MJ HOUSING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MJ HOUSING
Largest movements
- Deferred charges and accrued income +€8,411
up €8,411 (+187%), from €4,492 to €12,903
- Tangible fixed assets -€3,278
down €3,278 (-37.5%), from €8,733 to €5,455
- Cash +€2,943
up €2,943 (+31.0%), from €9,506 to €12,449
mainly Trade debts (+€6,483) and Tax, wage and social debts (+€5,358)
- Financial fixed assets -€1,700
down €1,700 (-100%), from €1,700 to €0
- Trade debts +€6,483
up €6,483 (+3.8%), from €168,937 to €175,420
- Tax, wage and social debts +€5,358
new in 2025: €5,358
- Other debts -€3,484
down €3,484 (-29.1%), from €11,984 to €8,500
- Profit (loss) carried forward -€2,252
down €2,252 (-2.4%), from -€92,313 to -€94,565
- Gross operating margin +€58,760
up €58,760 (+99.5%), from -€59,045 to -€285
- Financial income +€2,221
up €2,221 (+5,047%), from €44 to €2,265
of which Non-recurring financial income: +€2,193
- Depreciation +€2,176
up €2,176 (+198%), from €1,102 to €3,278
- Financial charges -€591
down €591 (-48.2%), from €1,224 to €634
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €91,608 | €97,713 | +€6,104 | +6.7% |
| Fixed assets | 21/28 | €10,433 | €5,455 | -€4,978 | -47.7% |
| Tangible fixed assets | 22/27 | €8,733 | €5,455 | -€3,278 | -37.5% |
| Furniture and vehicles | 24 | €8,733 | €5,455 | -€3,278 | -37.5% |
| Financial fixed assets | 28 | €1,700 | €0 | -€1,700 | -100% |
| Current assets | 29/58 | €81,175 | €92,257 | +€11,082 | +13.7% |
| Amounts receivable within one year | 40/41 | €67,177 | €66,906 | -€272 | -0.4% |
| Trade receivables | 40 | €41,454 | €66,906 | +€25,452 | +61.4% |
| Other amounts receivable | 41 | €25,723 | €0 | -€25,723 | -100% |
| Cash at bank and in hand | 54/58 | €9,506 | €12,449 | +€2,943 | +31.0% |
| Deferred charges and accrued income | 490/1 | €4,492 | €12,903 | +€8,411 | +187% |
| Total equity and liabilities | 10/49 | €91,608 | €97,713 | +€6,104 | +6.7% |
| Equity | 10/15 | -€89,313 | -€91,565 | -€2,252 | -2.5% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€92,313 | -€94,565 | -€2,252 | -2.4% |
| Amounts payable | 17/49 | €180,921 | €189,278 | +€8,357 | +4.6% |
| Amounts payable within one year | 42/48 | €180,921 | €189,278 | +€8,357 | +4.6% |
| Trade debts | 44 | €168,937 | €175,420 | +€6,483 | +3.8% |
| Suppliers | 440/4 | €168,937 | €175,420 | +€6,483 | +3.8% |
| Taxes, remuneration and social security | 45 | - | €5,358 | +€5,358 | |
| Taxes | 450/3 | - | €5,358 | +€5,358 | |
| Other amounts payable | 47/48 | €11,984 | €8,500 | -€3,484 | -29.1% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Non-recurring operating income | 76A | - | €2,000 | +€2,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,102 | €3,278 | +€2,176 | +198% |
| Other operating charges | 640/8 | €220 | €320 | +€100 | +45.3% |
| Gross operating margin | 9900 | -€59,045 | -€285 | +€58,760 | +99.5% |
| Operating profit (loss) | 9901 | -€60,367 | -€3,883 | +€56,484 | +93.6% |
| Financial income | 75/76B | €44 | €2,265 | +€2,221 | +5,047% |
| Recurring financial income | 75 | €44 | €72 | +€28 | +62.5% |
| Non-recurring financial income | 76B | - | €2,193 | +€2,193 | |
| Financial charges | 65/66B | €1,224 | €634 | -€591 | -48.2% |
| Recurring financial charges | 65 | €1,224 | €634 | -€591 | -48.2% |
| Profit (loss) for the period before taxes | 9903 | -€61,547 | -€2,252 | +€59,295 | +96.3% |
| Profit (loss) for the period | 9904 | -€61,547 | -€2,252 | +€59,295 | +96.3% |
| Profit (loss) for the period to be appropriated | 9905 | -€61,547 | -€2,252 | +€59,295 | +96.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.