MON CAFE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MON CAFE
Largest movements
- Cash -€18,673
down €18,673 (-18.8%), from €99,094 to €80,420
mainly Tax, wage and social debts (-€25,391) and Investment in fixed assets (net) (-€5,567)
- Tax, wage and social debts -€25,391
down €25,391 (-63.2%), from €40,154 to €14,763
of which Remuneration and social security: -€13,878
- Trade debts +€9,732
up €9,732 (+42.6%), from €22,831 to €32,563
- Reserves +€2,274
up €2,274 (+2.2%), from €104,954 to €107,228
- Gross operating margin -€63,121
down €63,121 (-45.6%), from €138,291 to €75,170
- Taxes -€13,143
down €13,143 (-83.4%), from €15,767 to €2,624
- Staff costs -€5,620
down €5,620 (-8.5%), from €66,125 to €60,505
- Financial charges -€2,998
down €2,998 (-29.9%), from €10,038 to €7,040
- Other operating charges -€1,493
down €1,493 (-81.4%), from €1,835 to €342
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €220,657 | €207,275 | -€13,383 | -6.1% |
| Fixed assets | 21/28 | €16,866 | €19,985 | +€3,119 | +18.5% |
| Tangible fixed assets | 22/27 | €7,955 | €9,906 | +€1,951 | +24.5% |
| Land and buildings | 22 | €0 | - | = | |
| Plant, machinery and equipment | 23 | €6,087 | €8,606 | +€2,519 | +41.4% |
| Furniture and vehicles | 24 | €1,868 | €1,300 | -€568 | -30.4% |
| Financial fixed assets | 28 | €8,911 | €10,079 | +€1,168 | +13.1% |
| Current assets | 29/58 | €203,791 | €187,289 | -€16,502 | -8.1% |
| Stocks and contracts in progress | 3 | €5,053 | €5,813 | +€760 | +15.0% |
| Stocks | 30/36 | €5,053 | €5,813 | +€760 | +15.0% |
| Amounts receivable within one year | 40/41 | €98,943 | €100,301 | +€1,358 | +1.4% |
| Trade receivables | 40 | €16,740 | €16,198 | -€542 | -3.2% |
| Other amounts receivable | 41 | €82,203 | €84,103 | +€1,900 | +2.3% |
| Cash at bank and in hand | 54/58 | €99,094 | €80,420 | -€18,673 | -18.8% |
| Deferred charges and accrued income | 490/1 | €702 | €755 | +€53 | +7.5% |
| Total equity and liabilities | 10/49 | €220,657 | €207,275 | -€13,383 | -6.1% |
| Equity | 10/15 | €154,954 | €157,228 | +€2,274 | +1.5% |
| Contributions | 10/11 | €50,000 | €50,000 | = | 0.0% |
| Reserves | 13 | €104,954 | €107,228 | +€2,274 | +2.2% |
| Distributable reserves | 133 | €104,954 | €107,228 | +€2,274 | +2.2% |
| Amounts payable | 17/49 | €65,703 | €50,047 | -€15,657 | -23.8% |
| Amounts payable within one year | 42/48 | €65,690 | €50,047 | -€15,644 | -23.8% |
| Current portion of amounts payable after more than one year | 42 | €2,705 | €2,695 | -€10 | -0.4% |
| Trade debts | 44 | €22,831 | €32,563 | +€9,732 | +42.6% |
| Suppliers | 440/4 | €22,831 | €32,563 | +€9,732 | +42.6% |
| Taxes, remuneration and social security | 45 | €40,154 | €14,763 | -€25,391 | -63.2% |
| Taxes | 450/3 | €20,910 | €9,397 | -€11,513 | -55.1% |
| Remuneration and social security | 454/9 | €19,244 | €5,366 | -€13,878 | -72.1% |
| Other amounts payable | 47/48 | - | €26 | +€26 | |
| Accrued charges and deferred income | 492/3 | €13 | €0 | -€13 | -100% |
| Remuneration, social security and pensions | 62 | €66,125 | €60,505 | -€5,620 | -8.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,697 | €2,448 | -€249 | -9.2% |
| Other operating charges | 640/8 | €1,835 | €342 | -€1,493 | -81.4% |
| Gross operating margin | 9900 | €138,291 | €75,170 | -€63,121 | -45.6% |
| Operating profit (loss) | 9901 | €67,634 | €11,875 | -€55,759 | -82.4% |
| Financial income | 75/76B | €6 | €62 | +€56 | +940% |
| Recurring financial income | 75 | €6 | €62 | +€56 | +940% |
| Financial charges | 65/66B | €10,038 | €7,040 | -€2,998 | -29.9% |
| Recurring financial charges | 65 | €10,038 | €7,040 | -€2,998 | -29.9% |
| Profit (loss) for the period before taxes | 9903 | €57,602 | €4,898 | -€52,704 | -91.5% |
| Income taxes | 67/77 | €15,767 | €2,624 | -€13,143 | -83.4% |
| Profit (loss) for the period | 9904 | €41,835 | €2,274 | -€39,561 | -94.6% |
| Profit (loss) for the period to be appropriated | 9905 | €41,835 | €2,274 | -€39,561 | -94.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.