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MCIM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MCIM

BE 0768.261.774
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€12,218
2024 · €34,938-€47,156
Equity
€58,631
2024 · €70,849-€12,218
Cash
€3,416
2024 · €31,463-€28,047
Balance sheet total
€78,801
2024 · €91,274-€12,473

Largest movements

2024 to 2025
Assets
  • Cash -€28,047

    down €28,047 (-89.1%), from €31,463 to €3,416

    mainly Receivables within one year (-€19,951) and Net result for the year (-€12,218)

  • Receivables within one year +€19,951

    up €19,951 (+52.3%), from €38,129 to €58,080

    of which Other amounts receivable: +€18,625

  • Tangible fixed assets -€15,214

    down €15,214 (-70.2%), from €21,670 to €6,456

    of which Furniture and vehicles: -€14,211

  • Deferred charges and accrued income +€10,836

    up €10,836 (+89038.9%), from €12 to €10,848

Equity and liabilities
  • Profit (loss) carried forward -€12,218

    down €12,218 (-17.7%), from €68,849 to €56,631

  • Tax, wage and social debts -€8,554

    down €8,554 (-45.5%), from €18,815 to €10,261

  • Trade debts +€8,299

    up €8,299 (+515.5%), from €1,610 to €9,908

Income statement
  • Gross operating margin -€60,037

    down €60,037, from €51,888 to -€8,149

  • Taxes -€14,170

    down €14,170 (-96.5%), from €14,690 to €520

  • Financial charges +€952

    up €952 (+98.9%), from €963 to €1,915

  • Financial income +€942

    up €942 (+75.9%), from €1,241 to €2,183

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €34,938
Gross operating margin -€60,037
Depreciation -€290
Other operating charges -€1
Other operating items -€988
Financial income +€942
Financial charges -€952
Taxes +€14,170
Result 2025 -€12,218

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€41,431
Investment +€13,385
Financing €0
Cash 2024 €31,463
Net result for the year -€12,218
Depreciation +€1,829
Receivables within one year -€19,951
Deferred charges and accrued income -€10,836
Trade debts +€8,299
Tax, wage and social debts -€8,554
Investment in fixed assets (net) +€13,385
Cash 2025 €3,416
Every line side by side 35 lines
Line Code 2024 2025 Change %
Total assets 20/58 €91,274 €78,801 -€12,473 -13.7%
Fixed assets 21/28 €21,670 €6,456 -€15,214 -70.2%
Tangible fixed assets 22/27 €21,670 €6,456 -€15,214 -70.2%
Plant, machinery and equipment 23 €1,093 €699 -€394 -36.1%
Furniture and vehicles 24 €16,208 €1,997 -€14,211 -87.7%
Other tangible fixed assets 26 €4,369 €3,760 -€609 -13.9%
Current assets 29/58 €69,604 €72,345 +€2,741 +3.9%
Amounts receivable within one year 40/41 €38,129 €58,080 +€19,951 +52.3%
Trade receivables 40 €5,796 €7,122 +€1,327 +22.9%
Other amounts receivable 41 €32,333 €50,958 +€18,625 +57.6%
Cash at bank and in hand 54/58 €31,463 €3,416 -€28,047 -89.1%
Deferred charges and accrued income 490/1 €12 €10,848 +€10,836 +89038.9%
Total equity and liabilities 10/49 €91,274 €78,801 -€12,473 -13.7%
Equity 10/15 €70,849 €58,631 -€12,218 -17.2%
Contributions 10/11 €2,000 €2,000 = 0.0%
Profit (loss) carried forward 14 €68,849 €56,631 -€12,218 -17.7%
Amounts payable 17/49 €20,425 €20,170 -€255 -1.2%
Amounts payable within one year 42/48 €20,425 €20,170 -€255 -1.2%
Trade debts 44 €1,610 €9,908 +€8,299 +515.5%
Suppliers 440/4 €1,610 €9,908 +€8,299 +515.5%
Taxes, remuneration and social security 45 €18,815 €10,261 -€8,554 -45.5%
Taxes 450/3 €18,815 €10,261 -€8,554 -45.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €1,539 €1,829 +€290 +18.8%
Other operating charges 640/8 €998 €1,000 +€1 +0.1%
Non-recurring operating charges 66A - €988 +€988
Gross operating margin 9900 €51,888 -€8,149 -€60,037
Operating profit (loss) 9901 €49,350 -€11,966 -€61,316
Financial income 75/76B €1,241 €2,183 +€942 +75.9%
Recurring financial income 75 €1,241 €2,183 +€942 +75.9%
Financial charges 65/66B €963 €1,915 +€952 +98.9%
Recurring financial charges 65 €963 €1,915 +€952 +98.9%
Profit (loss) for the period before taxes 9903 €49,628 -€11,698 -€61,326
Income taxes 67/77 €14,690 €520 -€14,170 -96.5%
Profit (loss) for the period 9904 €34,938 -€12,218 -€47,156
Profit (loss) for the period to be appropriated 9905 €34,938 -€12,218 -€47,156

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.