MON COUVREUR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MON COUVREUR
Largest movements
- Cash -€4,969
down €4,969 (-94.4%), from €5,266 to €296
mainly Net result for the year (-€3,803) and Trade debts (-€1,745)
- Deferred charges and accrued income -€721
down €721 (-15.8%), from €4,572 to €3,851
- Profit (loss) carried forward -€3,803
down €3,803 (-5.2%), from -€73,664 to -€77,466
- Trade debts -€1,745
no longer reported in 2024 (was €1,745)
- Gross operating margin -€6,210
down €6,210, from €2,853 to -€3,357
- Other operating charges -€318
down €318 (-45.1%), from €705 to €387
- Taxes -€274
down €274, from €265 to -€9
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €49,582 | €44,034 | -€5,548 | -11.2% |
| Current assets | 29/58 | €49,582 | €44,034 | -€5,548 | -11.2% |
| Amounts receivable within one year | 40/41 | €39,744 | €39,886 | +€142 | +0.4% |
| Trade receivables | 40 | €6,579 | €6,579 | = | 0.0% |
| Other amounts receivable | 41 | €33,165 | €33,307 | +€142 | +0.4% |
| Cash at bank and in hand | 54/58 | €5,266 | €296 | -€4,969 | -94.4% |
| Deferred charges and accrued income | 490/1 | €4,572 | €3,851 | -€721 | -15.8% |
| Total equity and liabilities | 10/49 | €49,582 | €44,034 | -€5,548 | -11.2% |
| Equity | 10/15 | -€11,664 | -€15,466 | -€3,803 | -32.6% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€73,664 | -€77,466 | -€3,803 | -5.2% |
| Amounts payable | 17/49 | €61,245 | €59,500 | -€1,745 | -2.8% |
| Amounts payable after more than one year | 17 | €59,500 | €59,500 | = | 0.0% |
| Financial debts | 170/4 | €59,500 | €59,500 | = | 0.0% |
| Amounts payable within one year | 42/48 | €1,745 | - | -€1,745 | |
| Trade debts | 44 | €1,745 | - | -€1,745 | |
| Suppliers | 440/4 | €1,745 | - | -€1,745 | |
| Non-recurring operating income | 76A | €6,455 | - | -€6,455 | |
| Other operating charges | 640/8 | €705 | €387 | -€318 | -45.1% |
| Gross operating margin | 9900 | €2,853 | -€3,357 | -€6,210 | |
| Operating profit (loss) | 9901 | €2,148 | -€3,744 | -€5,892 | |
| Financial charges | 65/66B | €63 | €68 | +€5 | +7.1% |
| Recurring financial charges | 65 | €63 | €68 | +€5 | +7.1% |
| Profit (loss) for the period before taxes | 9903 | €2,085 | -€3,812 | -€5,896 | |
| Income taxes | 67/77 | €265 | -€9 | -€274 | |
| Profit (loss) for the period | 9904 | €1,820 | -€3,803 | -€5,622 | |
| Profit (loss) for the period to be appropriated | 9905 | €1,820 | -€3,803 | -€5,622 |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.