MON INFI: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MON INFI
Largest movements
- Cash +€72,090
up €72,090 (+396%), from €18,193 to €90,282
mainly Net result for the year (+€59,403) and Other debts (+€29,074)
- Tangible fixed assets -€8,783
down €8,783 (-39.1%), from €22,482 to €13,699
- Deferred charges and accrued income -€8,095
down €8,095 (-13.4%), from €60,476 to €52,381
- Intangible fixed assets -€8,000
down €8,000 (-15.4%), from €52,000 to €44,000
- Receivables within one year -€5,529
down €5,529 (-84.8%), from €6,523 to €994
of which Other amounts receivable: -€6,523
- Profit (loss) carried forward +€30,403
up €30,403 (+7,159%), from €425 to €30,828
- Other debts +€29,074
up €29,074 (+647%), from €4,491 to €33,564
- Debts after one year -€16,757
down €16,757 (-29.8%), from €56,267 to €39,510
- Current portion of long-term debt -€2,730
down €2,730 (-13.0%), from €21,010 to €18,280
- Gross operating margin +€44,175
up €44,175 (+11.5%), from €384,563 to €428,738
- Staff costs +€33,951
up €33,951 (+11.9%), from €284,403 to €318,354
- Taxes +€11,406
up €11,406 (+84.6%), from €13,478 to €24,884
- Financial charges -€6,119
down €6,119 (-48.0%), from €12,736 to €6,617
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €160,874 | €202,557 | +€41,684 | +25.9% |
| Fixed assets | 21/28 | €75,682 | €58,899 | -€16,783 | -22.2% |
| Intangible fixed assets | 21 | €52,000 | €44,000 | -€8,000 | -15.4% |
| Tangible fixed assets | 22/27 | €22,482 | €13,699 | -€8,783 | -39.1% |
| Furniture and vehicles | 24 | €22,482 | €13,699 | -€8,783 | -39.1% |
| Financial fixed assets | 28 | €1,200 | €1,200 | = | 0.0% |
| Current assets | 29/58 | €85,192 | €143,658 | +€58,466 | +68.6% |
| Amounts receivable within one year | 40/41 | €6,523 | €994 | -€5,529 | -84.8% |
| Trade receivables | 40 | - | €994 | +€994 | |
| Other amounts receivable | 41 | €6,523 | - | -€6,523 | |
| Cash at bank and in hand | 54/58 | €18,193 | €90,282 | +€72,090 | +396% |
| Deferred charges and accrued income | 490/1 | €60,476 | €52,381 | -€8,095 | -13.4% |
| Total equity and liabilities | 10/49 | €160,874 | €202,557 | +€41,684 | +25.9% |
| Equity | 10/15 | €5,425 | €35,828 | +€30,403 | +560% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €425 | €30,828 | +€30,403 | +7,159% |
| Amounts payable | 17/49 | €155,449 | €166,730 | +€11,281 | +7.3% |
| Amounts payable after more than one year | 17 | €56,267 | €39,510 | -€16,757 | -29.8% |
| Financial debts | 170/4 | €56,267 | €39,510 | -€16,757 | -29.8% |
| Amounts payable within one year | 42/48 | €99,182 | €127,220 | +€28,038 | +28.3% |
| Current portion of amounts payable after more than one year | 42 | €21,010 | €18,280 | -€2,730 | -13.0% |
| Trade debts | 44 | €4,924 | €6,730 | +€1,806 | +36.7% |
| Suppliers | 440/4 | €4,924 | €6,730 | +€1,806 | +36.7% |
| Taxes, remuneration and social security | 45 | €68,757 | €68,645 | -€112 | -0.2% |
| Taxes | 450/3 | €10,135 | €20,656 | +€10,521 | +104% |
| Remuneration and social security | 454/9 | €58,622 | €47,989 | -€10,633 | -18.1% |
| Other amounts payable | 47/48 | €4,491 | €33,564 | +€29,074 | +647% |
| Remuneration, social security and pensions | 62 | €284,403 | €318,354 | +€33,951 | +11.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,930 | €16,783 | -€1,147 | -6.4% |
| Other operating charges | 640/8 | €819 | €1,583 | +€764 | +93.3% |
| Non-recurring operating charges | 66A | €12,710 | €1,117 | -€11,592 | -91.2% |
| Gross operating margin | 9900 | €384,563 | €428,738 | +€44,175 | +11.5% |
| Operating profit (loss) | 9901 | €68,702 | €90,901 | +€22,199 | +32.3% |
| Financial income | 75/76B | €1 | €3 | +€2 | +104% |
| Recurring financial income | 75 | €1 | €3 | +€2 | +104% |
| Financial charges | 65/66B | €12,736 | €6,617 | -€6,119 | -48.0% |
| Recurring financial charges | 65 | €12,736 | €6,617 | -€6,119 | -48.0% |
| Profit (loss) for the period before taxes | 9903 | €55,967 | €84,287 | +€28,320 | +50.6% |
| Income taxes | 67/77 | €13,478 | €24,884 | +€11,406 | +84.6% |
| Profit (loss) for the period | 9904 | €42,489 | €59,403 | +€16,914 | +39.8% |
| Profit (loss) for the period to be appropriated | 9905 | €42,489 | €59,403 | +€16,914 | +39.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.