Mercure-Crédit: what changed
What changed
Mercure-Crédit
not consecutivefiled annual accounts (NBB)
Net result for the year
-€317
2023 · -€911+€593
Equity
€63,342
2023 · €64,899-€1,556
Cash
€479
2023 · €479
Balance sheet total
€65,156
2023 · €65,851-€694
Largest movements
Assets
- Receivables within one year -€694
down €694 (-17.3%), from €4,018 to €3,324
Equity and liabilities
- Profit (loss) carried forward -€1,556
down €1,556 (-47.1%), from -€3,301 to -€4,858
- Trade debts +€862
up €862 (+158%), from €545 to €1,406
Income statement
- Staff costs -€911
no longer reported in 2025 (was €911)
- Gross operating margin -€317
new in 2025: -€317
Change in the result, 2023 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2023
-€911
Staff costs
+€911
Other operating items
-€317
Result 2025
-€317
raises the resultnot broken down further in the accounts
Derived cash bridge
A cash bridge needs two consecutive financial years. One year's result and depreciation cannot explain a change over several years. Pick two years that follow each other.
Every line side by side
| Line | Code | 2023 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €65,851 | €65,156 | -€694 | -1.1% |
| Fixed assets | 21/28 | €61,354 | €61,354 | = | 0.0% |
| Financial fixed assets | 28 | €61,354 | €61,354 | = | 0.0% |
| Current assets | 29/58 | €4,497 | €3,803 | -€694 | -15.4% |
| Amounts receivable within one year | 40/41 | €4,018 | €3,324 | -€694 | -17.3% |
| Other amounts receivable | 41 | €4,018 | €3,324 | -€694 | -17.3% |
| Cash at bank and in hand | 54/58 | €479 | €479 | = | 0.0% |
| Total equity and liabilities | 10/49 | €65,851 | €65,156 | -€694 | -1.1% |
| Equity | 10/15 | €64,899 | €63,342 | -€1,556 | -2.4% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €6,200 | €6,200 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€3,301 | -€4,858 | -€1,556 | -47.1% |
| Amounts payable | 17/49 | €952 | €1,814 | +€862 | +90.5% |
| Amounts payable within one year | 42/48 | €892 | €1,754 | +€862 | +96.6% |
| Trade debts | 44 | €545 | €1,406 | +€862 | +158% |
| Suppliers | 440/4 | €545 | €1,406 | +€862 | +158% |
| Other amounts payable | 47/48 | €348 | €348 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €60 | €60 | = | 0.0% |
| Remuneration, social security and pensions | 62 | €911 | - | -€911 | |
| Gross operating margin | 9900 | - | -€317 | -€317 | |
| Operating profit (loss) | 9901 | -€911 | -€317 | +€593 | +65.1% |
| Profit (loss) for the period before taxes | 9903 | -€911 | -€317 | +€593 | +65.1% |
| Profit (loss) for the period | 9904 | -€911 | -€317 | +€593 | +65.1% |
| Profit (loss) for the period to be appropriated | 9905 | -€911 | -€317 | +€593 | +65.1% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.