MONEYTIC: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MONEYTIC
Largest movements
- Receivables within one year +€45,170
up €45,170 (+169%), from €26,751 to €71,920
of which Trade receivables: +€44,873
- Stocks and contracts +€16,200
up €16,200 (+27.5%), from €59,000 to €75,200
- Tangible fixed assets -€2,633
down €2,633 (-33.8%), from €7,785 to €5,152
- Intangible fixed assets +€1,986
new in 2025: €1,986
- Tax, wage and social debts +€26,937
up €26,937 (+125%), from €21,469 to €48,406
of which Taxes: +€17,469
- Other debts +€22,390
up €22,390 (+21.3%), from €104,966 to €127,356
- Trade debts +€8,572
up €8,572 (+779%), from €1,100 to €9,672
- Profit (loss) carried forward +€3,529
up €3,529 (+92.6%), from €3,810 to €7,340
- Staff costs +€48,575
new in 2025: €48,575
- Gross operating margin +€47,513
up €47,513 (+528%), from €8,991 to €56,504
- Financial charges -€3,089
down €3,089 (-86.5%), from €3,573 to €484
- Depreciation +€3,032
up €3,032 (+2,634%), from €115 to €3,147
- Taxes -€1,100
no longer reported in 2025 (was €1,100)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €132,346 | €193,773 | +€61,428 | +46.4% |
| Fixed assets | 21/28 | €7,923 | €7,276 | -€647 | -8.2% |
| Intangible fixed assets | 21 | - | €1,986 | +€1,986 | |
| Tangible fixed assets | 22/27 | €7,785 | €5,152 | -€2,633 | -33.8% |
| Furniture and vehicles | 24 | €7,785 | €5,152 | -€2,633 | -33.8% |
| Financial fixed assets | 28 | €138 | €138 | = | 0.0% |
| Current assets | 29/58 | €124,423 | €186,498 | +€62,075 | +49.9% |
| Stocks and contracts in progress | 3 | €59,000 | €75,200 | +€16,200 | +27.5% |
| Stocks | 30/36 | €59,000 | €75,200 | +€16,200 | +27.5% |
| Amounts receivable within one year | 40/41 | €26,751 | €71,920 | +€45,170 | +169% |
| Trade receivables | 40 | €26,751 | €71,624 | +€44,873 | +168% |
| Other amounts receivable | 41 | - | €297 | +€297 | |
| Cash at bank and in hand | 54/58 | €38,017 | €37,663 | -€353 | -0.9% |
| Deferred charges and accrued income | 490/1 | €656 | €1,714 | +€1,058 | +161% |
| Total equity and liabilities | 10/49 | €132,346 | €193,773 | +€61,428 | +46.4% |
| Equity | 10/15 | €4,810 | €8,340 | +€3,529 | +73.4% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €3,810 | €7,340 | +€3,529 | +92.6% |
| Amounts payable | 17/49 | €127,535 | €185,434 | +€57,899 | +45.4% |
| Amounts payable within one year | 42/48 | €127,535 | €185,434 | +€57,899 | +45.4% |
| Trade debts | 44 | €1,100 | €9,672 | +€8,572 | +779% |
| Suppliers | 440/4 | €1,100 | €9,672 | +€8,572 | +779% |
| Taxes, remuneration and social security | 45 | €21,469 | €48,406 | +€26,937 | +125% |
| Taxes | 450/3 | €21,469 | €38,938 | +€17,469 | +81.4% |
| Remuneration and social security | 454/9 | - | €9,468 | +€9,468 | |
| Other amounts payable | 47/48 | €104,966 | €127,356 | +€22,390 | +21.3% |
| Remuneration, social security and pensions | 62 | - | €48,575 | +€48,575 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €115 | €3,147 | +€3,032 | +2,634% |
| Other operating charges | 640/8 | €400 | €769 | +€369 | +92.4% |
| Gross operating margin | 9900 | €8,991 | €56,504 | +€47,513 | +528% |
| Operating profit (loss) | 9901 | €8,476 | €4,012 | -€4,464 | -52.7% |
| Financial income | 75/76B | €8 | €1 | -€7 | -93.3% |
| Recurring financial income | 75 | €8 | €1 | -€7 | -93.3% |
| Financial charges | 65/66B | €3,573 | €484 | -€3,089 | -86.5% |
| Recurring financial charges | 65 | €3,573 | €484 | -€3,089 | -86.5% |
| Profit (loss) for the period before taxes | 9903 | €4,910 | €3,529 | -€1,381 | -28.1% |
| Income taxes | 67/77 | €1,100 | - | -€1,100 | |
| Profit (loss) for the period | 9904 | €3,810 | €3,529 | -€281 | -7.4% |
| Profit (loss) for the period to be appropriated | 9905 | €3,810 | €3,529 | -€281 | -7.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.