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MOCA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MOCA

BE 0795.429.989
NACE 43.320, Joinery installation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€20,599
2024 · -€1,279-€19,321
Equity
-€39,612
2024 · -€19,013-€20,599
Cash
€20,950
2024 · €3,162+€17,788
Balance sheet total
€70,882
2024 · €83,091-€12,209

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€26,564

    down €26,564 (-62.9%), from €42,228 to €15,664

    of which Furniture and vehicles: -€15,919

  • Cash +€17,788

    up €17,788 (+562.6%), from €3,162 to €20,950

    mainly Trade debts (+€16,464) and Other debts (+€14,844)

  • Stocks and contracts -€2,802

    down €2,802 (-44.3%), from €6,318 to €3,516

  • Deferred charges and accrued income -€1,273

    down €1,273 (-55.0%), from €2,316 to €1,043

Equity and liabilities
  • Profit (loss) carried forward -€20,599

    down €20,599 (-93.6%), from -€22,013 to -€42,612

  • Trade debts +€16,464

    up €16,464 (+198.2%), from €8,306 to €24,770

  • Debts after one year -€16,034

    no longer reported in 2025 (was €16,034)

  • Other debts +€14,844

    up €14,844 (+22.4%), from €66,409 to €81,253

  • Current portion of long-term debt -€5,757

    no longer reported in 2025 (was €5,757)

Income statement
  • Gross operating margin -€58,275

    down €58,275 (-85.8%), from €67,916 to €9,641

  • Staff costs -€44,330

    down €44,330, from €43,908 to -€422

  • Write-downs +€14,079

    new in 2025: €14,079

  • Depreciation -€4,384

    down €4,384 (-26.3%), from €16,640 to €12,256

  • Other operating charges -€3,460

    down €3,460 (-84.9%), from €4,074 to €614

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€1,279
Gross operating margin -€58,275
Staff costs +€44,330
Depreciation +€4,384
Write-downs -€14,079
Other operating charges +€3,460
Financial income +€1
Financial charges +€860
Taxes -€2
Result 2025 -€20,599

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€25,183
Investment +€14,396
Financing -€21,791
Cash 2024 €3,162
Net result for the year -€20,599
Depreciation +€12,256
Stocks and contracts +€2,802
Receivables within one year -€730
Deferred charges and accrued income +€1,273
Trade debts +€16,464
Tax, wage and social debts -€1,128
Other debts +€14,844
Investment in fixed assets (net) +€14,396
Debts after one year -€16,034
Current portion of long-term debt -€5,757
Cash 2025 €20,950
Every line side by side 43 lines
Line Code 2024 2025 Change %
Total assets 20/58 €83,091 €70,882 -€12,209 -14.7%
Fixed assets 21/28 €42,828 €16,176 -€26,651 -62.2%
Tangible fixed assets 22/27 €42,228 €15,664 -€26,564 -62.9%
Plant, machinery and equipment 23 €23,789 €13,144 -€10,645 -44.7%
Furniture and vehicles 24 €18,438 €2,520 -€15,919 -86.3%
Financial fixed assets 28 €600 €512 -€88 -14.6%
Current assets 29/58 €40,263 €54,706 +€14,443 +35.9%
Stocks and contracts in progress 3 €6,318 €3,516 -€2,802 -44.3%
Stocks 30/36 €6,318 €3,516 -€2,802 -44.3%
Amounts receivable within one year 40/41 €28,467 €29,197 +€730 +2.6%
Trade receivables 40 €26,371 €29,197 +€2,825 +10.7%
Other amounts receivable 41 €2,096 - -€2,096
Cash at bank and in hand 54/58 €3,162 €20,950 +€17,788 +562.6%
Deferred charges and accrued income 490/1 €2,316 €1,043 -€1,273 -55.0%
Total equity and liabilities 10/49 €83,091 €70,882 -€12,209 -14.7%
Equity 10/15 -€19,013 -€39,612 -€20,599 -108.3%
Contributions 10/11 €3,000 €3,000 = 0.0%
Profit (loss) carried forward 14 -€22,013 -€42,612 -€20,599 -93.6%
Amounts payable 17/49 €102,104 €110,494 +€8,390 +8.2%
Amounts payable after more than one year 17 €16,034 - -€16,034
Financial debts 170/4 €16,034 - -€16,034
Amounts payable within one year 42/48 €86,070 €110,494 +€24,424 +28.4%
Current portion of amounts payable after more than one year 42 €5,757 - -€5,757
Trade debts 44 €8,306 €24,770 +€16,464 +198.2%
Suppliers 440/4 €8,306 €24,770 +€16,464 +198.2%
Taxes, remuneration and social security 45 €5,599 €4,471 -€1,128 -20.1%
Taxes 450/3 - €2,359 +€2,359
Remuneration and social security 454/9 €5,599 €2,113 -€3,486 -62.3%
Other amounts payable 47/48 €66,409 €81,253 +€14,844 +22.4%
Remuneration, social security and pensions 62 €43,908 -€422 -€44,330
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €16,640 €12,256 -€4,384 -26.3%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €14,079 +€14,079
Other operating charges 640/8 €4,074 €614 -€3,460 -84.9%
Gross operating margin 9900 €67,916 €9,641 -€58,275 -85.8%
Operating profit (loss) 9901 €3,294 -€16,886 -€20,180
Financial income 75/76B €7 €8 +€1 +12.9%
Recurring financial income 75 €7 €8 +€1 +12.9%
Financial charges 65/66B €4,579 €3,719 -€860 -18.8%
Recurring financial charges 65 €4,579 €3,719 -€860 -18.8%
Profit (loss) for the period before taxes 9903 -€1,278 -€20,597 -€19,319 -1511.4%
Income taxes 67/77 €0 €2 +€2 +502.6%
Profit (loss) for the period 9904 -€1,279 -€20,599 -€19,321 -1511.1%
Profit (loss) for the period to be appropriated 9905 -€1,279 -€20,599 -€19,321 -1511.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.