MCC FINCONSULT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MCC FINCONSULT
Largest movements
- Tangible fixed assets -€17,200
down €17,200 (-34.5%), from €49,839 to €32,640
of which Furniture and vehicles: -€16,432
- Receivables within one year +€6,966
up €6,966 (+176%), from €3,956 to €10,922
of which Trade receivables: +€9,639
- Cash +€2,098
up €2,098 (+27.0%), from €7,756 to €9,853
mainly Other debts (+€18,812) and Depreciation (+€17,362)
- Stocks and contracts -€2,009
down €2,009 (-67.0%), from €2,996 to €987
- Other debts +€18,812
up €18,812 (+20.5%), from €91,546 to €110,359
- Profit (loss) carried forward -€16,100
down €16,100 (-30.9%), from -€52,049 to -€68,149
- Current portion of long-term debt -€11,270
down €11,270 (-88.4%), from €12,750 to €1,480
- Debts after one year -€1,480
no longer reported in 2025 (was €1,480)
- Tax, wage and social debts -€1,135
down €1,135 (-15.0%), from €7,579 to €6,445
- Gross operating margin +€40,263
up €40,263, from -€37,218 to €3,045
- Financial charges -€631
down €631 (-59.8%), from €1,055 to €425
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €64,710 | €54,402 | -€10,308 | -15.9% |
| Formation expenses | 20 | €163 | - | -€163 | |
| Fixed assets | 21/28 | €49,839 | €32,640 | -€17,200 | -34.5% |
| Tangible fixed assets | 22/27 | €49,839 | €32,640 | -€17,200 | -34.5% |
| Land and buildings | 22 | €4,840 | €4,072 | -€768 | -15.9% |
| Furniture and vehicles | 24 | €45,000 | €28,568 | -€16,432 | -36.5% |
| Current assets | 29/58 | €14,708 | €21,763 | +€7,055 | +48.0% |
| Stocks and contracts in progress | 3 | €2,996 | €987 | -€2,009 | -67.0% |
| Stocks | 30/36 | €2,996 | €987 | -€2,009 | -67.0% |
| Amounts receivable within one year | 40/41 | €3,956 | €10,922 | +€6,966 | +176% |
| Trade receivables | 40 | €1,271 | €10,909 | +€9,639 | +759% |
| Other amounts receivable | 41 | €2,686 | €13 | -€2,673 | -99.5% |
| Cash at bank and in hand | 54/58 | €7,756 | €9,853 | +€2,098 | +27.0% |
| Total equity and liabilities | 10/49 | €64,710 | €54,402 | -€10,308 | -15.9% |
| Equity | 10/15 | -€50,049 | -€66,149 | -€16,100 | -32.2% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€52,049 | -€68,149 | -€16,100 | -30.9% |
| Amounts payable | 17/49 | €114,759 | €120,551 | +€5,792 | +5.0% |
| Amounts payable after more than one year | 17 | €1,480 | - | -€1,480 | |
| Financial debts | 170/4 | €1,480 | - | -€1,480 | |
| Amounts payable within one year | 42/48 | €113,279 | €119,534 | +€6,255 | +5.5% |
| Current portion of amounts payable after more than one year | 42 | €12,750 | €1,480 | -€11,270 | -88.4% |
| Financial debts | 43 | €14 | - | -€14 | |
| Credit institutions | 430/8 | €14 | - | -€14 | |
| Trade debts | 44 | €1,389 | €1,251 | -€138 | -10.0% |
| Suppliers | 440/4 | €1,389 | €1,251 | -€138 | -10.0% |
| Taxes, remuneration and social security | 45 | €7,579 | €6,445 | -€1,135 | -15.0% |
| Taxes | 450/3 | €7,579 | €6,445 | -€1,135 | -15.0% |
| Other amounts payable | 47/48 | €91,546 | €110,359 | +€18,812 | +20.5% |
| Accrued charges and deferred income | 492/3 | - | €1,017 | +€1,017 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,721 | €17,362 | -€359 | -2.0% |
| Other operating charges | 640/8 | €993 | €812 | -€181 | -18.3% |
| Gross operating margin | 9900 | -€37,218 | €3,045 | +€40,263 | |
| Operating profit (loss) | 9901 | -€55,932 | -€15,129 | +€40,803 | +73.0% |
| Financial charges | 65/66B | €1,055 | €425 | -€631 | -59.8% |
| Recurring financial charges | 65 | €1,055 | €425 | -€631 | -59.8% |
| Profit (loss) for the period before taxes | 9903 | -€56,987 | -€15,554 | +€41,434 | +72.7% |
| Income taxes | 67/77 | €575 | €546 | -€29 | -5.0% |
| Profit (loss) for the period | 9904 | -€57,563 | -€16,100 | +€41,463 | +72.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€57,563 | -€16,100 | +€41,463 | +72.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.