Mozaïque: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Mozaïque
Largest movements
- Receivables within one year +€16,251
up €16,251 (+305%), from €5,323 to €21,574
of which Other amounts receivable: +€11,739
- Cash +€11,971
up €11,971 (+52.9%), from €22,613 to €34,585
mainly Net result for the year (+€15,215) and Tax, wage and social debts (+€13,761)
- Tangible fixed assets -€1,936
no longer reported in 2025 (was €1,936)
of which Furniture and vehicles: -€984
- Financial fixed assets -€1,850
no longer reported in 2025 (was €1,850)
- Profit (loss) carried forward +€15,215
up €15,215 (+112%), from €13,605 to €28,820
- Tax, wage and social debts +€13,761
up €13,761 (+381%), from €3,615 to €17,376
- Trade debts -€4,562
down €4,562 (-53.5%), from €8,524 to €3,962
- Financial charges +€4,854
up €4,854 (+2,383%), from €204 to €5,057
- Taxes +€3,413
up €3,413 (+94.4%), from €3,615 to €7,028
- Gross operating margin -€2,601
down €2,601 (-7.6%), from €34,397 to €31,797
- Other operating charges +€1,294
up €1,294 (+101%), from €1,279 to €2,573
- Depreciation -€1,142
no longer reported in 2025 (was €1,142)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €31,744 | €56,158 | +€24,414 | +76.9% |
| Fixed assets | 21/28 | €3,786 | - | -€3,786 | |
| Tangible fixed assets | 22/27 | €1,936 | - | -€1,936 | |
| Plant, machinery and equipment | 23 | €952 | - | -€952 | |
| Furniture and vehicles | 24 | €984 | - | -€984 | |
| Financial fixed assets | 28 | €1,850 | - | -€1,850 | |
| Current assets | 29/58 | €27,958 | €56,158 | +€28,200 | +101% |
| Amounts receivable within one year | 40/41 | €5,323 | €21,574 | +€16,251 | +305% |
| Trade receivables | 40 | €4,140 | €8,652 | +€4,512 | +109% |
| Other amounts receivable | 41 | €1,183 | €12,922 | +€11,739 | +992% |
| Cash at bank and in hand | 54/58 | €22,613 | €34,585 | +€11,971 | +52.9% |
| Deferred charges and accrued income | 490/1 | €23 | - | -€23 | |
| Total equity and liabilities | 10/49 | €31,744 | €56,158 | +€24,414 | +76.9% |
| Equity | 10/15 | €19,605 | €34,820 | +€15,215 | +77.6% |
| Contributions | 10/11 | €6,000 | €6,000 | = | 0.0% |
| Contributions outside capital | 11 | €6,000 | €6,000 | = | 0.0% |
| Other | 1109/19 | €6,000 | €6,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €13,605 | €28,820 | +€15,215 | +112% |
| Amounts payable | 17/49 | €12,139 | €21,338 | +€9,199 | +75.8% |
| Amounts payable within one year | 42/48 | €12,139 | €21,338 | +€9,199 | +75.8% |
| Trade debts | 44 | €8,524 | €3,962 | -€4,562 | -53.5% |
| Suppliers | 440/4 | €8,524 | €3,962 | -€4,562 | -53.5% |
| Taxes, remuneration and social security | 45 | €3,615 | €17,376 | +€13,761 | +381% |
| Taxes | 450/3 | €3,615 | €17,376 | +€13,761 | +381% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,142 | - | -€1,142 | |
| Other operating charges | 640/8 | €1,279 | €2,573 | +€1,294 | +101% |
| Non-recurring operating charges | 66A | - | €1,936 | +€1,936 | |
| Gross operating margin | 9900 | €34,397 | €31,797 | -€2,601 | -7.6% |
| Operating profit (loss) | 9901 | €31,977 | €27,288 | -€4,689 | -14.7% |
| Financial income | 75/76B | €3 | €13 | +€11 | +398% |
| Recurring financial income | 75 | €3 | €13 | +€11 | +398% |
| Financial charges | 65/66B | €204 | €5,057 | +€4,854 | +2,383% |
| Recurring financial charges | 65 | €204 | €5,057 | +€4,854 | +2,383% |
| Profit (loss) for the period before taxes | 9903 | €31,776 | €22,244 | -€9,532 | -30.0% |
| Income taxes | 67/77 | €3,615 | €7,028 | +€3,413 | +94.4% |
| Profit (loss) for the period | 9904 | €28,161 | €15,215 | -€12,945 | -46.0% |
| Profit (loss) for the period to be appropriated | 9905 | €28,161 | €15,215 | -€12,945 | -46.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.