Mindwize: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Mindwize
Largest movements
- Receivables within one year -€183,122
down €183,122 (-61.5%), from €297,684 to €114,562
of which Trade receivables: -€179,731
- Cash +€35,227
up €35,227 (+289%), from €12,188 to €47,415
mainly Receivables within one year (+€183,122) and Deferred charges and accrued income (+€1,613)
- Trade debts -€63,896
down €63,896 (-61.5%), from €103,835 to €39,939
- Other debts -€53,222
down €53,222 (-17.0%), from €313,640 to €260,418
- Profit (loss) carried forward -€33,237
down €33,237 (-26.6%), from -€125,080 to -€158,317
- Gross operating margin -€37,989
down €37,989, from €35,630 to -€2,358
- Write-downs +€20,000
new in 2025: €20,000
- Staff costs -€8,246
down €8,246 (-70.6%), from €11,673 to €3,427
- Other operating charges -€4,217
down €4,217 (-97.2%), from €4,337 to €120
- Financial charges -€884
down €884 (-10.7%), from €8,262 to €7,378
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €311,961 | €162,504 | -€149,458 | -47.9% |
| Fixed assets | 21/28 | €198 | €248 | +€50 | +25.4% |
| Financial fixed assets | 28 | €198 | €248 | +€50 | +25.4% |
| Current assets | 29/58 | €311,763 | €162,255 | -€149,508 | -48.0% |
| Amounts receivable within one year | 40/41 | €297,684 | €114,562 | -€183,122 | -61.5% |
| Trade receivables | 40 | €286,143 | €106,412 | -€179,731 | -62.8% |
| Other amounts receivable | 41 | €11,541 | €8,150 | -€3,391 | -29.4% |
| Cash at bank and in hand | 54/58 | €12,188 | €47,415 | +€35,227 | +289% |
| Deferred charges and accrued income | 490/1 | €1,892 | €279 | -€1,613 | -85.3% |
| Total equity and liabilities | 10/49 | €311,961 | €162,504 | -€149,458 | -47.9% |
| Equity | 10/15 | -€105,514 | -€138,751 | -€33,237 | -31.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €966 | €966 | = | 0.0% |
| Distributable reserves | 133 | €966 | €966 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€125,080 | -€158,317 | -€33,237 | -26.6% |
| Amounts payable | 17/49 | €417,475 | €301,255 | -€116,221 | -27.8% |
| Amounts payable within one year | 42/48 | €417,475 | €301,255 | -€116,221 | -27.8% |
| Trade debts | 44 | €103,835 | €39,939 | -€63,896 | -61.5% |
| Suppliers | 440/4 | €103,835 | €39,939 | -€63,896 | -61.5% |
| Taxes, remuneration and social security | 45 | - | €897 | +€897 | |
| Taxes | 450/3 | - | €897 | +€897 | |
| Other amounts payable | 47/48 | €313,640 | €260,418 | -€53,222 | -17.0% |
| Remuneration, social security and pensions | 62 | €11,673 | €3,427 | -€8,246 | -70.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €20,000 | +€20,000 | |
| Other operating charges | 640/8 | €4,337 | €120 | -€4,217 | -97.2% |
| Gross operating margin | 9900 | €35,630 | -€2,358 | -€37,989 | |
| Operating profit (loss) | 9901 | €19,620 | -€25,906 | -€45,526 | |
| Financial income | 75/76B | €0 | €47 | +€47 | +232,800% |
| Recurring financial income | 75 | €0 | €47 | +€47 | +232,800% |
| Financial charges | 65/66B | €8,262 | €7,378 | -€884 | -10.7% |
| Recurring financial charges | 65 | €8,262 | €7,378 | -€884 | -10.7% |
| Profit (loss) for the period before taxes | 9903 | €11,359 | -€33,237 | -€44,596 | |
| Profit (loss) for the period | 9904 | €11,359 | -€33,237 | -€44,596 | |
| Profit (loss) for the period to be appropriated | 9905 | €11,359 | -€33,237 | -€44,596 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.