MT-architecten: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MT-architecten
Largest movements
- Cash +€27,333
up €27,333 (+137%), from €19,936 to €47,268
mainly Trade debts (+€31,087) and Advances received (+€25,000)
- Receivables within one year +€24,902
up €24,902 (+354%), from €7,025 to €31,928
- Tangible fixed assets -€17,013
down €17,013 (-20.3%), from €83,876 to €66,863
of which Land and buildings: -€10,056
- Trade debts +€31,087
up €31,087 (+2,552%), from €1,218 to €32,305
- Advances received +€25,000
new in 2025: €25,000
- Current portion of long-term debt -€14,626
down €14,626 (-56.1%), from €26,090 to €11,463
- Debts after one year -€10,204
down €10,204 (-43.3%), from €23,550 to €13,346
- Profit (loss) carried forward +€6,635
up €6,635, from -€6,496 to €139
- Gross operating margin +€10,556
up €10,556 (+60.2%), from €17,540 to €28,096
- Depreciation -€1,089
down €1,089 (-5.7%), from €19,116 to €18,027
- Financial charges -€601
down €601 (-22.7%), from €2,649 to €2,047
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €111,565 | €147,872 | +€36,307 | +32.5% |
| Fixed assets | 21/28 | €83,876 | €66,863 | -€17,013 | -20.3% |
| Tangible fixed assets | 22/27 | €83,876 | €66,863 | -€17,013 | -20.3% |
| Land and buildings | 22 | €46,129 | €36,073 | -€10,056 | -21.8% |
| Furniture and vehicles | 24 | €37,747 | €30,790 | -€6,957 | -18.4% |
| Current assets | 29/58 | €27,689 | €81,009 | +€53,320 | +193% |
| Amounts receivable within one year | 40/41 | €7,025 | €31,928 | +€24,902 | +354% |
| Trade receivables | 40 | €7,025 | €31,928 | +€24,902 | +354% |
| Cash at bank and in hand | 54/58 | €19,936 | €47,268 | +€27,333 | +137% |
| Deferred charges and accrued income | 490/1 | €728 | €1,813 | +€1,085 | +149% |
| Total equity and liabilities | 10/49 | €111,565 | €147,872 | +€36,307 | +32.5% |
| Equity | 10/15 | €42,281 | €47,916 | +€5,635 | +13.3% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €36,377 | €35,377 | -€1,000 | -2.7% |
| Distributable reserves | 133 | €36,377 | €35,377 | -€1,000 | -2.7% |
| Profit (loss) carried forward | 14 | -€6,496 | €139 | +€6,635 | |
| Amounts payable | 17/49 | €69,284 | €99,956 | +€30,672 | +44.3% |
| Amounts payable after more than one year | 17 | €23,550 | €13,346 | -€10,204 | -43.3% |
| Financial debts | 170/4 | €23,550 | €13,346 | -€10,204 | -43.3% |
| Amounts payable within one year | 42/48 | €43,214 | €85,049 | +€41,835 | +96.8% |
| Current portion of amounts payable after more than one year | 42 | €26,090 | €11,463 | -€14,626 | -56.1% |
| Trade debts | 44 | €1,218 | €32,305 | +€31,087 | +2,552% |
| Suppliers | 440/4 | €1,218 | €32,305 | +€31,087 | +2,552% |
| Advances received on contracts in progress | 46 | - | €25,000 | +€25,000 | |
| Taxes, remuneration and social security | 45 | €4,749 | €5,074 | +€325 | +6.8% |
| Taxes | 450/3 | €3,101 | €5,051 | +€1,950 | +62.9% |
| Remuneration and social security | 454/9 | €1,648 | €23 | -€1,625 | -98.6% |
| Other amounts payable | 47/48 | €11,157 | €11,206 | +€49 | +0.4% |
| Accrued charges and deferred income | 492/3 | €2,520 | €1,561 | -€959 | -38.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €19,116 | €18,027 | -€1,089 | -5.7% |
| Other operating charges | 640/8 | €2,184 | €2,345 | +€160 | +7.3% |
| Gross operating margin | 9900 | €17,540 | €28,096 | +€10,556 | +60.2% |
| Operating profit (loss) | 9901 | -€3,760 | €7,724 | +€11,484 | |
| Financial income | 75/76B | €121 | €147 | +€25 | +21.0% |
| Recurring financial income | 75 | €121 | €147 | +€25 | +21.0% |
| Financial charges | 65/66B | €2,649 | €2,047 | -€601 | -22.7% |
| Recurring financial charges | 65 | €2,649 | €2,047 | -€601 | -22.7% |
| Profit (loss) for the period before taxes | 9903 | -€6,288 | €5,824 | +€12,111 | |
| Income taxes | 67/77 | €209 | €189 | -€20 | -9.4% |
| Profit (loss) for the period | 9904 | -€6,496 | €5,635 | +€12,131 | |
| Profit (loss) for the period to be appropriated | 9905 | -€6,496 | €5,635 | +€12,131 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.