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MONTE: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MONTE

BE 0471.093.861
NACE 77.120, Rental and leasing activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€2,918
2024 · €3,991-€6,909
Equity
-€285,923
2024 · -€282,160-€3,763
Cash
€38,025
2024 · €27,230+€10,795
Balance sheet total
€464,252
2024 · €476,789-€12,536

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€21,198

    down €21,198 (-9.5%), from €222,727 to €201,528

    of which Land and buildings: -€14,065

  • Cash +€10,795

    up €10,795 (+39.6%), from €27,230 to €38,025

    mainly Depreciation (+€24,628) and Receivables within one year (+€3,472)

Equity and liabilities
  • Trade debts -€5,295

    down €5,295 (-79.2%), from €6,689 to €1,394

Income statement
  • Gross operating margin -€3,942

    down €3,942 (-11.4%), from €34,489 to €30,547

  • Depreciation +€2,395

    up €2,395 (+10.8%), from €22,233 to €24,628

  • Other operating charges +€520

    up €520 (+6.1%), from €8,464 to €8,984

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €3,991
Gross operating margin -€3,942
Depreciation -€2,395
Other operating charges -€520
Financial charges -€48
Taxes -€3
Result 2025 -€2,918

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€14,464
Investment -€2,825
Financing -€845
Cash 2024 €27,230
Net result for the year -€2,918
Depreciation +€24,628
Stocks and contracts -€1,022
Receivables within one year +€3,472
Deferred charges and accrued income -€922
Trade debts -€5,295
Tax, wage and social debts +€511
Other debts -€3,990
Investment in fixed assets (net) -€2,825
Contributions, distributions and other -€845
Cash 2025 €38,025
Every line side by side 42 lines
Line Code 2024 2025 Change %
Total assets 20/58 €476,789 €464,252 -€12,536 -2.6%
Fixed assets 21/28 €223,906 €202,103 -€21,803 -9.7%
Intangible fixed assets 21 €1,167 €562 -€605 -51.8%
Tangible fixed assets 22/27 €222,727 €201,528 -€21,198 -9.5%
Land and buildings 22 €192,969 €178,904 -€14,065 -7.3%
Plant, machinery and equipment 23 €442 €1,277 +€835 +189.0%
Furniture and vehicles 24 €29,316 €21,348 -€7,968 -27.2%
Financial fixed assets 28 €12 €12 = 0.0%
Current assets 29/58 €252,882 €262,150 +€9,267 +3.7%
Stocks and contracts in progress 3 €156,787 €157,810 +€1,022 +0.7%
Stocks 30/36 €156,787 €157,810 +€1,022 +0.7%
Amounts receivable within one year 40/41 €65,664 €62,192 -€3,472 -5.3%
Trade receivables 40 €64,512 €62,192 -€2,320 -3.6%
Other amounts receivable 41 €1,152 - -€1,152
Cash at bank and in hand 54/58 €27,230 €38,025 +€10,795 +39.6%
Deferred charges and accrued income 490/1 €3,202 €4,124 +€922 +28.8%
Total equity and liabilities 10/49 €476,789 €464,252 -€12,536 -2.6%
Equity 10/15 -€282,160 -€285,923 -€3,763 -1.3%
Contributions 10/11 €49,579 €49,579 = 0.0%
Reserves 13 €4,958 €4,958 = 0.0%
Distributable reserves 133 €4,958 €4,958 = 0.0%
Profit (loss) carried forward 14 -€339,231 -€342,149 -€2,918 -0.9%
Investment grants 15 €2,534 €1,689 -€845 -33.3%
Amounts payable 17/49 €758,949 €750,175 -€8,774 -1.2%
Amounts payable within one year 42/48 €758,949 €750,175 -€8,774 -1.2%
Trade debts 44 €6,689 €1,394 -€5,295 -79.2%
Suppliers 440/4 €6,689 €1,394 -€5,295 -79.2%
Taxes, remuneration and social security 45 €137 €648 +€511 +374.2%
Taxes 450/3 €137 €648 +€511 +374.2%
Other amounts payable 47/48 €752,123 €748,134 -€3,990 -0.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €22,233 €24,628 +€2,395 +10.8%
Other operating charges 640/8 €8,464 €8,984 +€520 +6.1%
Gross operating margin 9900 €34,489 €30,547 -€3,942 -11.4%
Operating profit (loss) 9901 €3,792 -€3,065 -€6,857
Financial income 75/76B €845 €845 = 0.0%
Recurring financial income 75 €845 €845 = 0.0%
Financial charges 65/66B €509 €558 +€48 +9.5%
Recurring financial charges 65 €509 €558 +€48 +9.5%
Profit (loss) for the period before taxes 9903 €4,127 -€2,778 -€6,905
Income taxes 67/77 €137 €140 +€3 +2.3%
Profit (loss) for the period 9904 €3,991 -€2,918 -€6,909
Profit (loss) for the period to be appropriated 9905 €3,991 -€2,918 -€6,909

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.