MMBI: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MMBI
Largest movements
- Stocks and contracts +€30,302
up €30,302 (+4.0%), from €765,877 to €796,179
- Other debts +€37,177
up €37,177 (+6.0%), from €619,887 to €657,064
- Trade debts +€12,193
up €12,193 (+405%), from €3,012 to €15,205
- Debts after one year -€9,605
down €9,605 (-13.7%), from €70,088 to €60,483
- Gross operating margin +€4,515
up €4,515, from -€3,022 to €1,493
- Depreciation -€659
down €659 (-43.9%), from €1,502 to €843
- Other operating charges +€396
up €396 (+15.3%), from €2,586 to €2,982
- Financial income -€301
down €301 (-100%), from €301 to €0
- Financial charges -€276
down €276 (-9.8%), from €2,820 to €2,543
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €776,342 | €812,237 | +€35,895 | +4.6% |
| Fixed assets | 21/28 | €2,592 | €1,750 | -€843 | -32.5% |
| Tangible fixed assets | 22/27 | €992 | €150 | -€843 | -84.9% |
| Plant, machinery and equipment | 23 | €992 | €150 | -€843 | -84.9% |
| Financial fixed assets | 28 | €1,600 | €1,600 | = | 0.0% |
| Current assets | 29/58 | €773,750 | €810,488 | +€36,738 | +4.7% |
| Stocks and contracts in progress | 3 | €765,877 | €796,179 | +€30,302 | +4.0% |
| Stocks | 30/36 | €765,877 | €796,179 | +€30,302 | +4.0% |
| Amounts receivable within one year | 40/41 | €3,064 | €10,457 | +€7,393 | +241% |
| Trade receivables | 40 | €149 | €8,554 | +€8,405 | +5,652% |
| Other amounts receivable | 41 | €2,915 | €1,903 | -€1,012 | -34.7% |
| Cash at bank and in hand | 54/58 | €4,809 | €3,851 | -€957 | -19.9% |
| Total equity and liabilities | 10/49 | €776,342 | €812,237 | +€35,895 | +4.6% |
| Equity | 10/15 | €73,519 | €68,234 | -€5,286 | -7.2% |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€26,481 | -€31,766 | -€5,286 | -20.0% |
| Amounts payable | 17/49 | €702,823 | €744,004 | +€41,181 | +5.9% |
| Amounts payable after more than one year | 17 | €70,088 | €60,483 | -€9,605 | -13.7% |
| Financial debts | 170/4 | €70,088 | €60,483 | -€9,605 | -13.7% |
| Amounts payable within one year | 42/48 | €632,735 | €682,401 | +€49,666 | +7.8% |
| Current portion of amounts payable after more than one year | 42 | €9,309 | €9,605 | +€296 | +3.2% |
| Trade debts | 44 | €3,012 | €15,205 | +€12,193 | +405% |
| Suppliers | 440/4 | €3,012 | €15,205 | +€12,193 | +405% |
| Taxes, remuneration and social security | 45 | €527 | €527 | = | 0.0% |
| Taxes | 450/3 | €527 | €527 | = | 0.0% |
| Other amounts payable | 47/48 | €619,887 | €657,064 | +€37,177 | +6.0% |
| Accrued charges and deferred income | 492/3 | - | €1,120 | +€1,120 | |
| Remuneration, social security and pensions | 62 | €369 | €411 | +€42 | +11.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,502 | €843 | -€659 | -43.9% |
| Other operating charges | 640/8 | €2,586 | €2,982 | +€396 | +15.3% |
| Gross operating margin | 9900 | -€3,022 | €1,493 | +€4,515 | |
| Operating profit (loss) | 9901 | -€7,479 | -€2,743 | +€4,736 | +63.3% |
| Financial income | 75/76B | €301 | €0 | -€301 | -100% |
| Recurring financial income | 75 | €301 | €0 | -€301 | -100% |
| Financial charges | 65/66B | €2,820 | €2,543 | -€276 | -9.8% |
| Recurring financial charges | 65 | €2,820 | €2,543 | -€276 | -9.8% |
| Profit (loss) for the period before taxes | 9903 | -€9,997 | -€5,286 | +€4,712 | +47.1% |
| Profit (loss) for the period | 9904 | -€9,997 | -€5,286 | +€4,712 | +47.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€9,997 | -€5,286 | +€4,712 | +47.1% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.