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MD CREATION: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MD CREATION

BE 0810.539.324
NACE 56.301, Cafés and bars
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€236
2024 · €6,725-€6,961
Equity
€2,214
2024 · €2,450-€236
Cash
€5,789
2024 · €21,553-€15,763
Balance sheet total
€74,973
2024 · €48,981+€25,992

Largest movements

2024 to 2025
Assets
  • Stocks and contracts +€30,821

    up €30,821 (+246.6%), from €12,500 to €43,321

  • Cash -€15,763

    down €15,763 (-73.1%), from €21,553 to €5,789

    mainly Stocks and contracts (-€30,821) and Receivables within one year (-€11,190)

  • Receivables within one year +€11,190

    up €11,190 (+106.6%), from €10,493 to €21,683

Equity and liabilities
  • Trade debts +€17,302

    up €17,302 (+2038.0%), from €849 to €18,151

  • Other debts +€14,292

    up €14,292 (+55.9%), from €25,578 to €39,870

  • Tax, wage and social debts -€5,426

    down €5,426 (-27.0%), from €20,104 to €14,677

    of which Taxes: -€2,819

Income statement
  • Turnover +€146,814

    new in 2025: €146,814

  • Purchases and services +€140,401

    new in 2025: €140,401

  • Gross operating margin -€15,291

    down €15,291 (-44.3%), from €34,553 to €19,262

  • Other operating charges -€2,860

    down €2,860 (-66.0%), from €4,331 to €1,471

  • Staff costs -€2,578

    down €2,578 (-14.0%), from €18,428 to €15,850

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €6,725
Gross operating margin -€15,291
Staff costs +€2,578
Depreciation +€350
Other operating charges +€2,860
Financial income -€3
Financial charges +€2,545
Result 2025 -€236

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€15,823
Investment €0
Financing +€60
Cash 2024 €21,553
Net result for the year -€236
Depreciation +€350
Stocks and contracts -€30,821
Receivables within one year -€11,190
Deferred charges and accrued income -€95
Trade debts +€17,302
Tax, wage and social debts -€5,426
Other debts +€14,292
Current portion of long-term debt +€60
Cash 2025 €5,789
Every line side by side 38 lines
Line Code 2024 2025 Change %
Total assets 20/58 €48,981 €74,973 +€25,992 +53.1%
Fixed assets 21/28 €4,435 €4,085 -€350 -7.9%
Intangible fixed assets 21 €4,315 €3,965 -€350 -8.1%
Financial fixed assets 28 €120 €120 = 0.0%
Current assets 29/58 €44,546 €70,888 +€26,342 +59.1%
Stocks and contracts in progress 3 €12,500 €43,321 +€30,821 +246.6%
Stocks 30/36 €12,500 €43,321 +€30,821 +246.6%
Amounts receivable within one year 40/41 €10,493 €21,683 +€11,190 +106.6%
Other amounts receivable 41 €10,493 €21,683 +€11,190 +106.6%
Cash at bank and in hand 54/58 €21,553 €5,789 -€15,763 -73.1%
Deferred charges and accrued income 490/1 - €95 +€95
Total equity and liabilities 10/49 €48,981 €74,973 +€25,992 +53.1%
Equity 10/15 €2,450 €2,214 -€236 -9.6%
Contributions 10/11 €18,600 €18,600 = 0.0%
Profit (loss) carried forward 14 -€16,150 -€16,386 -€236 -1.5%
Amounts payable 17/49 €46,531 €72,759 +€26,228 +56.4%
Amounts payable within one year 42/48 €46,531 €72,759 +€26,228 +56.4%
Current portion of amounts payable after more than one year 42 - €60 +€60
Trade debts 44 €849 €18,151 +€17,302 +2038.0%
Suppliers 440/4 €849 €18,151 +€17,302 +2038.0%
Taxes, remuneration and social security 45 €20,104 €14,677 -€5,426 -27.0%
Taxes 450/3 €17,496 €14,677 -€2,819 -16.1%
Remuneration and social security 454/9 €2,607 - -€2,607
Other amounts payable 47/48 €25,578 €39,870 +€14,292 +55.9%
Turnover 70 - €146,814 +€146,814
Goods, raw materials, services and sundry goods 60/61 - €140,401 +€140,401
Remuneration, social security and pensions 62 €18,428 €15,850 -€2,578 -14.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €700 €350 -€350 -50.0%
Other operating charges 640/8 €4,331 €1,471 -€2,860 -66.0%
Gross operating margin 9900 €34,553 €19,262 -€15,291 -44.3%
Operating profit (loss) 9901 €11,094 €1,591 -€9,503 -85.7%
Financial income 75/76B €3 - -€3
Recurring financial income 75 €3 - -€3
Financial charges 65/66B €4,372 €1,827 -€2,545 -58.2%
Recurring financial charges 65 €4,372 €1,827 -€2,545 -58.2%
Profit (loss) for the period before taxes 9903 €6,725 -€236 -€6,961
Profit (loss) for the period 9904 €6,725 -€236 -€6,961
Profit (loss) for the period to be appropriated 9905 €6,725 -€236 -€6,961

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.