MONIFY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MONIFY
Largest movements
- Cash +€9,203
up €9,203 (+319.6%), from €2,879 to €12,082
mainly Net result for the year (+€9,157) and Receivables within one year (+€988)
- Receivables within one year -€988
down €988 (-83.0%), from €1,191 to €203
of which Trade receivables: -€897
- Profit (loss) carried forward +€9,157
up €9,157, from -€1,375 to €7,782
- Trade debts -€729
down €729 (-81.3%), from €897 to €168
- Other debts -€224
down €224 (-10.9%), from €2,059 to €1,835
- Gross operating margin +€8,878
up €8,878 (+872.9%), from €1,017 to €9,895
- Depreciation -€5,107
down €5,107 (-99.8%), from €5,119 to €11
- Financial charges +€162
up €162 (+97.9%), from €165 to €327
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,081 | €12,285 | +€8,204 | +201.0% |
| Fixed assets | 21/28 | €11 | - | -€11 | |
| Intangible fixed assets | 21 | €11 | - | -€11 | |
| Current assets | 29/58 | €4,070 | €12,285 | +€8,215 | +201.8% |
| Amounts receivable within one year | 40/41 | €1,191 | €203 | -€988 | -83.0% |
| Trade receivables | 40 | €897 | - | -€897 | |
| Other amounts receivable | 41 | €293 | €203 | -€90 | -30.8% |
| Cash at bank and in hand | 54/58 | €2,879 | €12,082 | +€9,203 | +319.6% |
| Total equity and liabilities | 10/49 | €4,081 | €12,285 | +€8,204 | +201.0% |
| Equity | 10/15 | €1,125 | €10,282 | +€9,157 | +814.1% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€1,375 | €7,782 | +€9,157 | |
| Amounts payable | 17/49 | €2,956 | €2,003 | -€953 | -32.2% |
| Amounts payable within one year | 42/48 | €2,956 | €2,003 | -€953 | -32.2% |
| Trade debts | 44 | €897 | €168 | -€729 | -81.3% |
| Suppliers | 440/4 | €897 | €168 | -€729 | -81.3% |
| Other amounts payable | 47/48 | €2,059 | €1,835 | -€224 | -10.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,119 | €11 | -€5,107 | -99.8% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | €1,017 | €9,895 | +€8,878 | +872.9% |
| Operating profit (loss) | 9901 | -€4,489 | €9,484 | +€13,973 | |
| Financial charges | 65/66B | €165 | €327 | +€162 | +97.9% |
| Recurring financial charges | 65 | €165 | €327 | +€162 | +97.9% |
| Profit (loss) for the period before taxes | 9903 | -€4,654 | €9,157 | +€13,811 | |
| Profit (loss) for the period | 9904 | -€4,654 | €9,157 | +€13,811 | |
| Profit (loss) for the period to be appropriated | 9905 | -€4,654 | €9,157 | +€13,811 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 12 October 2026 via checked.be.