MON CHEZ TOIT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MON CHEZ TOIT
Largest movements
- Receivables within one year -€16,860
down €16,860 (-48.7%), from €34,649 to €17,789
- Tangible fixed assets -€8,623
down €8,623 (-29.6%), from €29,143 to €20,519
of which Furniture and vehicles: -€9,552
- Cash -€6,114
down €6,114 (-33.7%), from €18,147 to €12,033
mainly Current portion of long-term debt (-€18,014) and Investment in fixed assets (net) (-€7,664)
- Deferred charges and accrued income -€2,819
down €2,819 (-54.3%), from €5,196 to €2,376
- Current portion of long-term debt -€18,014
down €18,014 (-84.4%), from €21,349 to €3,335
- Trade debts -€7,517
down €7,517 (-91.0%), from €8,260 to €743
- Advances received -€7,199
down €7,199 (-82.8%), from €8,699 to €1,500
- Profit (loss) carried forward +€6,375
up €6,375 (+28.5%), from -€22,341 to -€15,966
- Tax, wage and social debts -€5,633
down €5,633 (-10.2%), from €55,346 to €49,713
of which Remuneration and social security: -€4,417
- Gross operating margin -€5,156
down €5,156 (-8.5%), from €60,747 to €55,591
- Staff costs -€3,062
down €3,062 (-11.9%), from €25,729 to €22,667
- Other operating charges +€1,950
up €1,950 (+245%), from €795 to €2,744
- Taxes -€1,025
down €1,025 (-16.6%), from €6,177 to €5,152
- Financial charges -€638
down €638 (-21.0%), from €3,032 to €2,394
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €87,134 | €52,718 | -€34,417 | -39.5% |
| Fixed assets | 21/28 | €29,143 | €20,519 | -€8,623 | -29.6% |
| Tangible fixed assets | 22/27 | €29,143 | €20,519 | -€8,623 | -29.6% |
| Plant, machinery and equipment | 23 | €6,124 | €6,361 | +€237 | +3.9% |
| Furniture and vehicles | 24 | €13,269 | €3,717 | -€9,552 | -72.0% |
| Other tangible fixed assets | 26 | €9,750 | €10,441 | +€691 | +7.1% |
| Current assets | 29/58 | €57,991 | €32,198 | -€25,793 | -44.5% |
| Amounts receivable within one year | 40/41 | €34,649 | €17,789 | -€16,860 | -48.7% |
| Trade receivables | 40 | €34,649 | €17,789 | -€16,860 | -48.7% |
| Cash at bank and in hand | 54/58 | €18,147 | €12,033 | -€6,114 | -33.7% |
| Deferred charges and accrued income | 490/1 | €5,196 | €2,376 | -€2,819 | -54.3% |
| Total equity and liabilities | 10/49 | €87,134 | €52,718 | -€34,417 | -39.5% |
| Equity | 10/15 | -€16,141 | -€9,766 | +€6,375 | +39.5% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€22,341 | -€15,966 | +€6,375 | +28.5% |
| Amounts payable | 17/49 | €103,276 | €62,484 | -€40,792 | -39.5% |
| Amounts payable after more than one year | 17 | €3,335 | - | -€3,335 | |
| Financial debts | 170/4 | €3,335 | - | -€3,335 | |
| Amounts payable within one year | 42/48 | €99,941 | €62,484 | -€37,457 | -37.5% |
| Current portion of amounts payable after more than one year | 42 | €21,349 | €3,335 | -€18,014 | -84.4% |
| Financial debts | 43 | - | €3,969 | +€3,969 | |
| Credit institutions | 430/8 | - | €3,969 | +€3,969 | |
| Trade debts | 44 | €8,260 | €743 | -€7,517 | -91.0% |
| Suppliers | 440/4 | €8,260 | €743 | -€7,517 | -91.0% |
| Advances received on contracts in progress | 46 | €8,699 | €1,500 | -€7,199 | -82.8% |
| Taxes, remuneration and social security | 45 | €55,346 | €49,713 | -€5,633 | -10.2% |
| Taxes | 450/3 | €25,680 | €24,465 | -€1,216 | -4.7% |
| Remuneration and social security | 454/9 | €29,666 | €25,248 | -€4,417 | -14.9% |
| Other amounts payable | 47/48 | €6,286 | €3,224 | -€3,062 | -48.7% |
| Remuneration, social security and pensions | 62 | €25,729 | €22,667 | -€3,062 | -11.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,822 | €16,288 | +€466 | +2.9% |
| Other operating charges | 640/8 | €795 | €2,744 | +€1,950 | +245% |
| Gross operating margin | 9900 | €60,747 | €55,591 | -€5,156 | -8.5% |
| Operating profit (loss) | 9901 | €18,402 | €13,892 | -€4,510 | -24.5% |
| Financial income | 75/76B | €20 | €30 | +€10 | +49.5% |
| Recurring financial income | 75 | €20 | €30 | +€10 | +49.5% |
| Financial charges | 65/66B | €3,032 | €2,394 | -€638 | -21.0% |
| Recurring financial charges | 65 | €3,032 | €2,394 | -€638 | -21.0% |
| Profit (loss) for the period before taxes | 9903 | €15,390 | €11,528 | -€3,862 | -25.1% |
| Income taxes | 67/77 | €6,177 | €5,152 | -€1,025 | -16.6% |
| Profit (loss) for the period | 9904 | €9,213 | €6,375 | -€2,838 | -30.8% |
| Profit (loss) for the period to be appropriated | 9905 | €9,213 | €6,375 | -€2,838 | -30.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.