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MHM construct: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MHM construct

BE 0798.473.316
NACE 43.230, Insulation installation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€9,986
2024 · €283+€9,704
Equity
€14,436
2024 · €5,283+€9,153
Cash
€10,601
2024 · €637+€9,964
Balance sheet total
€207,640
2024 · €72,110+€135,530

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€103,264

    up €103,264 (+620.2%), from €16,651 to €119,915

    of which Trade receivables: +€89,647

  • Tangible fixed assets +€10,847

    up €10,847 (+56.4%), from €19,234 to €30,082

    of which Furniture and vehicles: +€13,331

  • Stocks and contracts +€10,250

    up €10,250 (+31.5%), from €32,552 to €42,802

  • Cash +€9,964

    up €9,964 (+1565.1%), from €637 to €10,601

    mainly Trade debts (+€65,723) and Other debts (+€50,636)

Equity and liabilities
  • Trade debts +€65,723

    up €65,723 (+248.9%), from €26,409 to €92,131

  • Other debts +€50,636

    up €50,636 (+835.3%), from €6,062 to €56,698

  • Short-term financial debts +€10,383

    up €10,383 (+70.7%), from €14,675 to €25,058

  • Profit (loss) carried forward +€9,153

    up €9,153 (+3239.9%), from €283 to €9,436

Income statement
  • Gross operating margin +€98,964

    up €98,964 (+89.7%), from €110,276 to €209,240

  • Staff costs +€88,069

    up €88,069 (+98.2%), from €89,688 to €177,758

  • Other operating charges -€4,640

    down €4,640 (-74.9%), from €6,192 to €1,552

  • Financial charges +€3,780

    up €3,780 (+65.5%), from €5,768 to €9,547

  • Depreciation +€2,168

    up €2,168 (+26.9%), from €8,060 to €10,228

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €283
Gross operating margin +€98,964
Staff costs -€88,069
Depreciation -€2,168
Other operating charges +€4,640
Financial charges -€3,780
Taxes +€117
Result 2025 €9,986

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€21,489
Investment -€21,075
Financing +€9,550
Cash 2024 €637
Net result for the year +€9,986
Depreciation +€10,228
Stocks and contracts -€10,250
Receivables within one year -€103,264
Deferred charges and accrued income -€1,204
Trade debts +€65,723
Tax, wage and social debts -€365
Other debts +€50,636
Investment in fixed assets (net) -€21,075
Short-term financial debts +€10,383
Contributions, distributions and other -€833
Cash 2025 €10,601
Every line side by side 40 lines
Line Code 2024 2025 Change %
Total assets 20/58 €72,110 €207,640 +€135,530 +187.9%
Fixed assets 21/28 €19,638 €30,486 +€10,847 +55.2%
Tangible fixed assets 22/27 €19,234 €30,082 +€10,847 +56.4%
Plant, machinery and equipment 23 €8,197 €6,026 -€2,171 -26.5%
Furniture and vehicles 24 €9,832 €23,163 +€13,331 +135.6%
Other tangible fixed assets 26 €1,205 €892 -€313 -26.0%
Financial fixed assets 28 €404 €404 = 0.0%
Current assets 29/58 €52,472 €177,154 +€124,682 +237.6%
Stocks and contracts in progress 3 €32,552 €42,802 +€10,250 +31.5%
Stocks 30/36 €32,552 €42,802 +€10,250 +31.5%
Amounts receivable within one year 40/41 €16,651 €119,915 +€103,264 +620.2%
Trade receivables 40 €13,934 €103,582 +€89,647 +643.3%
Other amounts receivable 41 €2,717 €16,334 +€13,617 +501.2%
Cash at bank and in hand 54/58 €637 €10,601 +€9,964 +1565.1%
Deferred charges and accrued income 490/1 €2,632 €3,836 +€1,204 +45.7%
Total equity and liabilities 10/49 €72,110 €207,640 +€135,530 +187.9%
Equity 10/15 €5,283 €14,436 +€9,153 +173.3%
Contributions 10/11 €5,000 €5,000 = 0.0%
Profit (loss) carried forward 14 €283 €9,436 +€9,153 +3239.9%
Amounts payable 17/49 €66,828 €193,204 +€126,376 +189.1%
Amounts payable within one year 42/48 €66,828 €193,204 +€126,376 +189.1%
Financial debts 43 €14,675 €25,058 +€10,383 +70.7%
Credit institutions 430/8 €14,675 €25,058 +€10,383 +70.7%
Trade debts 44 €26,409 €92,131 +€65,723 +248.9%
Suppliers 440/4 €26,409 €92,131 +€65,723 +248.9%
Taxes, remuneration and social security 45 €19,681 €19,316 -€365 -1.9%
Taxes 450/3 €1,764 €2,217 +€453 +25.7%
Remuneration and social security 454/9 €17,918 €17,100 -€818 -4.6%
Other amounts payable 47/48 €6,062 €56,698 +€50,636 +835.3%
Remuneration, social security and pensions 62 €89,688 €177,758 +€88,069 +98.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €8,060 €10,228 +€2,168 +26.9%
Other operating charges 640/8 €6,192 €1,552 -€4,640 -74.9%
Gross operating margin 9900 €110,276 €209,240 +€98,964 +89.7%
Operating profit (loss) 9901 €6,336 €19,702 +€13,366 +211.0%
Financial charges 65/66B €5,768 €9,547 +€3,780 +65.5%
Recurring financial charges 65 €5,768 €9,547 +€3,780 +65.5%
Profit (loss) for the period before taxes 9903 €568 €10,155 +€9,587 +1686.8%
Income taxes 67/77 €286 €169 -€117 -41.0%
Profit (loss) for the period 9904 €283 €9,986 +€9,704 +3434.8%
Profit (loss) for the period to be appropriated 9905 €283 €9,986 +€9,704 +3434.8%

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.