MindR4U: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MindR4U
Largest movements
- Current investments -€10,000
down €10,000 (-5.0%), from €200,000 to €190,000
- Provisions -€5,349
down €5,349 (-100%), from €5,349 to €0
- Profit (loss) carried forward -€5,282
down €5,282 (-57.5%), from -€9,183 to -€14,465
- Gross operating margin -€6,001
down €6,001 (-159%), from -€3,782 to -€9,783
- Provisions -€5,349
down €5,349, from €0 to -€5,349
- Financial income +€3,913
up €3,913 (+2,171%), from €180 to €4,093
- Depreciation -€413
down €413 (-18.7%), from €2,207 to €1,794
- Other operating charges -€252
down €252 (-17.4%), from €1,453 to €1,200
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €226,462 | €216,119 | -€10,343 | -4.6% |
| Fixed assets | 21/28 | €7,530 | €5,736 | -€1,794 | -23.8% |
| Tangible fixed assets | 22/27 | €7,530 | €5,736 | -€1,794 | -23.8% |
| Furniture and vehicles | 24 | €7,530 | €5,736 | -€1,794 | -23.8% |
| Current assets | 29/58 | €218,932 | €210,384 | -€8,548 | -3.9% |
| Amounts receivable within one year | 40/41 | €6,024 | €8,081 | +€2,057 | +34.2% |
| Trade receivables | 40 | - | €153 | +€153 | |
| Other amounts receivable | 41 | €6,024 | €7,929 | +€1,904 | +31.6% |
| Current investments | 50/53 | €200,000 | €190,000 | -€10,000 | -5.0% |
| Cash at bank and in hand | 54/58 | €10,303 | €10,656 | +€353 | +3.4% |
| Deferred charges and accrued income | 490/1 | €2,605 | €1,646 | -€958 | -36.8% |
| Total equity and liabilities | 10/49 | €226,462 | €216,119 | -€10,343 | -4.6% |
| Equity | 10/15 | €220,573 | €215,292 | -€5,282 | -2.4% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €217,357 | €217,357 | = | 0.0% |
| Distributable reserves | 133 | €217,357 | €217,357 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€9,183 | -€14,465 | -€5,282 | -57.5% |
| Provisions and deferred taxes | 16 | €5,349 | €0 | -€5,349 | -100% |
| Provisions for liabilities and charges | 160/5 | €5,349 | €0 | -€5,349 | -100% |
| Other liabilities and charges | 164/5 | €5,349 | €0 | -€5,349 | -100% |
| Amounts payable | 17/49 | €540 | €828 | +€288 | +53.3% |
| Amounts payable within one year | 42/48 | €540 | €828 | +€288 | +53.3% |
| Trade debts | 44 | €325 | €520 | +€195 | +59.9% |
| Suppliers | 440/4 | €325 | €520 | +€195 | +59.9% |
| Taxes, remuneration and social security | 45 | €215 | €308 | +€93 | +43.3% |
| Taxes | 450/3 | €215 | €308 | +€93 | +43.3% |
| Other amounts payable | 47/48 | €0 | - | = | |
| Remuneration, social security and pensions | 62 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,207 | €1,794 | -€413 | -18.7% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | €0 | -€5,349 | -€5,349 | |
| Other operating charges | 640/8 | €1,453 | €1,200 | -€252 | -17.4% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | -€3,782 | -€9,783 | -€6,001 | -159% |
| Operating profit (loss) | 9901 | -€7,442 | -€7,429 | +€13 | +0.2% |
| Financial income | 75/76B | €180 | €4,093 | +€3,913 | +2,171% |
| Recurring financial income | 75 | €180 | €4,093 | +€3,913 | +2,171% |
| Financial charges | 65/66B | €1,597 | €1,641 | +€44 | +2.8% |
| Recurring financial charges | 65 | €1,597 | €1,641 | +€44 | +2.8% |
| Profit (loss) for the period before taxes | 9903 | -€8,859 | -€4,977 | +€3,882 | +43.8% |
| Income taxes | 67/77 | €324 | €304 | -€20 | -6.2% |
| Profit (loss) for the period | 9904 | -€9,183 | -€5,282 | +€3,902 | +42.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€9,183 | -€5,282 | +€3,902 | +42.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.