MC Invest: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MC Invest
Largest movements
- Tangible fixed assets -€3,742
down €3,742 (-30.8%), from €12,144 to €8,402
of which Furniture and vehicles: -€3,480
- Receivables within one year -€1,725
down €1,725 (-28.8%), from €6,000 to €4,275
of which Trade receivables: -€5,819
- Other debts -€13,500
down €13,500 (-12.3%), from €109,678 to €96,178
- Profit (loss) carried forward +€8,867
up €8,867 (+39.2%), from -€22,638 to -€13,771
- Financial charges -€1,333
down €1,333 (-96.8%), from €1,378 to €45
- Gross operating margin -€1,158
down €1,158 (-7.9%), from €14,653 to €13,494
- Depreciation +€998
up €998 (+36.4%), from €2,745 to €3,742
- Other operating charges -€695
down €695 (-45.3%), from €1,535 to €840
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €105,924 | €99,852 | -€6,072 | -5.7% |
| Fixed assets | 21/28 | €87,144 | €83,402 | -€3,742 | -4.3% |
| Tangible fixed assets | 22/27 | €12,144 | €8,402 | -€3,742 | -30.8% |
| Plant, machinery and equipment | 23 | €886 | €624 | -€262 | -29.6% |
| Furniture and vehicles | 24 | €11,258 | €7,778 | -€3,480 | -30.9% |
| Financial fixed assets | 28 | €75,000 | €75,000 | = | 0.0% |
| Current assets | 29/58 | €18,780 | €16,450 | -€2,330 | -12.4% |
| Amounts receivable within one year | 40/41 | €6,000 | €4,275 | -€1,725 | -28.8% |
| Trade receivables | 40 | €6,000 | €182 | -€5,819 | -97.0% |
| Other amounts receivable | 41 | - | €4,093 | +€4,093 | |
| Cash at bank and in hand | 54/58 | €11,920 | €11,269 | -€650 | -5.5% |
| Deferred charges and accrued income | 490/1 | €860 | €905 | +€45 | +5.2% |
| Total equity and liabilities | 10/49 | €105,924 | €99,852 | -€6,072 | -5.7% |
| Equity | 10/15 | -€8,291 | €576 | +€8,867 | |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €1,947 | €1,947 | = | 0.0% |
| Distributable reserves | 133 | €1,947 | €1,947 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€22,638 | -€13,771 | +€8,867 | +39.2% |
| Amounts payable | 17/49 | €114,215 | €99,276 | -€14,940 | -13.1% |
| Amounts payable within one year | 42/48 | €114,215 | €99,276 | -€14,940 | -13.1% |
| Trade debts | 44 | €2,738 | €1,827 | -€911 | -33.3% |
| Suppliers | 440/4 | €2,738 | €1,827 | -€911 | -33.3% |
| Taxes, remuneration and social security | 45 | €1,799 | €1,271 | -€529 | -29.4% |
| Taxes | 450/3 | €1,799 | €1,271 | -€529 | -29.4% |
| Other amounts payable | 47/48 | €109,678 | €96,178 | -€13,500 | -12.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,745 | €3,742 | +€998 | +36.4% |
| Other operating charges | 640/8 | €1,535 | €840 | -€695 | -45.3% |
| Non-recurring operating charges | 66A | €7,037 | - | -€7,037 | |
| Gross operating margin | 9900 | €14,653 | €13,494 | -€1,158 | -7.9% |
| Operating profit (loss) | 9901 | €3,336 | €8,912 | +€5,576 | +167% |
| Financial charges | 65/66B | €1,378 | €45 | -€1,333 | -96.8% |
| Recurring financial charges | 65 | €1,378 | €45 | -€1,333 | -96.8% |
| Profit (loss) for the period before taxes | 9903 | €1,958 | €8,867 | +€6,909 | +353% |
| Income taxes | 67/77 | €11 | - | -€11 | |
| Profit (loss) for the period | 9904 | €1,947 | €8,867 | +€6,920 | +355% |
| Profit (loss) for the period to be appropriated | 9905 | €1,947 | €8,867 | +€6,920 | +355% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 October 2026 via checked.be.