MonMarie: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MonMarie
Largest movements
- Tangible fixed assets +€457,126
up €457,126 (+3,472%), from €13,167 to €470,292
of which Land and buildings: +€462,023
- Cash -€45,290
down €45,290 (-53.0%), from €85,413 to €40,124
mainly Investment in fixed assets (net) (-€463,876) and Tax, wage and social debts (-€13,525)
- Financial fixed assets -€12,972
down €12,972 (-100%), from €12,972 to €0
- Stocks and contracts +€12,101
up €12,101 (+54.6%), from €22,152 to €34,253
- Receivables within one year +€9,711
up €9,711 (+69.3%), from €14,014 to €23,725
- Debts after one year +€389,848
new in 2025: €389,848
- Reserves +€27,735
up €27,735 (+49.8%), from €55,678 to €83,412
- Current portion of long-term debt +€18,520
new in 2025: €18,520
- Tax, wage and social debts -€13,525
down €13,525 (-22.5%), from €60,066 to €46,541
of which Remuneration and social security: -€10,380
- Trade debts -€9,702
down €9,702 (-100%), from €9,702 to €0
- Staff costs -€91,745
down €91,745 (-39.9%), from €230,036 to €138,292
- Gross operating margin -€38,937
down €38,937 (-15.7%), from €248,113 to €209,176
- Depreciation +€12,616
up €12,616 (+166%), from €7,607 to €20,223
- Financial charges +€11,381
up €11,381 (+454%), from €2,508 to €13,889
- Taxes +€5,677
up €5,677 (+153%), from €3,703 to €9,380
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €152,445 | €569,393 | +€416,948 | +274% |
| Fixed assets | 21/28 | €27,639 | €471,292 | +€443,654 | +1,605% |
| Intangible fixed assets | 21 | €1,500 | €1,000 | -€500 | -33.3% |
| Tangible fixed assets | 22/27 | €13,167 | €470,292 | +€457,126 | +3,472% |
| Land and buildings | 22 | - | €462,023 | +€462,023 | |
| Furniture and vehicles | 24 | €3,151 | €156 | -€2,996 | -95.1% |
| Other tangible fixed assets | 26 | €10,015 | €8,114 | -€1,902 | -19.0% |
| Financial fixed assets | 28 | €12,972 | €0 | -€12,972 | -100% |
| Current assets | 29/58 | €124,807 | €98,101 | -€26,705 | -21.4% |
| Stocks and contracts in progress | 3 | €22,152 | €34,253 | +€12,101 | +54.6% |
| Stocks | 30/36 | €22,152 | €34,253 | +€12,101 | +54.6% |
| Amounts receivable within one year | 40/41 | €14,014 | €23,725 | +€9,711 | +69.3% |
| Trade receivables | 40 | €14,014 | €23,725 | +€9,711 | +69.3% |
| Cash at bank and in hand | 54/58 | €85,413 | €40,124 | -€45,290 | -53.0% |
| Deferred charges and accrued income | 490/1 | €3,228 | €0 | -€3,228 | -100% |
| Total equity and liabilities | 10/49 | €152,445 | €569,393 | +€416,948 | +274% |
| Equity | 10/15 | €74,278 | €102,012 | +€27,735 | +37.3% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €55,678 | €83,412 | +€27,735 | +49.8% |
| Distributable reserves | 133 | €55,678 | €83,412 | +€27,735 | +49.8% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €78,168 | €467,381 | +€389,213 | +498% |
| Amounts payable after more than one year | 17 | - | €389,848 | +€389,848 | |
| Financial debts | 170/4 | - | €389,848 | +€389,848 | |
| Amounts payable within one year | 42/48 | €78,168 | €77,533 | -€634 | -0.8% |
| Current portion of amounts payable after more than one year | 42 | - | €18,520 | +€18,520 | |
| Trade debts | 44 | €9,702 | €0 | -€9,702 | -100% |
| Suppliers | 440/4 | €9,702 | €0 | -€9,702 | -100% |
| Taxes, remuneration and social security | 45 | €60,066 | €46,541 | -€13,525 | -22.5% |
| Taxes | 450/3 | €40,249 | €37,104 | -€3,145 | -7.8% |
| Remuneration and social security | 454/9 | €19,816 | €9,437 | -€10,380 | -52.4% |
| Other amounts payable | 47/48 | €8,400 | €12,473 | +€4,073 | +48.5% |
| Non-recurring operating income | 76A | - | €284 | +€284 | |
| Remuneration, social security and pensions | 62 | €230,036 | €138,292 | -€91,745 | -39.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,607 | €20,223 | +€12,616 | +166% |
| Other operating charges | 640/8 | €2,035 | €2,614 | +€579 | +28.4% |
| Gross operating margin | 9900 | €248,113 | €209,176 | -€38,937 | -15.7% |
| Operating profit (loss) | 9901 | €8,435 | €48,048 | +€39,613 | +470% |
| Financial income | 75/76B | €1,735 | €2,957 | +€1,222 | +70.4% |
| Recurring financial income | 75 | €1,735 | €857 | -€878 | -50.6% |
| Non-recurring financial income | 76B | - | €2,100 | +€2,100 | |
| Financial charges | 65/66B | €2,508 | €13,889 | +€11,381 | +454% |
| Recurring financial charges | 65 | €2,508 | €13,889 | +€11,381 | +454% |
| Profit (loss) for the period before taxes | 9903 | €7,662 | €37,115 | +€29,453 | +384% |
| Income taxes | 67/77 | €3,703 | €9,380 | +€5,677 | +153% |
| Profit (loss) for the period | 9904 | €3,959 | €27,735 | +€23,776 | +601% |
| Profit (loss) for the period to be appropriated | 9905 | €3,959 | €27,735 | +€23,776 | +601% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.