MON LOFT: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MON LOFT
Largest movements
- Stocks and contracts -€784,030
down €784,030 (-26.3%), from €3.0m to €2.2m
- Receivables within one year +€163,004
up €163,004 (+65.2%), from €249,930 to €412,934
- Other debts -€375,766
down €375,766 (-40.3%), from €932,216 to €556,450
- Profit (loss) carried forward -€104,602
down €104,602 (-72.1%), from €144,987 to €40,384
- Short-term financial debts -€87,135
down €87,135 (-10.3%), from €846,135 to €759,000
- Gross operating margin -€184,689
down €184,689, from €162,893 to -€21,796
- Financial charges -€41,253
down €41,253 (-36.6%), from €112,584 to €71,331
- Taxes -€1,816
no longer reported in 2025 (was €1,816)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,718,044 | €3,118,750 | -€599,295 | -16.1% |
| Fixed assets | 21/28 | €475,370 | €467,055 | -€8,315 | -1.7% |
| Tangible fixed assets | 22/27 | €175,370 | €167,055 | -€8,315 | -4.7% |
| Land and buildings | 22 | €162,910 | €157,673 | -€5,237 | -3.2% |
| Plant, machinery and equipment | 23 | €12,243 | €9,348 | -€2,895 | -23.6% |
| Furniture and vehicles | 24 | €216 | €34 | -€183 | -84.5% |
| Financial fixed assets | 28 | €300,000 | €300,000 | = | 0.0% |
| Current assets | 29/58 | €3,242,675 | €2,651,695 | -€590,980 | -18.2% |
| Stocks and contracts in progress | 3 | €2,978,400 | €2,194,369 | -€784,030 | -26.3% |
| Stocks | 30/36 | €2,978,400 | €2,194,369 | -€784,030 | -26.3% |
| Amounts receivable within one year | 40/41 | €249,930 | €412,934 | +€163,004 | +65.2% |
| Other amounts receivable | 41 | €249,930 | €412,934 | +€163,004 | +65.2% |
| Cash at bank and in hand | 54/58 | €13,494 | €43,454 | +€29,960 | +222.0% |
| Deferred charges and accrued income | 490/1 | €851 | €938 | +€87 | +10.2% |
| Total equity and liabilities | 10/49 | €3,718,044 | €3,118,750 | -€599,295 | -16.1% |
| Equity | 10/15 | €1,104,467 | €999,865 | -€104,602 | -9.5% |
| Contributions | 10/11 | €8,060 | €8,060 | = | 0.0% |
| Reserves | 13 | €951,420 | €951,420 | = | 0.0% |
| Distributable reserves | 133 | €951,420 | €951,420 | = | 0.0% |
| Profit (loss) carried forward | 14 | €144,987 | €40,384 | -€104,602 | -72.1% |
| Amounts payable | 17/49 | €2,613,577 | €2,118,885 | -€494,692 | -18.9% |
| Amounts payable after more than one year | 17 | €791,624 | €780,653 | -€10,972 | -1.4% |
| Financial debts | 170/4 | €791,624 | €780,653 | -€10,972 | -1.4% |
| Amounts payable within one year | 42/48 | €1,821,953 | €1,338,232 | -€483,721 | -26.5% |
| Current portion of amounts payable after more than one year | 42 | €10,846 | €19,782 | +€8,936 | +82.4% |
| Financial debts | 43 | €846,135 | €759,000 | -€87,135 | -10.3% |
| Credit institutions | 430/8 | €846,135 | €759,000 | -€87,135 | -10.3% |
| Trade debts | 44 | €30,940 | €3,000 | -€27,940 | -90.3% |
| Suppliers | 440/4 | €30,940 | €3,000 | -€27,940 | -90.3% |
| Taxes, remuneration and social security | 45 | €1,816 | - | -€1,816 | |
| Taxes | 450/3 | €1,816 | - | -€1,816 | |
| Other amounts payable | 47/48 | €932,216 | €556,450 | -€375,766 | -40.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,366 | €8,315 | -€1,051 | -11.2% |
| Other operating charges | 640/8 | €3,064 | €3,161 | +€96 | +3.1% |
| Gross operating margin | 9900 | €162,893 | -€21,796 | -€184,689 | |
| Operating profit (loss) | 9901 | €150,463 | -€33,271 | -€183,734 | |
| Financial income | 75/76B | €0 | - | -€0 | |
| Recurring financial income | 75 | €0 | - | -€0 | |
| Financial charges | 65/66B | €112,584 | €71,331 | -€41,253 | -36.6% |
| Recurring financial charges | 65 | €112,584 | €71,331 | -€41,253 | -36.6% |
| Profit (loss) for the period before taxes | 9903 | €37,879 | -€104,602 | -€142,481 | |
| Income taxes | 67/77 | €1,816 | - | -€1,816 | |
| Profit (loss) for the period | 9904 | €36,063 | -€104,602 | -€140,666 | |
| Profit (loss) for the period to be appropriated | 9905 | €36,063 | -€104,602 | -€140,666 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.