MONEBO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MONEBO
Largest movements
- Receivables within one year +€25,546
up €25,546 (+20.9%), from €121,992 to €147,538
of which Other amounts receivable: +€64,266
- Tangible fixed assets +€17,359
new in 2025: €17,359
- Cash -€9,898
down €9,898 (-26.6%), from €37,173 to €27,275
mainly Tax, wage and social debts (-€32,112) and Receivables within one year (-€25,546)
- Reserves +€66,746
up €66,746 (+55.7%), from €119,867 to €186,613
- Tax, wage and social debts -€32,112
down €32,112 (-99.9%), from €32,131 to €19
of which Taxes: -€30,147
- Gross operating margin -€36,386
down €36,386 (-29.4%), from €123,765 to €87,379
- Taxes -€19,540
down €19,540 (-51.6%), from €37,878 to €18,338
- Depreciation +€6,781
up €6,781, from €0 to €6,781
- Financial income +€3,698
up €3,698 (+151%), from €2,451 to €6,149
- Other operating charges +€1,539
new in 2025: €1,539
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €159,165 | €192,172 | +€33,007 | +20.7% |
| Fixed assets | 21/28 | - | €17,359 | +€17,359 | |
| Tangible fixed assets | 22/27 | - | €17,359 | +€17,359 | |
| Furniture and vehicles | 24 | - | €17,359 | +€17,359 | |
| Current assets | 29/58 | €159,165 | €174,813 | +€15,648 | +9.8% |
| Amounts receivable within one year | 40/41 | €121,992 | €147,538 | +€25,546 | +20.9% |
| Trade receivables | 40 | €38,720 | €0 | -€38,720 | -100% |
| Other amounts receivable | 41 | €83,272 | €147,538 | +€64,266 | +77.2% |
| Cash at bank and in hand | 54/58 | €37,173 | €27,275 | -€9,898 | -26.6% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €159,165 | €192,172 | +€33,007 | +20.7% |
| Equity | 10/15 | €124,867 | €191,613 | +€66,746 | +53.5% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €119,867 | €186,613 | +€66,746 | +55.7% |
| Distributable reserves | 133 | €119,867 | €186,613 | +€66,746 | +55.7% |
| Amounts payable | 17/49 | €34,299 | €560 | -€33,739 | -98.4% |
| Amounts payable within one year | 42/48 | €34,299 | €560 | -€33,739 | -98.4% |
| Trade debts | 44 | €2,168 | €541 | -€1,627 | -75.1% |
| Suppliers | 440/4 | €2,168 | €541 | -€1,627 | -75.1% |
| Taxes, remuneration and social security | 45 | €32,131 | €19 | -€32,112 | -99.9% |
| Taxes | 450/3 | €30,166 | €19 | -€30,147 | -99.9% |
| Remuneration and social security | 454/9 | €1,965 | €0 | -€1,965 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €0 | €6,781 | +€6,781 | |
| Other operating charges | 640/8 | - | €1,539 | +€1,539 | |
| Gross operating margin | 9900 | €123,765 | €87,379 | -€36,386 | -29.4% |
| Operating profit (loss) | 9901 | €123,765 | €79,059 | -€44,706 | -36.1% |
| Financial income | 75/76B | €2,451 | €6,149 | +€3,698 | +151% |
| Recurring financial income | 75 | €2,451 | €6,149 | +€3,698 | +151% |
| Financial charges | 65/66B | €43 | €125 | +€82 | +191% |
| Recurring financial charges | 65 | €43 | €125 | +€82 | +191% |
| Profit (loss) for the period before taxes | 9903 | €126,174 | €85,084 | -€41,090 | -32.6% |
| Income taxes | 67/77 | €37,878 | €18,338 | -€19,540 | -51.6% |
| Profit (loss) for the period | 9904 | €88,296 | €66,746 | -€21,550 | -24.4% |
| Profit (loss) for the period to be appropriated | 9905 | €88,296 | €66,746 | -€21,550 | -24.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.