MONTAMIC: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MONTAMIC
Largest movements
- Deferred charges and accrued income -€2,567
down €2,567 (-12.8%), from €20,083 to €17,516
- Receivables within one year +€2,440
up €2,440 (+1.1%), from €220,594 to €223,034
of which Other amounts receivable: +€4,086
No liability line moved by more than 1% of the balance sheet total.
- Gross operating margin -€20,931
down €20,931 (-97.7%), from €21,426 to €495
- Purchases and services +€3,289
up €3,289 (+568.0%), from €579 to €3,868
- Taxes -€2,157
down €2,157, from €1,823 to -€334
- Other operating charges -€1,001
down €1,001 (-89.3%), from €1,121 to €120
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €241,657 | €240,825 | -€832 | -0.3% |
| Current assets | 29/58 | €241,657 | €240,825 | -€832 | -0.3% |
| Amounts receivable within one year | 40/41 | €220,594 | €223,034 | +€2,440 | +1.1% |
| Trade receivables | 40 | €10,000 | €8,354 | -€1,646 | -16.5% |
| Other amounts receivable | 41 | €210,594 | €214,680 | +€4,086 | +1.9% |
| Cash at bank and in hand | 54/58 | €980 | €275 | -€705 | -71.9% |
| Deferred charges and accrued income | 490/1 | €20,083 | €17,516 | -€2,567 | -12.8% |
| Total equity and liabilities | 10/49 | €241,657 | €240,825 | -€832 | -0.3% |
| Equity | 10/15 | €237,686 | €238,349 | +€663 | +0.3% |
| Contributions | 10/11 | €6,197 | €6,197 | = | 0.0% |
| Reserves | 13 | €349,764 | €350,428 | +€664 | +0.2% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Tax-exempt reserves | 132 | €1,155 | €1,155 | = | 0.0% |
| Distributable reserves | 133 | €346,750 | €347,414 | +€664 | +0.2% |
| Profit (loss) carried forward | 14 | -€118,275 | -€118,276 | -€1 | 0.0% |
| Amounts payable | 17/49 | €3,971 | €2,476 | -€1,495 | -37.6% |
| Amounts payable within one year | 42/48 | €3,971 | €2,476 | -€1,495 | -37.6% |
| Trade debts | 44 | €1,515 | €500 | -€1,015 | -67.0% |
| Suppliers | 440/4 | €1,515 | €500 | -€1,015 | -67.0% |
| Taxes, remuneration and social security | 45 | €2,456 | €1,976 | -€480 | -19.5% |
| Taxes | 450/3 | €2,456 | €1,976 | -€480 | -19.5% |
| Non-recurring operating income | 76A | €17,772 | - | -€17,772 | |
| Goods, raw materials, services and sundry goods | 60/61 | €579 | €3,868 | +€3,289 | +568.0% |
| Other operating charges | 640/8 | €1,121 | €120 | -€1,001 | -89.3% |
| Gross operating margin | 9900 | €21,426 | €495 | -€20,931 | -97.7% |
| Operating profit (loss) | 9901 | €20,305 | €375 | -€19,930 | -98.2% |
| Financial charges | 65/66B | €255 | €45 | -€210 | -82.4% |
| Recurring financial charges | 65 | €56 | €45 | -€11 | -19.6% |
| Non-recurring financial charges | 66B | €199 | - | -€199 | |
| Profit (loss) for the period before taxes | 9903 | €20,050 | €330 | -€19,720 | -98.4% |
| Income taxes | 67/77 | €1,823 | -€334 | -€2,157 | |
| Profit (loss) for the period | 9904 | €18,227 | €664 | -€17,563 | -96.4% |
| Profit (loss) for the period to be appropriated | 9905 | €18,227 | €664 | -€17,563 | -96.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.