MONTERREY: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MONTERREY
Largest movements
- Cash -€3,208
down €3,208 (-100.0%), from €3,208 to €0
mainly Net result for the year (-€11,699) and Debts after one year (-€4,000)
- Other debts +€15,671
up €15,671 (+11.7%), from €133,586 to €149,257
- Profit (loss) carried forward -€11,699
down €11,699 (-40.9%), from -€28,631 to -€40,330
- Debts after one year -€4,000
down €4,000 (-6.7%), from €60,000 to €56,000
- Other operating charges +€7,232
up €7,232 (+3108.4%), from €233 to €7,465
- Financial charges +€1,330
up €1,330 (+84.7%), from €1,571 to €2,901
- Gross operating margin -€62
down €62 (-4.8%), from -€1,271 to -€1,333
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €224,272 | €221,064 | -€3,208 | -1.4% |
| Current assets | 29/58 | €224,272 | €221,064 | -€3,208 | -1.4% |
| Stocks and contracts in progress | 3 | €221,064 | €221,064 | = | 0.0% |
| Stocks | 30/36 | €221,064 | €221,064 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €3,208 | €0 | -€3,208 | -100.0% |
| Total equity and liabilities | 10/49 | €224,272 | €221,064 | -€3,208 | -1.4% |
| Equity | 10/15 | €21,440 | €9,741 | -€11,699 | -54.6% |
| Contributions | 10/11 | €50,000 | €50,000 | = | 0.0% |
| Reserves | 13 | €71 | €71 | = | 0.0% |
| Non-distributable reserves | 130/1 | €71 | €71 | = | 0.0% |
| Reserves not available under the articles | 1311 | €71 | €71 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€28,631 | -€40,330 | -€11,699 | -40.9% |
| Amounts payable | 17/49 | €202,832 | €211,323 | +€8,491 | +4.2% |
| Amounts payable after more than one year | 17 | €60,000 | €56,000 | -€4,000 | -6.7% |
| Financial debts | 170/4 | €60,000 | €56,000 | -€4,000 | -6.7% |
| Amounts payable within one year | 42/48 | €142,832 | €155,323 | +€12,491 | +8.7% |
| Current portion of amounts payable after more than one year | 42 | €8,000 | €6,000 | -€2,000 | -25.0% |
| Trade debts | 44 | €1,246 | €66 | -€1,180 | -94.7% |
| Suppliers | 440/4 | €1,246 | €66 | -€1,180 | -94.7% |
| Other amounts payable | 47/48 | €133,586 | €149,257 | +€15,671 | +11.7% |
| Other operating charges | 640/8 | €233 | €7,465 | +€7,232 | +3108.4% |
| Gross operating margin | 9900 | -€1,271 | -€1,333 | -€62 | -4.8% |
| Operating profit (loss) | 9901 | -€1,504 | -€8,798 | -€7,294 | -484.9% |
| Financial charges | 65/66B | €1,571 | €2,901 | +€1,330 | +84.7% |
| Recurring financial charges | 65 | €1,571 | €2,901 | +€1,330 | +84.7% |
| Profit (loss) for the period before taxes | 9903 | -€3,075 | -€11,699 | -€8,624 | -280.4% |
| Profit (loss) for the period | 9904 | -€3,075 | -€11,699 | -€8,624 | -280.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,075 | -€11,699 | -€8,624 | -280.4% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.