MirFinances: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MirFinances
Largest movements
- Financial fixed assets +€1.4m
up €1.4m (+55.3%), from €2.5m to €3.9m
- Receivables within one year -€68,373
down €68,373 (-9.7%), from €707,574 to €639,200
of which Other amounts receivable: -€244,139
- Debts after one year +€597,426
up €597,426 (+37.2%), from €1.6m to €2.2m
- Contributions +€379,500
up €379,500 (+40.9%), from €928,500 to €1.3m
- Profit (loss) carried forward +€169,062
up €169,062 (+76.9%), from €219,945 to €389,006
- Current portion of long-term debt +€146,201
up €146,201 (+110%), from €132,373 to €278,574
- Tax, wage and social debts +€95,147
up €95,147 (+144%), from €66,240 to €161,387
of which Taxes: +€92,851
- Financial charges +€77,729
up €77,729 (+664%), from €11,706 to €89,435
- Financial income +€28,931
up €28,931 (+2,567%), from €1,127 to €30,058
- Taxes -€20,171
down €20,171 (-30.3%), from €66,578 to €46,406
- Staff costs +€15,336
new in 2025: €15,336
- Gross operating margin -€6,147
down €6,147 (-2.1%), from €299,778 to €293,631
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,265,765 | €4,635,084 | +€1.4m | +41.9% |
| Formation expenses | 20 | €1,329 | €2,706 | +€1,377 | +104% |
| Fixed assets | 21/28 | €2,541,586 | €3,944,549 | +€1.4m | +55.2% |
| Intangible fixed assets | 21 | €2,288 | €1,626 | -€661 | -28.9% |
| Tangible fixed assets | 22/27 | €1,117 | €1,541 | +€424 | +38.0% |
| Furniture and vehicles | 24 | €1,117 | €1,541 | +€424 | +38.0% |
| Financial fixed assets | 28 | €2,538,181 | €3,941,381 | +€1.4m | +55.3% |
| Current assets | 29/58 | €722,850 | €687,829 | -€35,021 | -4.8% |
| Amounts receivable within one year | 40/41 | €707,574 | €639,200 | -€68,373 | -9.7% |
| Trade receivables | 40 | €443,434 | €619,200 | +€175,766 | +39.6% |
| Other amounts receivable | 41 | €264,139 | €20,000 | -€244,139 | -92.4% |
| Cash at bank and in hand | 54/58 | €15,277 | €46,609 | +€31,332 | +205% |
| Deferred charges and accrued income | 490/1 | - | €2,020 | +€2,020 | |
| Total equity and liabilities | 10/49 | €3,265,765 | €4,635,084 | +€1.4m | +41.9% |
| Equity | 10/15 | €1,148,445 | €1,697,006 | +€548,562 | +47.8% |
| Contributions | 10/11 | €928,500 | €1,308,000 | +€379,500 | +40.9% |
| Profit (loss) carried forward | 14 | €219,945 | €389,006 | +€169,062 | +76.9% |
| Amounts payable | 17/49 | €2,117,320 | €2,938,077 | +€820,757 | +38.8% |
| Amounts payable after more than one year | 17 | €1,608,127 | €2,205,553 | +€597,426 | +37.2% |
| Financial debts | 170/4 | €1,608,127 | €2,205,553 | +€597,426 | +37.2% |
| Amounts payable within one year | 42/48 | €485,194 | €690,297 | +€205,103 | +42.3% |
| Current portion of amounts payable after more than one year | 42 | €132,373 | €278,574 | +€146,201 | +110% |
| Trade debts | 44 | €14,581 | €37,816 | +€23,235 | +159% |
| Suppliers | 440/4 | €14,581 | €37,816 | +€23,235 | +159% |
| Taxes, remuneration and social security | 45 | €66,240 | €161,387 | +€95,147 | +144% |
| Taxes | 450/3 | €66,240 | €159,091 | +€92,851 | +140% |
| Remuneration and social security | 454/9 | - | €2,296 | +€2,296 | |
| Other amounts payable | 47/48 | €272,000 | €212,520 | -€59,480 | -21.9% |
| Accrued charges and deferred income | 492/3 | €24,000 | €42,228 | +€18,228 | +76.0% |
| Remuneration, social security and pensions | 62 | - | €15,336 | +€15,336 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,207 | €2,426 | +€1,219 | +101% |
| Other operating charges | 640/8 | €772 | €1,024 | +€252 | +32.6% |
| Gross operating margin | 9900 | €299,778 | €293,631 | -€6,147 | -2.1% |
| Operating profit (loss) | 9901 | €297,799 | €274,846 | -€22,954 | -7.7% |
| Financial income | 75/76B | €1,127 | €30,058 | +€28,931 | +2,567% |
| Recurring financial income | 75 | €1,127 | €30,058 | +€28,931 | +2,567% |
| Financial charges | 65/66B | €11,706 | €89,435 | +€77,729 | +664% |
| Recurring financial charges | 65 | €11,706 | €89,435 | +€77,729 | +664% |
| Profit (loss) for the period before taxes | 9903 | €287,220 | €215,468 | -€71,752 | -25.0% |
| Income taxes | 67/77 | €66,578 | €46,406 | -€20,171 | -30.3% |
| Profit (loss) for the period | 9904 | €220,642 | €169,062 | -€51,580 | -23.4% |
| Profit (loss) for the period to be appropriated | 9905 | €220,642 | €169,062 | -€51,580 | -23.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.