MONTECH SPIDER: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MONTECH SPIDER
Largest movements
- Cash +€42,499
up €42,499 (+24.6%), from €172,882 to €215,380
mainly Other debts (+€200,000) and Net result for the year (+€43,054)
- Other debts +€200,000
new in 2025: €200,000
- Reserves -€156,946
down €156,946 (-61.7%), from €254,383 to €97,437
of which Distributable reserves: -€156,946
- Other operating charges +€1,239
up €1,239 (+89.3%), from €1,387 to €2,626
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €273,383 | €316,437 | +€43,054 | +15.7% |
| Fixed assets | 21/28 | €100,000 | €100,000 | = | 0.0% |
| Tangible fixed assets | 22/27 | €100,000 | €100,000 | = | 0.0% |
| Land and buildings | 22 | €100,000 | €100,000 | = | 0.0% |
| Current assets | 29/58 | €173,383 | €216,437 | +€43,054 | +24.8% |
| Amounts receivable within one year | 40/41 | €448 | €1,003 | +€555 | +123.9% |
| Other amounts receivable | 41 | €448 | €1,003 | +€555 | +123.9% |
| Current investments | 50/53 | €54 | €54 | +€0 | +0.5% |
| Cash at bank and in hand | 54/58 | €172,882 | €215,380 | +€42,499 | +24.6% |
| Total equity and liabilities | 10/49 | €273,383 | €316,437 | +€43,054 | +15.7% |
| Equity | 10/15 | €273,383 | €116,437 | -€156,946 | -57.4% |
| Contributions | 10/11 | €19,000 | €19,000 | = | 0.0% |
| Reserves | 13 | €254,383 | €97,437 | -€156,946 | -61.7% |
| Tax-exempt reserves | 132 | €8,378 | €8,378 | = | 0.0% |
| Distributable reserves | 133 | €246,005 | €89,059 | -€156,946 | -63.8% |
| Amounts payable | 17/49 | - | €200,000 | +€200,000 | |
| Amounts payable within one year | 42/48 | - | €200,000 | +€200,000 | |
| Other amounts payable | 47/48 | - | €200,000 | +€200,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €558 | - | -€558 | |
| Other operating charges | 640/8 | €1,387 | €2,626 | +€1,239 | +89.3% |
| Gross operating margin | 9900 | €60,305 | €60,278 | -€27 | 0.0% |
| Operating profit (loss) | 9901 | €58,360 | €57,652 | -€708 | -1.2% |
| Financial income | 75/76B | €0 | €0 | = | 0.0% |
| Recurring financial income | 75 | €0 | €0 | = | 0.0% |
| Financial charges | 65/66B | €152 | €153 | +€2 | +1.0% |
| Recurring financial charges | 65 | €152 | €153 | +€2 | +1.0% |
| Profit (loss) for the period before taxes | 9903 | €58,209 | €57,499 | -€710 | -1.2% |
| Income taxes | 67/77 | €14,552 | €14,445 | -€107 | -0.7% |
| Profit (loss) for the period | 9904 | €43,657 | €43,054 | -€603 | -1.4% |
| Profit (loss) for the period to be appropriated | 9905 | €43,657 | €43,054 | -€603 | -1.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.