MI VIDA: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MI VIDA
Largest movements
- Cash +€57,515
up €57,515 (+163.1%), from €35,269 to €92,784
mainly Net result for the year (+€95,862) and Depreciation (+€31,958)
- Tangible fixed assets -€26,898
down €26,898 (-2.9%), from €929,157 to €902,259
of which Land and buildings: -€18,960
- Receivables within one year -€13,244
down €13,244 (-56.7%), from €23,365 to €10,121
of which Trade receivables: -€10,826
- Reserves +€59,862
up €59,862 (+7.5%), from €793,010 to €852,873
of which Distributable reserves: +€59,862
- Debts after one year -€29,273
no longer reported in 2025 (was €29,273)
- Current portion of long-term debt -€13,066
down €13,066 (-30.9%), from €42,339 to €29,273
- Depreciation -€49,682
down €49,682 (-60.9%), from €81,641 to €31,958
- Gross operating margin +€22,525
up €22,525 (+11.2%), from €201,392 to €223,917
- Taxes +€20,277
up €20,277 (+583.7%), from €3,474 to €23,751
- Staff costs -€2,557
down €2,557 (-3.9%), from €65,588 to €63,032
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €990,139 | €1,006,416 | +€16,276 | +1.6% |
| Fixed assets | 21/28 | €929,157 | €902,259 | -€26,898 | -2.9% |
| Tangible fixed assets | 22/27 | €929,157 | €902,259 | -€26,898 | -2.9% |
| Land and buildings | 22 | €909,706 | €890,747 | -€18,960 | -2.1% |
| Plant, machinery and equipment | 23 | €19,450 | €11,512 | -€7,938 | -40.8% |
| Current assets | 29/58 | €60,983 | €104,157 | +€43,174 | +70.8% |
| Amounts receivable within one year | 40/41 | €23,365 | €10,121 | -€13,244 | -56.7% |
| Trade receivables | 40 | €20,947 | €10,121 | -€10,826 | -51.7% |
| Other amounts receivable | 41 | €2,418 | - | -€2,418 | |
| Cash at bank and in hand | 54/58 | €35,269 | €92,784 | +€57,515 | +163.1% |
| Deferred charges and accrued income | 490/1 | €2,349 | €1,252 | -€1,097 | -46.7% |
| Total equity and liabilities | 10/49 | €990,139 | €1,006,416 | +€16,276 | +1.6% |
| Equity | 10/15 | €805,410 | €865,273 | +€59,862 | +7.4% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €793,010 | €852,873 | +€59,862 | +7.5% |
| Tax-exempt reserves | 132 | €7,847 | €7,847 | = | 0.0% |
| Distributable reserves | 133 | €785,163 | €845,026 | +€59,862 | +7.6% |
| Amounts payable | 17/49 | €184,729 | €141,143 | -€43,586 | -23.6% |
| Amounts payable after more than one year | 17 | €29,273 | - | -€29,273 | |
| Financial debts | 170/4 | €29,273 | - | -€29,273 | |
| Amounts payable within one year | 42/48 | €155,456 | €141,143 | -€14,314 | -9.2% |
| Current portion of amounts payable after more than one year | 42 | €42,339 | €29,273 | -€13,066 | -30.9% |
| Trade debts | 44 | €4,576 | €783 | -€3,793 | -82.9% |
| Suppliers | 440/4 | €4,576 | €783 | -€3,793 | -82.9% |
| Taxes, remuneration and social security | 45 | €11,287 | €8,751 | -€2,536 | -22.5% |
| Taxes | 450/3 | €3,474 | €8,751 | +€5,277 | +151.9% |
| Remuneration and social security | 454/9 | €7,813 | - | -€7,813 | |
| Other amounts payable | 47/48 | €97,255 | €102,336 | +€5,081 | +5.2% |
| Non-recurring operating income | 76A | €1,000 | €4,750 | +€3,750 | +375.0% |
| Remuneration, social security and pensions | 62 | €65,588 | €63,032 | -€2,557 | -3.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €81,641 | €31,958 | -€49,682 | -60.9% |
| Other operating charges | 640/8 | €4,289 | €5,732 | +€1,443 | +33.7% |
| Gross operating margin | 9900 | €201,392 | €223,917 | +€22,525 | +11.2% |
| Operating profit (loss) | 9901 | €49,873 | €123,194 | +€73,321 | +147.0% |
| Financial income | 75/76B | €0 | €0 | -€0 | -71.4% |
| Recurring financial income | 75 | €0 | €0 | -€0 | -71.4% |
| Financial charges | 65/66B | €4,732 | €3,581 | -€1,151 | -24.3% |
| Recurring financial charges | 65 | €4,732 | €3,581 | -€1,151 | -24.3% |
| Profit (loss) for the period before taxes | 9903 | €45,142 | €119,613 | +€74,472 | +165.0% |
| Income taxes | 67/77 | €3,474 | €23,751 | +€20,277 | +583.7% |
| Profit (loss) for the period | 9904 | €41,668 | €95,862 | +€54,195 | +130.1% |
| Profit (loss) for the period to be appropriated | 9905 | €41,668 | €95,862 | +€54,195 | +130.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.