MTB IS Consult: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MTB IS Consult
Largest movements
- Cash -€59,531
down €59,531 (-32.5%), from €183,362 to €123,831
mainly Contributions, distributions and other (-€62,053) and Other debts (-€55,707)
- Receivables within one year +€16,603
up €16,603 (+63.3%), from €26,219 to €42,822
of which Trade receivables: +€15,803
- Tangible fixed assets -€2,176
down €2,176 (-44.3%), from €4,913 to €2,737
- Other debts -€55,707
down €55,707 (-32.6%), from €170,837 to €115,130
- Tax, wage and social debts +€8,341
up €8,341 (+132.6%), from €6,293 to €14,634
of which Taxes: +€8,399
- Financial charges -€3,815
down €3,815 (-6.6%), from €58,132 to €54,316
- Taxes +€2,750
up €2,750 (+18.0%), from €15,249 to €17,999
- Depreciation -€2,205
down €2,205 (-34.0%), from €6,487 to €4,283
- Gross operating margin +€1,577
up €1,577 (+1.2%), from €136,680 to €138,257
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €214,636 | €169,643 | -€44,992 | -21.0% |
| Fixed assets | 21/28 | €4,957 | €2,781 | -€2,176 | -43.9% |
| Tangible fixed assets | 22/27 | €4,913 | €2,737 | -€2,176 | -44.3% |
| Furniture and vehicles | 24 | €4,913 | €2,737 | -€2,176 | -44.3% |
| Financial fixed assets | 28 | €43 | €43 | = | 0.0% |
| Current assets | 29/58 | €209,679 | €166,862 | -€42,816 | -20.4% |
| Amounts receivable within one year | 40/41 | €26,219 | €42,822 | +€16,603 | +63.3% |
| Trade receivables | 40 | €26,215 | €42,017 | +€15,803 | +60.3% |
| Other amounts receivable | 41 | €5 | €805 | +€800 | +16392.4% |
| Cash at bank and in hand | 54/58 | €183,362 | €123,831 | -€59,531 | -32.5% |
| Deferred charges and accrued income | 490/1 | €98 | €210 | +€112 | +114.3% |
| Total equity and liabilities | 10/49 | €214,636 | €169,643 | -€44,992 | -21.0% |
| Equity | 10/15 | €34,419 | €34,419 | = | 0.0% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €31,419 | €31,419 | = | 0.0% |
| Distributable reserves | 133 | €31,419 | €31,419 | = | 0.0% |
| Amounts payable | 17/49 | €180,216 | €135,224 | -€44,992 | -25.0% |
| Amounts payable within one year | 42/48 | €179,322 | €132,787 | -€46,535 | -26.0% |
| Trade debts | 44 | €2,192 | €3,024 | +€831 | +37.9% |
| Suppliers | 440/4 | €2,192 | €3,024 | +€831 | +37.9% |
| Taxes, remuneration and social security | 45 | €6,293 | €14,634 | +€8,341 | +132.6% |
| Taxes | 450/3 | €3,188 | €11,588 | +€8,399 | +263.4% |
| Remuneration and social security | 454/9 | €3,104 | €3,046 | -€58 | -1.9% |
| Other amounts payable | 47/48 | €170,837 | €115,130 | -€55,707 | -32.6% |
| Accrued charges and deferred income | 492/3 | €894 | €2,437 | +€1,543 | +172.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,487 | €4,283 | -€2,205 | -34.0% |
| Other operating charges | 640/8 | €1,239 | €618 | -€621 | -50.1% |
| Gross operating margin | 9900 | €136,680 | €138,257 | +€1,577 | +1.2% |
| Operating profit (loss) | 9901 | €128,954 | €133,357 | +€4,403 | +3.4% |
| Financial income | 75/76B | €612 | €1,011 | +€400 | +65.4% |
| Recurring financial income | 75 | €612 | €1,011 | +€400 | +65.4% |
| Financial charges | 65/66B | €58,132 | €54,316 | -€3,815 | -6.6% |
| Recurring financial charges | 65 | €58,132 | €54,316 | -€3,815 | -6.6% |
| Profit (loss) for the period before taxes | 9903 | €71,433 | €80,052 | +€8,618 | +12.1% |
| Income taxes | 67/77 | €15,249 | €17,999 | +€2,750 | +18.0% |
| Profit (loss) for the period | 9904 | €56,185 | €62,053 | +€5,868 | +10.4% |
| Profit (loss) for the period to be appropriated | 9905 | €56,185 | €62,053 | +€5,868 | +10.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.