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MELIOR: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MELIOR

BE 0824.746.161
NACE 66.210, Risk and damage evaluation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€147,830
2024 · €106,753+€41,077
Equity
€3.7m
2024 · €4.2m-€452,170
Cash
€1.8m
2024 · €904,312+€916,988
Balance sheet total
€4.9m
2024 · €4.9m+€86,463

Largest movements

2024 to 2025
Assets
  • Cash +€916,988

    up €916,988 (+101.4%), from €904,312 to €1.8m

    mainly Current investments (+€691,051) and Other debts (+€564,086)

  • Current investments -€691,051

    down €691,051 (-27.4%), from €2.5m to €1.8m

  • Financial fixed assets -€120,000

    down €120,000 (-9.3%), from €1.3m to €1.2m

Equity and liabilities
  • Other debts +€564,086

    up €564,086 (+5226.5%), from €10,793 to €574,878

  • Reserves -€452,170

    down €452,170 (-11.3%), from €4.0m to €3.5m

    of which Distributable reserves: -€452,170

Income statement
  • Financial income +€55,859

    up €55,859 (+72.8%), from €76,761 to €132,620

  • Gross operating margin -€32,170

    down €32,170 (-25.9%), from €123,998 to €91,828

  • Taxes -€14,271

    down €14,271 (-32.0%), from €44,586 to €30,315

  • Financial charges -€3,224

    down €3,224 (-9.6%), from €33,719 to €30,496

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €106,753
Gross operating margin -€32,170
Other operating charges -€107
Financial income +€55,859
Financial charges +€3,224
Taxes +€14,271
Result 2025 €147,830

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€723,003
Investment +€811,051
Financing -€617,066
Cash 2024 €904,312
Net result for the year +€147,830
Depreciation +€12,277
Receivables within one year -€2,791
Deferred charges and accrued income +€9,989
Trade debts -€2,311
Tax, wage and social debts -€6,077
Other debts +€564,086
Investment in fixed assets (net) +€120,000
Current investments +€691,051
Debts after one year -€17,621
Current portion of long-term debt +€555
Contributions, distributions and other -€600,000
Cash 2025 €1.8m
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €4,863,243 €4,949,705 +€86,463 +1.8%
Fixed assets 21/28 €1,386,008 €1,253,731 -€132,277 -9.5%
Tangible fixed assets 22/27 €92,608 €80,331 -€12,277 -13.3%
Land and buildings 22 €90,378 €79,081 -€11,297 -12.5%
Furniture and vehicles 24 €2,230 €1,250 -€979 -43.9%
Financial fixed assets 28 €1,293,400 €1,173,400 -€120,000 -9.3%
Current assets 29/58 €3,477,235 €3,695,974 +€218,739 +6.3%
Amounts receivable within one year 40/41 €35,774 €38,565 +€2,791 +7.8%
Trade receivables 40 €32,511 €33,475 +€964 +3.0%
Other amounts receivable 41 €3,263 €5,090 +€1,827 +56.0%
Current investments 50/53 €2,523,174 €1,832,123 -€691,051 -27.4%
Cash at bank and in hand 54/58 €904,312 €1,821,301 +€916,988 +101.4%
Deferred charges and accrued income 490/1 €13,975 €3,986 -€9,989 -71.5%
Total equity and liabilities 10/49 €4,863,243 €4,949,705 +€86,463 +1.8%
Equity 10/15 €4,196,109 €3,743,940 -€452,170 -10.8%
Contributions 10/11 €212,100 €212,100 = 0.0%
Reserves 13 €3,984,009 €3,531,840 -€452,170 -11.3%
Tax-exempt reserves 132 €0 - =
Distributable reserves 133 €3,984,009 €3,531,840 -€452,170 -11.3%
Profit (loss) carried forward 14 €0 €0 =
Provisions and deferred taxes 16 €73,021 €73,021 = 0.0%
Provisions for liabilities and charges 160/5 €73,021 €73,021 = 0.0%
Pensions and similar obligations 160 €49,021 €49,021 = 0.0%
Major repairs and maintenance 162 €24,000 €24,000 = 0.0%
Amounts payable 17/49 €594,112 €1,132,744 +€538,632 +90.7%
Amounts payable after more than one year 17 €540,455 €522,834 -€17,621 -3.3%
Financial debts 170/4 €540,455 €522,834 -€17,621 -3.3%
Amounts payable within one year 42/48 €53,657 €609,910 +€556,253 +1036.7%
Current portion of amounts payable after more than one year 42 €17,066 €17,621 +€555 +3.3%
Trade debts 44 €5,390 €3,078 -€2,311 -42.9%
Suppliers 440/4 €5,390 €3,078 -€2,311 -42.9%
Taxes, remuneration and social security 45 €20,409 €14,333 -€6,077 -29.8%
Taxes 450/3 €20,409 €14,333 -€6,077 -29.8%
Other amounts payable 47/48 €10,793 €574,878 +€564,086 +5226.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €12,277 €12,277 = 0.0%
Other operating charges 640/8 €3,424 €3,531 +€107 +3.1%
Gross operating margin 9900 €123,998 €91,828 -€32,170 -25.9%
Operating profit (loss) 9901 €108,298 €76,021 -€32,277 -29.8%
Financial income 75/76B €76,761 €132,620 +€55,859 +72.8%
Recurring financial income 75 €76,761 €132,620 +€55,859 +72.8%
Financial charges 65/66B €33,719 €30,496 -€3,224 -9.6%
Recurring financial charges 65 €33,719 €30,496 -€3,224 -9.6%
Profit (loss) for the period before taxes 9903 €151,339 €178,145 +€26,806 +17.7%
Income taxes 67/77 €44,586 €30,315 -€14,271 -32.0%
Profit (loss) for the period 9904 €106,753 €147,830 +€41,077 +38.5%
Transfer from tax-exempt reserves 789 €42,100 €0 -€42,100 -100.0%
Profit (loss) for the period to be appropriated 9905 €148,853 €147,830 -€1,023 -0.7%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.