MOVA FINCO: what changed
MOVA FINCO
Largest movements
- Receivables after one year +€15,000
new in 2025: €15,000
- Current investments -€10,000
down €10,000 (-33.1%), from €30,244 to €20,244
- Receivables within one year -€9,896
down €9,896 (-42.6%), from €23,234 to €13,339
of which Trade receivables: -€9,537
- Cash -€4,719
down €4,719 (-19.6%), from €24,072 to €19,354
mainly Receivables after one year (-€15,000) and Accrued charges and deferred income (-€5,699)
- Tangible fixed assets -€2,178
down €2,178 (-22.2%), from €9,814 to €7,636
of which Furniture and vehicles: -€2,220
- Accrued charges and deferred income -€5,699
down €5,699 (-100%), from €5,699 to €0
- Tax, wage and social debts -€4,966
down €4,966 (-63.9%), from €7,768 to €2,802
- Current portion of long-term debt -€3,392
down €3,392 (-100%), from €3,392 to €0
- Other debts +€3,216
up €3,216 (+254%), from €1,265 to €4,481
- Reserves +€1,462
up €1,462 (+2.1%), from €69,015 to €70,478
- Gross operating margin -€28,652
down €28,652 (-83.8%), from €34,207 to €5,554
- Taxes -€5,754
down €5,754 (-79.0%), from €7,280 to €1,526
- Financial charges -€368
down €368 (-73.6%), from €500 to €132
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €89,501 | €79,311 | -€10,190 | -11.4% |
| Formation expenses | 20 | €0 | - | = | |
| Fixed assets | 21/28 | €9,814 | €7,636 | -€2,178 | -22.2% |
| Tangible fixed assets | 22/27 | €9,814 | €7,636 | -€2,178 | -22.2% |
| Plant, machinery and equipment | 23 | €1,514 | €1,557 | +€43 | +2.8% |
| Furniture and vehicles | 24 | €8,299 | €6,079 | -€2,220 | -26.8% |
| Current assets | 29/58 | €79,687 | €71,675 | -€8,012 | -10.1% |
| Amounts receivable after more than one year | 29 | - | €15,000 | +€15,000 | |
| Other amounts receivable | 291 | - | €15,000 | +€15,000 | |
| Amounts receivable within one year | 40/41 | €23,234 | €13,339 | -€9,896 | -42.6% |
| Trade receivables | 40 | €20,431 | €10,894 | -€9,537 | -46.7% |
| Other amounts receivable | 41 | €2,803 | €2,445 | -€358 | -12.8% |
| Current investments | 50/53 | €30,244 | €20,244 | -€10,000 | -33.1% |
| Cash at bank and in hand | 54/58 | €24,072 | €19,354 | -€4,719 | -19.6% |
| Deferred charges and accrued income | 490/1 | €2,137 | €3,738 | +€1,602 | +75.0% |
| Total equity and liabilities | 10/49 | €89,501 | €79,311 | -€10,190 | -11.4% |
| Equity | 10/15 | €69,115 | €70,578 | +€1,462 | +2.1% |
| Contributions | 10/11 | €100 | €100 | = | 0.0% |
| Reserves | 13 | €69,015 | €70,478 | +€1,462 | +2.1% |
| Distributable reserves | 133 | €69,015 | €70,478 | +€1,462 | +2.1% |
| Amounts payable | 17/49 | €20,385 | €8,733 | -€11,653 | -57.2% |
| Amounts payable within one year | 42/48 | €14,687 | €8,733 | -€5,954 | -40.5% |
| Current portion of amounts payable after more than one year | 42 | €3,392 | €0 | -€3,392 | -100% |
| Trade debts | 44 | €2,261 | €1,450 | -€811 | -35.9% |
| Suppliers | 440/4 | €2,261 | €1,450 | -€811 | -35.9% |
| Taxes, remuneration and social security | 45 | €7,768 | €2,802 | -€4,966 | -63.9% |
| Taxes | 450/3 | €7,768 | €2,802 | -€4,966 | -63.9% |
| Other amounts payable | 47/48 | €1,265 | €4,481 | +€3,216 | +254% |
| Accrued charges and deferred income | 492/3 | €5,699 | €0 | -€5,699 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,877 | €2,834 | -€43 | -1.5% |
| Other operating charges | 640/8 | €0 | €289 | +€288 | +412,071% |
| Gross operating margin | 9900 | €34,207 | €5,554 | -€28,652 | -83.8% |
| Operating profit (loss) | 9901 | €31,329 | €2,432 | -€28,897 | -92.2% |
| Financial income | 75/76B | €348 | €689 | +€340 | +97.7% |
| Recurring financial income | 75 | €348 | €689 | +€340 | +97.7% |
| Financial charges | 65/66B | €500 | €132 | -€368 | -73.6% |
| Recurring financial charges | 65 | €500 | €132 | -€368 | -73.6% |
| Profit (loss) for the period before taxes | 9903 | €31,178 | €2,988 | -€28,189 | -90.4% |
| Income taxes | 67/77 | €7,280 | €1,526 | -€5,754 | -79.0% |
| Profit (loss) for the period | 9904 | €23,898 | €1,462 | -€22,436 | -93.9% |
| Profit (loss) for the period to be appropriated | 9905 | €23,898 | €1,462 | -€22,436 | -93.9% |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.