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MS Expert: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MS Expert

BE 0805.860.657
NACE 43.990, Other specialised construction activities
fiscal year 2025 against 2026filed annual accounts (NBB)
Net result for the year
€10,697
2025 · €2,055+€8,641
Equity
€16,362
2025 · €5,665+€10,697
Cash
€24,054
2025 · €39,643-€15,588
Balance sheet total
€131,458
2025 · €138,247-€6,789

Largest movements

2025 to 2026
Assets
  • Tangible fixed assets +€22,368

    new in 2026: €22,368

    of which Furniture and vehicles: +€19,048

  • Cash -€15,588

    down €15,588 (-39.3%), from €39,643 to €24,054

    mainly Trade debts (-€46,297) and Investment in fixed assets (net) (-€26,272)

  • Receivables within one year -€13,387

    down €13,387 (-13.6%), from €98,423 to €85,036

    of which Trade receivables: -€29,953

Equity and liabilities
  • Trade debts -€46,297

    down €46,297 (-35.5%), from €130,397 to €84,100

  • Tax, wage and social debts +€28,851

    up €28,851 (+4210.8%), from €685 to €29,536

  • Profit (loss) carried forward +€10,697

    up €10,697 (+291.8%), from €3,665 to €14,362

Income statement
  • Turnover +€282,414

    up €282,414 (+64.8%), from €435,537 to €717,951

  • Purchases and services +€268,314

    up €268,314 (+62.2%), from €431,175 to €699,489

  • Gross operating margin +€12,546

    up €12,546 (+610.4%), from €2,055 to €14,601

From the 2025 result to the 2026 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2025 €2,055
Gross operating margin +€12,546
Depreciation -€3,904
Result 2026 €10,697

Cash bridge derived

cash 2025 to 2026

Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€10,684
Investment -€26,272
Financing €0
Cash 2025 €39,643
Net result for the year +€10,697
Depreciation +€3,904
Receivables within one year +€13,387
Deferred charges and accrued income +€181
Trade debts -€46,297
Tax, wage and social debts +€28,851
Other debts -€39
Investment in fixed assets (net) -€26,272
Cash 2026 €24,054
Every line side by side 30 lines
Line Code 2025 2026 Change %
Total assets 20/58 €138,247 €131,458 -€6,789 -4.9%
Fixed assets 21/28 - €22,368 +€22,368
Tangible fixed assets 22/27 - €22,368 +€22,368
Plant, machinery and equipment 23 - €3,320 +€3,320
Furniture and vehicles 24 - €19,048 +€19,048
Current assets 29/58 €138,247 €109,091 -€29,157 -21.1%
Amounts receivable within one year 40/41 €98,423 €85,036 -€13,387 -13.6%
Trade receivables 40 €98,164 €68,211 -€29,953 -30.5%
Other amounts receivable 41 €259 €16,825 +€16,566 +6392.8%
Cash at bank and in hand 54/58 €39,643 €24,054 -€15,588 -39.3%
Deferred charges and accrued income 490/1 €181 - -€181
Total equity and liabilities 10/49 €138,247 €131,458 -€6,789 -4.9%
Equity 10/15 €5,665 €16,362 +€10,697 +188.8%
Contributions 10/11 €2,000 €2,000 = 0.0%
Profit (loss) carried forward 14 €3,665 €14,362 +€10,697 +291.8%
Amounts payable 17/49 €132,582 €115,096 -€17,486 -13.2%
Amounts payable within one year 42/48 €132,582 €115,096 -€17,486 -13.2%
Trade debts 44 €130,397 €84,100 -€46,297 -35.5%
Suppliers 440/4 €130,397 €84,100 -€46,297 -35.5%
Taxes, remuneration and social security 45 €685 €29,536 +€28,851 +4210.8%
Taxes 450/3 €685 €29,536 +€28,851 +4210.8%
Other amounts payable 47/48 €1,500 €1,461 -€39 -2.6%
Turnover 70 €435,537 €717,951 +€282,414 +64.8%
Goods, raw materials, services and sundry goods 60/61 €431,175 €699,489 +€268,314 +62.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 - €3,904 +€3,904
Gross operating margin 9900 €2,055 €14,601 +€12,546 +610.4%
Operating profit (loss) 9901 €2,055 €10,697 +€8,641 +420.4%
Profit (loss) for the period before taxes 9903 €2,055 €10,697 +€8,641 +420.4%
Profit (loss) for the period 9904 €2,055 €10,697 +€8,641 +420.4%
Profit (loss) for the period to be appropriated 9905 €2,055 €10,697 +€8,641 +420.4%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2025 and 31 March 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.