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MORETTI: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MORETTI

BE 0422.672.550
NACE 43.221, Plumbing work
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€41,041
2024 · -€8,847-€32,194
Equity
€181,462
2024 · €222,503-€41,041
Cash
€116,126
2024 · €139,156-€23,031
Balance sheet total
€183,557
2024 · €223,478-€39,921

Largest movements

2024 to 2025
Assets
  • Cash -€23,031

    down €23,031 (-16.6%), from €139,156 to €116,126

    mainly Net result for the year (-€41,041)

  • Tangible fixed assets -€8,942

    down €8,942 (-30.1%), from €29,745 to €20,803

    of which Furniture and vehicles: -€5,463

  • Receivables within one year -€7,878

    down €7,878 (-42.8%), from €18,391 to €10,513

    of which Trade receivables: -€11,618

Equity and liabilities
  • Profit (loss) carried forward -€41,041

    down €41,041 (-26.6%), from €154,303 to €113,262

Income statement
  • Gross operating margin -€47,632

    down €47,632, from €21,147 to -€26,485

  • Staff costs -€13,594

    down €13,594 (-88.2%), from €15,416 to €1,823

  • Depreciation -€1,371

    down €1,371 (-13.3%), from €10,313 to €8,942

  • Financial charges -€575

    down €575 (-82.0%), from €701 to €126

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€8,847
Gross operating margin -€47,632
Staff costs +€13,594
Depreciation +€1,371
Other operating charges -€100
Financial income -€2
Financial charges +€575
Result 2025 -€41,041

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€23,031
Investment €0
Financing €0
Cash 2024 €139,156
Net result for the year -€41,041
Depreciation +€8,942
Receivables within one year +€7,878
Smaller working-capital items +€49
Trade debts +€1,142
Cash 2025 €116,126
Every line side by side 46 lines
Line Code 2024 2025 Change %
Total assets 20/58 €223,478 €183,557 -€39,921 -17.9%
Fixed assets 21/28 €29,782 €20,840 -€8,942 -30.0%
Tangible fixed assets 22/27 €29,745 €20,803 -€8,942 -30.1%
Land and buildings 22 €1,859 €1,859 = 0.0%
Plant, machinery and equipment 23 €4,381 €2,145 -€2,237 -51.0%
Furniture and vehicles 24 €7,951 €2,489 -€5,463 -68.7%
Other tangible fixed assets 26 €15,553 €14,310 -€1,243 -8.0%
Financial fixed assets 28 €37 €37 = 0.0%
Current assets 29/58 €193,696 €162,717 -€30,979 -16.0%
Stocks and contracts in progress 3 €33,837 €33,837 = 0.0%
Stocks 30/36 €33,837 €33,837 = 0.0%
Contracts in progress 37 €0 - =
Amounts receivable within one year 40/41 €18,391 €10,513 -€7,878 -42.8%
Trade receivables 40 €11,618 €0 -€11,618 -100.0%
Other amounts receivable 41 €6,773 €10,513 +€3,740 +55.2%
Cash at bank and in hand 54/58 €139,156 €116,126 -€23,031 -16.6%
Deferred charges and accrued income 490/1 €2,312 €2,241 -€71 -3.1%
Total equity and liabilities 10/49 €223,478 €183,557 -€39,921 -17.9%
Equity 10/15 €222,503 €181,462 -€41,041 -18.4%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €6,200 €6,200 = 0.0%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Profit (loss) carried forward 14 €154,303 €113,262 -€41,041 -26.6%
Amounts payable 17/49 €975 €2,095 +€1,120 +114.8%
Amounts payable within one year 42/48 €975 €2,095 +€1,120 +114.8%
Trade debts 44 €403 €1,546 +€1,142 +283.2%
Suppliers 440/4 €403 €1,546 +€1,142 +283.2%
Taxes, remuneration and social security 45 €572 €549 -€22 -3.9%
Taxes 450/3 €0 - =
Remuneration and social security 454/9 €572 €549 -€22 -3.9%
Other amounts payable 47/48 €0 - =
Remuneration, social security and pensions 62 €15,416 €1,823 -€13,594 -88.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €10,313 €8,942 -€1,371 -13.3%
Other operating charges 640/8 €3,587 €3,687 +€100 +2.8%
Gross operating margin 9900 €21,147 -€26,485 -€47,632
Operating profit (loss) 9901 -€8,169 -€40,937 -€32,768 -401.1%
Financial income 75/76B €24 €22 -€2 -6.8%
Recurring financial income 75 €24 €22 -€2 -6.8%
Financial charges 65/66B €701 €126 -€575 -82.0%
Recurring financial charges 65 €701 €126 -€575 -82.0%
Profit (loss) for the period before taxes 9903 -€8,847 -€41,041 -€32,194 -363.9%
Profit (loss) for the period 9904 -€8,847 -€41,041 -€32,194 -363.9%
Profit (loss) for the period to be appropriated 9905 -€8,847 -€41,041 -€32,194 -363.9%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.