Mi Casa: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Mi Casa
Largest movements
- Tangible fixed assets -€60,296
down €60,296 (-4.9%), from €1.2m to €1.2m
of which Land and buildings: -€50,000
- Receivables within one year -€29,534
down €29,534 (-99.4%), from €29,726 to €192
of which Trade receivables: -€29,500
- Other debts -€53,490
down €53,490 (-24.2%), from €221,150 to €167,660
- Debts after one year -€40,987
down €40,987 (-4.0%), from €1.0m to €983,268
- Financial charges +€2,216
up €2,216 (+15.7%), from €14,083 to €16,298
- Gross operating margin +€889
up €889 (+1.2%), from €76,457 to €77,347
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,277,095 | €1,180,014 | -€97,082 | -7.6% |
| Fixed assets | 21/28 | €1,233,141 | €1,172,845 | -€60,296 | -4.9% |
| Tangible fixed assets | 22/27 | €1,233,141 | €1,172,845 | -€60,296 | -4.9% |
| Land and buildings | 22 | €1,168,767 | €1,118,767 | -€50,000 | -4.3% |
| Other tangible fixed assets | 26 | €64,374 | €54,078 | -€10,296 | -16.0% |
| Current assets | 29/58 | €43,954 | €7,168 | -€36,786 | -83.7% |
| Amounts receivable within one year | 40/41 | €29,726 | €192 | -€29,534 | -99.4% |
| Trade receivables | 40 | €29,500 | - | -€29,500 | |
| Other amounts receivable | 41 | €226 | €192 | -€34 | -15.1% |
| Cash at bank and in hand | 54/58 | €14,228 | €6,976 | -€7,252 | -51.0% |
| Total equity and liabilities | 10/49 | €1,277,095 | €1,180,014 | -€97,082 | -7.6% |
| Equity | 10/15 | -€8,660 | -€12,247 | -€3,587 | -41.4% |
| Contributions | 10/11 | €200,000 | €200,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€208,660 | -€212,247 | -€3,587 | -1.7% |
| Amounts payable | 17/49 | €1,285,755 | €1,192,260 | -€93,495 | -7.3% |
| Amounts payable after more than one year | 17 | €1,024,254 | €983,268 | -€40,987 | -4.0% |
| Financial debts | 170/4 | €1,024,254 | €983,268 | -€40,987 | -4.0% |
| Amounts payable within one year | 42/48 | €261,501 | €208,993 | -€52,508 | -20.1% |
| Current portion of amounts payable after more than one year | 42 | €40,270 | €40,987 | +€717 | +1.8% |
| Trade debts | 44 | €81 | €346 | +€265 | +328% |
| Suppliers | 440/4 | €81 | €346 | +€265 | +328% |
| Other amounts payable | 47/48 | €221,150 | €167,660 | -€53,490 | -24.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €60,296 | €60,296 | = | 0.0% |
| Other operating charges | 640/8 | €4,193 | €4,340 | +€147 | +3.5% |
| Gross operating margin | 9900 | €76,457 | €77,347 | +€889 | +1.2% |
| Operating profit (loss) | 9901 | €11,968 | €12,711 | +€743 | +6.2% |
| Financial charges | 65/66B | €14,083 | €16,298 | +€2,216 | +15.7% |
| Recurring financial charges | 65 | €14,083 | €16,298 | +€2,216 | +15.7% |
| Profit (loss) for the period before taxes | 9903 | -€2,115 | -€3,587 | -€1,473 | -69.6% |
| Profit (loss) for the period | 9904 | -€2,115 | -€3,587 | -€1,473 | -69.6% |
| Profit (loss) for the period to be appropriated | 9905 | -€2,115 | -€3,587 | -€1,473 | -69.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.