €51,853 €4,929 -€46,925 -90.5%
Profit (loss) for the period to be appropriated 9905 €51,853 €4,929 -€46,925 -90.5%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.