MI VIDA: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MI VIDA
Largest movements
- Tangible fixed assets -€14,015
down €14,015 (-23.2%), from €60,392 to €46,376
- Receivables within one year -€3,038
down €3,038 (-8.6%), from €35,480 to €32,442
of which Trade receivables: -€10,561
- Cash -€1,515
down €1,515 (-6.7%), from €22,504 to €20,989
mainly Debts after one year (-€10,997) and Tax, wage and social debts (-€5,288)
- Stocks and contracts +€1,415
up €1,415 (+12.4%), from €11,369 to €12,784
- Debts after one year -€10,997
down €10,997 (-38.4%), from €28,670 to €17,673
- Tax, wage and social debts -€5,288
down €5,288 (-17.1%), from €30,931 to €25,643
of which Remuneration and social security: -€11,271
- Trade debts +€4,232
up €4,232 (+50.1%), from €8,445 to €12,677
- Current portion of long-term debt -€2,534
down €2,534 (-15.4%), from €16,448 to €13,914
- Other debts -€1,800
down €1,800 (-60.0%), from €3,000 to €1,200
- Gross operating margin -€26,834
down €26,834 (-15.4%), from €174,673 to €147,838
- Staff costs -€23,758
down €23,758 (-15.5%), from €152,925 to €129,166
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €134,823 | €117,392 | -€17,432 | -12.9% |
| Fixed assets | 21/28 | €60,392 | €46,376 | -€14,015 | -23.2% |
| Tangible fixed assets | 22/27 | €60,392 | €46,376 | -€14,015 | -23.2% |
| Plant, machinery and equipment | 23 | €5,721 | €3,321 | -€2,400 | -41.9% |
| Furniture and vehicles | 24 | €16,394 | €10,793 | -€5,600 | -34.2% |
| Leasing and similar rights | 25 | €3,848 | €2,565 | -€1,283 | -33.3% |
| Other tangible fixed assets | 26 | €34,430 | €29,697 | -€4,733 | -13.7% |
| Current assets | 29/58 | €74,432 | €71,015 | -€3,416 | -4.6% |
| Stocks and contracts in progress | 3 | €11,369 | €12,784 | +€1,415 | +12.4% |
| Stocks | 30/36 | €11,369 | €12,784 | +€1,415 | +12.4% |
| Amounts receivable within one year | 40/41 | €35,480 | €32,442 | -€3,038 | -8.6% |
| Trade receivables | 40 | €17,940 | €7,378 | -€10,561 | -58.9% |
| Other amounts receivable | 41 | €17,541 | €25,063 | +€7,523 | +42.9% |
| Cash at bank and in hand | 54/58 | €22,504 | €20,989 | -€1,515 | -6.7% |
| Deferred charges and accrued income | 490/1 | €5,078 | €4,800 | -€278 | -5.5% |
| Total equity and liabilities | 10/49 | €134,823 | €117,392 | -€17,432 | -12.9% |
| Equity | 10/15 | €47,329 | €46,285 | -€1,044 | -2.2% |
| Contributions | 10/11 | €18,750 | €18,750 | = | 0.0% |
| Reserves | 13 | €26,875 | €26,875 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,875 | €1,875 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,875 | €1,875 | = | 0.0% |
| Distributable reserves | 133 | €25,000 | €25,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,704 | €660 | -€1,044 | -61.3% |
| Amounts payable | 17/49 | €87,494 | €71,107 | -€16,387 | -18.7% |
| Amounts payable after more than one year | 17 | €28,670 | €17,673 | -€10,997 | -38.4% |
| Financial debts | 170/4 | €28,670 | €17,673 | -€10,997 | -38.4% |
| Amounts payable within one year | 42/48 | €58,824 | €53,433 | -€5,391 | -9.2% |
| Current portion of amounts payable after more than one year | 42 | €16,448 | €13,914 | -€2,534 | -15.4% |
| Trade debts | 44 | €8,445 | €12,677 | +€4,232 | +50.1% |
| Suppliers | 440/4 | €8,445 | €12,677 | +€4,232 | +50.1% |
| Taxes, remuneration and social security | 45 | €30,931 | €25,643 | -€5,288 | -17.1% |
| Taxes | 450/3 | €2,937 | €8,921 | +€5,983 | +203.7% |
| Remuneration and social security | 454/9 | €27,993 | €16,722 | -€11,271 | -40.3% |
| Other amounts payable | 47/48 | €3,000 | €1,200 | -€1,800 | -60.0% |
| Non-recurring operating income | 76A | - | €641 | +€641 | |
| Remuneration, social security and pensions | 62 | €152,925 | €129,166 | -€23,758 | -15.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,267 | €14,015 | -€1,252 | -8.2% |
| Other operating charges | 640/8 | €882 | €1,332 | +€450 | +51.0% |
| Non-recurring operating charges | 66A | €282 | €420 | +€138 | +49.0% |
| Gross operating margin | 9900 | €174,673 | €147,838 | -€26,834 | -15.4% |
| Operating profit (loss) | 9901 | €5,317 | €2,905 | -€2,413 | -45.4% |
| Financial income | 75/76B | €1,345 | €1,282 | -€63 | -4.7% |
| Recurring financial income | 75 | €1,345 | €1,282 | -€63 | -4.7% |
| Financial charges | 65/66B | €4,776 | €3,085 | -€1,691 | -35.4% |
| Recurring financial charges | 65 | €4,776 | €3,085 | -€1,691 | -35.4% |
| Profit (loss) for the period before taxes | 9903 | €1,886 | €1,102 | -€785 | -41.6% |
| Income taxes | 67/77 | €842 | €946 | +€104 | +12.3% |
| Profit (loss) for the period | 9904 | €1,044 | €156 | -€888 | -85.1% |
| Profit (loss) for the period to be appropriated | 9905 | €1,044 | €156 | -€888 | -85.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.