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Mike Construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

Mike Construct

BE 0747.563.855
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€320
2024 · €1,658-€1,337
Equity
€4,999
2024 · €4,678+€320
Cash
-
not filed
Balance sheet total
€17,636
2024 · €31,540-€13,905

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€15,562

    no longer reported in 2025 (was €15,562)

    of which Trade receivables: -€15,311

  • Stocks and contracts +€2,000

    up €2,000 (+13.3%), from €15,000 to €17,000

Equity and liabilities
  • Advances received -€10,849

    no longer reported in 2025 (was €10,849)

  • Other debts +€4,865

    up €4,865 (+360.4%), from €1,350 to €6,215

  • Trade debts -€4,750

    down €4,750 (-69.8%), from €6,802 to €2,052

  • Short-term financial debts -€1,936

    down €1,936 (-38.1%), from €5,086 to €3,150

  • Tax, wage and social debts -€1,555

    down €1,555 (-56.0%), from €2,776 to €1,220

    of which Remuneration and social security: -€1,200

Income statement
  • Purchases and services -€36,465

    down €36,465 (-57.0%), from €63,947 to €27,482

  • Gross operating margin -€2,922

    down €2,922 (-52.7%), from €5,540 to €2,619

  • Other operating charges -€1,607

    down €1,607 (-60.2%), from €2,670 to €1,063

  • Staff costs -€236

    no longer reported in 2025 (was €236)

  • Taxes +€179

    new in 2025: €179

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €1,658
Gross operating margin -€2,922
Staff costs +€236
Other operating charges +€1,607
Financial charges -€80
Taxes -€179
Result 2025 €320

Cash bridge derived

cash 2024 to 2025

Cash or the result is not a separate line in both sets of accounts; the cash flow cannot be derived from them.

Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €31,540 €17,636 -€13,905 -44.1%
Fixed assets 21/28 €323 €83 -€239 -74.2%
Tangible fixed assets 22/27 €323 €83 -€239 -74.2%
Plant, machinery and equipment 23 €323 €83 -€239 -74.2%
Current assets 29/58 €31,218 €17,553 -€13,665 -43.8%
Stocks and contracts in progress 3 €15,000 €17,000 +€2,000 +13.3%
Contracts in progress 37 €15,000 €17,000 +€2,000 +13.3%
Amounts receivable within one year 40/41 €15,562 - -€15,562
Trade receivables 40 €15,311 - -€15,311
Other amounts receivable 41 €251 - -€251
Deferred charges and accrued income 490/1 €655 €553 -€103 -15.7%
Total equity and liabilities 10/49 €31,540 €17,636 -€13,905 -44.1%
Equity 10/15 €4,678 €4,999 +€320 +6.9%
Contributions 10/11 €3,000 €3,000 = 0.0%
Reserves 13 €1,000 €1,000 = 0.0%
Distributable reserves 133 €1,000 €1,000 = 0.0%
Profit (loss) carried forward 14 €678 €999 +€320 +47.3%
Amounts payable 17/49 €26,862 €12,637 -€14,225 -53.0%
Amounts payable within one year 42/48 €26,862 €12,637 -€14,225 -53.0%
Financial debts 43 €5,086 €3,150 -€1,936 -38.1%
Credit institutions 430/8 €5,086 €3,150 -€1,936 -38.1%
Trade debts 44 €6,802 €2,052 -€4,750 -69.8%
Suppliers 440/4 €6,802 €2,052 -€4,750 -69.8%
Advances received on contracts in progress 46 €10,849 - -€10,849
Taxes, remuneration and social security 45 €2,776 €1,220 -€1,555 -56.0%
Taxes 450/3 €1,576 €1,220 -€355 -22.6%
Remuneration and social security 454/9 €1,200 - -€1,200
Other amounts payable 47/48 €1,350 €6,215 +€4,865 +360.4%
Goods, raw materials, services and sundry goods 60/61 €63,947 €27,482 -€36,465 -57.0%
Remuneration, social security and pensions 62 €236 - -€236
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €239 €239 = 0.0%
Other operating charges 640/8 €2,670 €1,063 -€1,607 -60.2%
Gross operating margin 9900 €5,540 €2,619 -€2,922 -52.7%
Operating profit (loss) 9901 €2,395 €1,316 -€1,078 -45.0%
Financial charges 65/66B €737 €817 +€80 +10.9%
Recurring financial charges 65 €737 €817 +€80 +10.9%
Profit (loss) for the period before taxes 9903 €1,658 €499 -€1,158 -69.9%
Income taxes 67/77 - €179 +€179
Profit (loss) for the period 9904 €1,658 €320 -€1,337 -80.7%
Profit (loss) for the period to be appropriated 9905 €1,658 €320 -€1,337 -80.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.