MB INTERCONCEPT: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MB INTERCONCEPT
Largest movements
- Receivables within one year -€32,932
down €32,932 (-41.9%), from €78,605 to €45,673
of which Other amounts receivable: -€17,404
- Cash +€16,096
up €16,096 (+274.1%), from €5,872 to €21,968
mainly Receivables within one year (+€32,932) and Net result for the year (+€18,014)
- Stocks and contracts +€1,514
up €1,514 (+19.5%), from €7,783 to €9,297
- Intangible fixed assets -€1,500
down €1,500 (-15.2%), from €9,863 to €8,363
- Tangible fixed assets -€1,383
down €1,383 (-16.0%), from €8,656 to €7,273
of which Furniture and vehicles: -€1,138
- Accrued charges and deferred income -€21,790
down €21,790 (-99.9%), from €21,805 to €15
- Reserves +€18,014
up €18,014 (+37.7%), from €47,794 to €65,808
- Trade debts -€11,885
down €11,885 (-40.8%), from €29,161 to €17,276
- Other debts -€8,501
down €8,501 (-86.9%), from €9,781 to €1,280
- Tax, wage and social debts +€3,992
up €3,992 (+42.2%), from €9,456 to €13,448
of which Taxes: +€4,192
- Other operating charges -€5,805
down €5,805 (-88.6%), from €6,550 to €745
- Gross operating margin +€4,263
up €4,263 (+13.4%), from €31,723 to €35,985
- Taxes +€4,183
up €4,183 (+101.9%), from €4,104 to €8,288
- Depreciation -€4,033
down €4,033 (-49.9%), from €8,086 to €4,053
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €123,776 | €105,106 | -€18,670 | -15.1% |
| Fixed assets | 21/28 | €18,519 | €15,636 | -€2,883 | -15.6% |
| Intangible fixed assets | 21 | €9,863 | €8,363 | -€1,500 | -15.2% |
| Tangible fixed assets | 22/27 | €8,656 | €7,273 | -€1,383 | -16.0% |
| Plant, machinery and equipment | 23 | €1,267 | €1,561 | +€294 | +23.2% |
| Furniture and vehicles | 24 | €5,674 | €4,536 | -€1,138 | -20.1% |
| Other tangible fixed assets | 26 | €1,715 | €1,175 | -€540 | -31.5% |
| Current assets | 29/58 | €105,257 | €89,470 | -€15,787 | -15.0% |
| Stocks and contracts in progress | 3 | €7,783 | €9,297 | +€1,514 | +19.5% |
| Stocks | 30/36 | €7,783 | €9,297 | +€1,514 | +19.5% |
| Amounts receivable within one year | 40/41 | €78,605 | €45,673 | -€32,932 | -41.9% |
| Trade receivables | 40 | €53,908 | €38,381 | -€15,527 | -28.8% |
| Other amounts receivable | 41 | €24,696 | €7,292 | -€17,404 | -70.5% |
| Cash at bank and in hand | 54/58 | €5,872 | €21,968 | +€16,096 | +274.1% |
| Deferred charges and accrued income | 490/1 | €12,997 | €12,532 | -€466 | -3.6% |
| Total equity and liabilities | 10/49 | €123,776 | €105,106 | -€18,670 | -15.1% |
| Equity | 10/15 | €52,794 | €70,808 | +€18,014 | +34.1% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €47,794 | €65,808 | +€18,014 | +37.7% |
| Distributable reserves | 133 | €47,794 | €65,808 | +€18,014 | +37.7% |
| Profit (loss) carried forward | 14 | €0 | - | = | |
| Amounts payable | 17/49 | €70,982 | €34,298 | -€36,684 | -51.7% |
| Amounts payable within one year | 42/48 | €49,177 | €34,283 | -€14,894 | -30.3% |
| Trade debts | 44 | €29,161 | €17,276 | -€11,885 | -40.8% |
| Suppliers | 440/4 | €29,161 | €17,276 | -€11,885 | -40.8% |
| Advances received on contracts in progress | 46 | €779 | €2,279 | +€1,500 | +192.5% |
| Taxes, remuneration and social security | 45 | €9,456 | €13,448 | +€3,992 | +42.2% |
| Taxes | 450/3 | €6,656 | €10,848 | +€4,192 | +63.0% |
| Remuneration and social security | 454/9 | €2,800 | €2,600 | -€200 | -7.1% |
| Other amounts payable | 47/48 | €9,781 | €1,280 | -€8,501 | -86.9% |
| Accrued charges and deferred income | 492/3 | €21,805 | €15 | -€21,790 | -99.9% |
| Non-recurring operating income | 76A | €1,523 | €1 | -€1,522 | -99.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,086 | €4,053 | -€4,033 | -49.9% |
| Other operating charges | 640/8 | €6,550 | €745 | -€5,805 | -88.6% |
| Non-recurring operating charges | 66A | €1,323 | €4,575 | +€3,252 | +245.8% |
| Gross operating margin | 9900 | €31,723 | €35,985 | +€4,263 | +13.4% |
| Operating profit (loss) | 9901 | €15,763 | €26,613 | +€10,850 | +68.8% |
| Financial income | 75/76B | €15 | €22 | +€7 | +45.0% |
| Recurring financial income | 75 | €15 | €22 | +€7 | +45.0% |
| Financial charges | 65/66B | €319 | €333 | +€14 | +4.4% |
| Recurring financial charges | 65 | €319 | €333 | +€14 | +4.4% |
| Profit (loss) for the period before taxes | 9903 | €15,459 | €26,302 | +€10,842 | +70.1% |
| Income taxes | 67/77 | €4,104 | €8,288 | +€4,183 | +101.9% |
| Profit (loss) for the period | 9904 | €11,355 | €18,014 | +€6,659 | +58.6% |
| Profit (loss) for the period to be appropriated | 9905 | €11,355 | €18,014 | +€6,659 | +58.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.