Mon Vin: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Mon Vin
Largest movements
- Cash +€26,321
up €26,321 (+68.6%), from €38,352 to €64,673
mainly Debts after one year (+€40,000) and Net result for the year (+€23,858)
- Receivables within one year -€12,570
down €12,570 (-44.9%), from €28,014 to €15,444
of which Trade receivables: -€12,488
- Deferred charges and accrued income +€9,296
up €9,296 (+1387.5%), from €670 to €9,966
- Tangible fixed assets -€4,105
down €4,105 (-13.5%), from €30,326 to €26,221
of which Furniture and vehicles: -€5,786
- Debts after one year +€40,000
new in 2025: €40,000
- Short-term financial debts -€40,000
no longer reported in 2025 (was €40,000)
- Reserves +€22,727
up €22,727 (+113.6%), from €20,000 to €42,727
- Trade debts -€3,424
down €3,424 (-28.2%), from €12,156 to €8,732
- Tax, wage and social debts -€2,909
down €2,909 (-16.2%), from €17,959 to €15,050
- Gross operating margin +€4,900
up €4,900 (+12.8%), from €38,430 to €43,330
- Depreciation +€1,746
up €1,746 (+32.5%), from €5,366 to €7,112
- Taxes +€1,426
up €1,426 (+17.7%), from €8,073 to €9,499
- Other operating charges -€722
down €722 (-48.6%), from €1,485 to €763
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €101,640 | €120,158 | +€18,518 | +18.2% |
| Fixed assets | 21/28 | €30,326 | €26,221 | -€4,105 | -13.5% |
| Tangible fixed assets | 22/27 | €30,326 | €26,221 | -€4,105 | -13.5% |
| Plant, machinery and equipment | 23 | €1,425 | €3,106 | +€1,681 | +118.0% |
| Furniture and vehicles | 24 | €28,901 | €23,115 | -€5,786 | -20.0% |
| Current assets | 29/58 | €71,314 | €93,937 | +€22,623 | +31.7% |
| Stocks and contracts in progress | 3 | €4,278 | €3,854 | -€424 | -9.9% |
| Stocks | 30/36 | €4,278 | €3,854 | -€424 | -9.9% |
| Amounts receivable within one year | 40/41 | €28,014 | €15,444 | -€12,570 | -44.9% |
| Trade receivables | 40 | €25,891 | €13,403 | -€12,488 | -48.2% |
| Other amounts receivable | 41 | €2,123 | €2,041 | -€82 | -3.9% |
| Cash at bank and in hand | 54/58 | €38,352 | €64,673 | +€26,321 | +68.6% |
| Deferred charges and accrued income | 490/1 | €670 | €9,966 | +€9,296 | +1387.5% |
| Total equity and liabilities | 10/49 | €101,640 | €120,158 | +€18,518 | +18.2% |
| Equity | 10/15 | €31,399 | €55,257 | +€23,858 | +76.0% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Reserves | 13 | €20,000 | €42,727 | +€22,727 | +113.6% |
| Distributable reserves | 133 | €20,000 | €42,727 | +€22,727 | +113.6% |
| Profit (loss) carried forward | 14 | €1,399 | €2,530 | +€1,131 | +80.8% |
| Amounts payable | 17/49 | €70,241 | €64,901 | -€5,340 | -7.6% |
| Amounts payable after more than one year | 17 | - | €40,000 | +€40,000 | |
| Financial debts | 170/4 | - | €40,000 | +€40,000 | |
| Amounts payable within one year | 42/48 | €70,115 | €24,497 | -€45,618 | -65.1% |
| Financial debts | 43 | €40,000 | - | -€40,000 | |
| Other loans | 439 | €40,000 | - | -€40,000 | |
| Trade debts | 44 | €12,156 | €8,732 | -€3,424 | -28.2% |
| Suppliers | 440/4 | €12,156 | €8,732 | -€3,424 | -28.2% |
| Taxes, remuneration and social security | 45 | €17,959 | €15,050 | -€2,909 | -16.2% |
| Taxes | 450/3 | €17,959 | €15,050 | -€2,909 | -16.2% |
| Other amounts payable | 47/48 | - | €715 | +€715 | |
| Accrued charges and deferred income | 492/3 | €126 | €404 | +€278 | +220.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,366 | €7,112 | +€1,746 | +32.5% |
| Other operating charges | 640/8 | €1,485 | €763 | -€722 | -48.6% |
| Gross operating margin | 9900 | €38,430 | €43,330 | +€4,900 | +12.8% |
| Operating profit (loss) | 9901 | €31,579 | €35,455 | +€3,876 | +12.3% |
| Financial charges | 65/66B | €2,107 | €2,098 | -€9 | -0.4% |
| Recurring financial charges | 65 | €2,083 | €2,000 | -€83 | -4.0% |
| Non-recurring financial charges | 66B | €24 | €98 | +€74 | +308.3% |
| Profit (loss) for the period before taxes | 9903 | €29,472 | €33,357 | +€3,885 | +13.2% |
| Income taxes | 67/77 | €8,073 | €9,499 | +€1,426 | +17.7% |
| Profit (loss) for the period | 9904 | €21,399 | €23,858 | +€2,459 | +11.5% |
| Profit (loss) for the period to be appropriated | 9905 | €21,399 | €23,858 | +€2,459 | +11.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.