MILL SAVEURS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MILL SAVEURS
Largest movements
- Receivables within one year -€48,160
down €48,160 (-37.7%), from €127,716 to €79,557
of which Trade receivables: -€37,064
- Cash -€8,234
down €8,234 (-10.0%), from €82,739 to €74,505
mainly Net result for the year (-€21,359) and Other debts (-€15,610)
- Tangible fixed assets -€2,403
down €2,403 (-13.5%), from €17,800 to €15,397
of which Furniture and vehicles: -€2,990
- Profit (loss) carried forward -€21,359
down €21,359 (-66.0%), from €32,367 to €11,008
- Other debts -€15,610
no longer reported in 2025 (was €15,610)
- Trade debts -€10,739
down €10,739 (-10.0%), from €107,694 to €96,956
- Current portion of long-term debt -€7,472
down €7,472 (-85.0%), from €8,792 to €1,320
- Gross operating margin -€67,188
down €67,188 (-18.6%), from €362,145 to €294,957
- Staff costs -€23,646
down €23,646 (-7.5%), from €314,501 to €290,855
- Taxes -€6,206
down €6,206 (-92.6%), from €6,698 to €493
- Financial charges +€4,845
up €4,845 (+64.6%), from €7,497 to €12,342
of which Non-recurring financial charges: +€5,629
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €238,680 | €180,239 | -€58,441 | -24.5% |
| Fixed assets | 21/28 | €22,918 | €20,065 | -€2,853 | -12.5% |
| Tangible fixed assets | 22/27 | €17,800 | €15,397 | -€2,403 | -13.5% |
| Plant, machinery and equipment | 23 | €12,889 | €13,476 | +€587 | +4.6% |
| Furniture and vehicles | 24 | €4,911 | €1,921 | -€2,990 | -60.9% |
| Financial fixed assets | 28 | €5,118 | €4,668 | -€450 | -8.8% |
| Current assets | 29/58 | €215,762 | €160,174 | -€55,587 | -25.8% |
| Stocks and contracts in progress | 3 | €4,860 | €5,564 | +€704 | +14.5% |
| Stocks | 30/36 | €4,860 | €5,564 | +€704 | +14.5% |
| Amounts receivable within one year | 40/41 | €127,716 | €79,557 | -€48,160 | -37.7% |
| Trade receivables | 40 | €69,526 | €32,461 | -€37,064 | -53.3% |
| Other amounts receivable | 41 | €58,191 | €47,095 | -€11,095 | -19.1% |
| Cash at bank and in hand | 54/58 | €82,739 | €74,505 | -€8,234 | -10.0% |
| Deferred charges and accrued income | 490/1 | €447 | €549 | +€102 | +22.8% |
| Total equity and liabilities | 10/49 | €238,680 | €180,239 | -€58,441 | -24.5% |
| Equity | 10/15 | €46,627 | €25,268 | -€21,359 | -45.8% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Contributions outside capital | 11 | €12,400 | €12,400 | = | 0.0% |
| Other | 1109/19 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €32,367 | €11,008 | -€21,359 | -66.0% |
| Amounts payable | 17/49 | €192,052 | €154,971 | -€37,081 | -19.3% |
| Amounts payable after more than one year | 17 | €1,320 | - | -€1,320 | |
| Financial debts | 170/4 | €1,320 | - | -€1,320 | |
| Amounts payable within one year | 42/48 | €190,625 | €154,971 | -€35,654 | -18.7% |
| Current portion of amounts payable after more than one year | 42 | €8,792 | €1,320 | -€7,472 | -85.0% |
| Trade debts | 44 | €107,694 | €96,956 | -€10,739 | -10.0% |
| Suppliers | 440/4 | €107,694 | €96,956 | -€10,739 | -10.0% |
| Taxes, remuneration and social security | 45 | €58,530 | €56,695 | -€1,834 | -3.1% |
| Taxes | 450/3 | €13,150 | €3,369 | -€9,781 | -74.4% |
| Remuneration and social security | 454/9 | €45,380 | €53,326 | +€7,947 | +17.5% |
| Other amounts payable | 47/48 | €15,610 | - | -€15,610 | |
| Accrued charges and deferred income | 492/3 | €107 | - | -€107 | |
| Remuneration, social security and pensions | 62 | €314,501 | €290,855 | -€23,646 | -7.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,153 | €5,907 | -€2,246 | -27.5% |
| Other operating charges | 640/8 | €6,686 | €6,610 | -€77 | -1.1% |
| Non-recurring operating charges | 66A | €464 | €111 | -€353 | -76.1% |
| Gross operating margin | 9900 | €362,145 | €294,957 | -€67,188 | -18.6% |
| Operating profit (loss) | 9901 | €32,340 | -€8,526 | -€40,866 | |
| Financial income | 75/76B | €2 | €1 | -€1 | -46.0% |
| Recurring financial income | 75 | €2 | €1 | -€1 | -46.0% |
| Financial charges | 65/66B | €7,497 | €12,342 | +€4,845 | +64.6% |
| Recurring financial charges | 65 | €7,497 | €6,713 | -€784 | -10.5% |
| Non-recurring financial charges | 66B | - | €5,629 | +€5,629 | |
| Profit (loss) for the period before taxes | 9903 | €24,846 | -€20,866 | -€45,712 | |
| Income taxes | 67/77 | €6,698 | €493 | -€6,206 | -92.6% |
| Profit (loss) for the period | 9904 | €18,147 | -€21,359 | -€39,507 | |
| Profit (loss) for the period to be appropriated | 9905 | €18,147 | -€21,359 | -€39,507 |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.