Moni4care: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Moni4care
Largest movements
- Receivables within one year -€5,225
down €5,225 (-14.4%), from €36,181 to €30,955
of which Other amounts receivable: -€3,224
- Cash +€4,456
up €4,456 (+1,857%), from €240 to €4,696
mainly Other debts (+€30,000) and Net result for the year (+€13,132)
- Deferred charges and accrued income -€1,886
down €1,886 (-22.5%), from €8,362 to €6,477
- Reserves -€30,000
down €30,000 (-35.2%), from €85,304 to €55,304
- Other debts +€30,000
new in 2025: €30,000
- Profit (loss) carried forward +€13,132
up €13,132 (+87.9%), from -€14,947 to -€1,816
- Tax, wage and social debts -€11,906
no longer reported in 2025 (was €11,906)
- Trade debts -€4,964
down €4,964 (-96.5%), from €5,142 to €178
- Gross operating margin +€30,148
up €30,148, from -€9,095 to €21,053
- Taxes +€4,294
up €4,294 (+1,215%), from €353 to €4,647
- Other operating charges -€1,308
down €1,308 (-58.6%), from €2,230 to €922
- Financial charges -€780
down €780 (-19.8%), from €3,938 to €3,158
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €90,404 | €88,112 | -€2,292 | -2.5% |
| Fixed assets | 21/28 | €622 | €984 | +€363 | +58.4% |
| Tangible fixed assets | 22/27 | €622 | €984 | +€363 | +58.4% |
| Furniture and vehicles | 24 | €622 | €984 | +€363 | +58.4% |
| Current assets | 29/58 | €89,783 | €87,128 | -€2,655 | -3.0% |
| Amounts receivable after more than one year | 29 | €45,000 | €45,000 | = | 0.0% |
| Other amounts receivable | 291 | €45,000 | €45,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €36,181 | €30,955 | -€5,225 | -14.4% |
| Trade receivables | 40 | €2,364 | €363 | -€2,001 | -84.6% |
| Other amounts receivable | 41 | €33,816 | €30,592 | -€3,224 | -9.5% |
| Cash at bank and in hand | 54/58 | €240 | €4,696 | +€4,456 | +1,857% |
| Deferred charges and accrued income | 490/1 | €8,362 | €6,477 | -€1,886 | -22.5% |
| Total equity and liabilities | 10/49 | €90,404 | €88,112 | -€2,292 | -2.5% |
| Equity | 10/15 | €73,356 | €56,488 | -€16,868 | -23.0% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €85,304 | €55,304 | -€30,000 | -35.2% |
| Distributable reserves | 133 | €85,304 | €55,304 | -€30,000 | -35.2% |
| Profit (loss) carried forward | 14 | -€14,947 | -€1,816 | +€13,132 | +87.9% |
| Amounts payable | 17/49 | €17,048 | €31,624 | +€14,576 | +85.5% |
| Amounts payable within one year | 42/48 | €17,048 | €30,178 | +€13,130 | +77.0% |
| Trade debts | 44 | €5,142 | €178 | -€4,964 | -96.5% |
| Suppliers | 440/4 | €5,142 | €178 | -€4,964 | -96.5% |
| Taxes, remuneration and social security | 45 | €11,906 | - | -€11,906 | |
| Taxes | 450/3 | €11,906 | - | -€11,906 | |
| Other amounts payable | 47/48 | - | €30,000 | +€30,000 | |
| Accrued charges and deferred income | 492/3 | - | €1,446 | +€1,446 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €505 | €368 | -€137 | -27.1% |
| Other operating charges | 640/8 | €2,230 | €922 | -€1,308 | -58.6% |
| Gross operating margin | 9900 | -€9,095 | €21,053 | +€30,148 | |
| Operating profit (loss) | 9901 | -€11,830 | €19,763 | +€31,593 | |
| Financial income | 75/76B | €1,174 | €1,174 | = | 0.0% |
| Recurring financial income | 75 | €1,174 | €1,174 | = | 0.0% |
| Financial charges | 65/66B | €3,938 | €3,158 | -€780 | -19.8% |
| Recurring financial charges | 65 | €3,938 | €3,158 | -€780 | -19.8% |
| Profit (loss) for the period before taxes | 9903 | -€14,594 | €17,779 | +€32,373 | |
| Income taxes | 67/77 | €353 | €4,647 | +€4,294 | +1,215% |
| Profit (loss) for the period | 9904 | -€14,947 | €13,132 | +€28,079 | |
| Profit (loss) for the period to be appropriated | 9905 | -€14,947 | €13,132 | +€28,079 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.