MAXI ASSUR: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MAXI ASSUR
Largest movements
- Receivables within one year +€129,219
up €129,219 (+437%), from €29,589 to €158,808
of which Other amounts receivable: +€156,374
- Deferred charges and accrued income +€27,493
new in 2024: €27,493
- Cash +€16,130
up €16,130 (+127%), from €12,726 to €28,857
mainly Other debts (+€112,233) and Net result for the year (+€101,026)
- Other debts +€112,233
new in 2024: €112,233
- Tax, wage and social debts +€33,298
up €33,298 (+737%), from €4,516 to €37,814
- Advances received +€28,527
new in 2024: €28,527
- Reserves -€11,207
down €11,207 (-100%), from €11,207 to €0
of which Distributable reserves: -€10,406
- Trade debts +€9,904
up €9,904 (+124%), from €8,000 to €17,904
- Gross operating margin +€122,238
up €122,238 (+694%), from €17,618 to €139,856
- Taxes +€33,189
up €33,189 (+735%), from €4,516 to €37,705
- Other operating charges -€3,017
down €3,017 (-77.3%), from €3,903 to €886
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €42,315 | €215,157 | +€172,842 | +408% |
| Current assets | 29/58 | €42,315 | €215,157 | +€172,842 | +408% |
| Amounts receivable within one year | 40/41 | €29,589 | €158,808 | +€129,219 | +437% |
| Trade receivables | 40 | €27,753 | €598 | -€27,155 | -97.8% |
| Other amounts receivable | 41 | €1,836 | €158,210 | +€156,374 | +8,516% |
| Cash at bank and in hand | 54/58 | €12,726 | €28,857 | +€16,130 | +127% |
| Deferred charges and accrued income | 490/1 | - | €27,493 | +€27,493 | |
| Total equity and liabilities | 10/49 | €42,315 | €215,157 | +€172,842 | +408% |
| Equity | 10/15 | €29,799 | €18,592 | -€11,207 | -37.6% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €11,207 | €0 | -€11,207 | -100% |
| Non-distributable reserves | 130/1 | €802 | €0 | -€802 | -100% |
| Reserves not available under the articles | 1311 | €802 | €0 | -€802 | -100% |
| Distributable reserves | 133 | €10,406 | €0 | -€10,406 | -100% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €12,516 | €196,565 | +€184,050 | +1,471% |
| Amounts payable within one year | 42/48 | €12,516 | €196,478 | +€183,962 | +1,470% |
| Trade debts | 44 | €8,000 | €17,904 | +€9,904 | +124% |
| Suppliers | 440/4 | €8,000 | €17,904 | +€9,904 | +124% |
| Advances received on contracts in progress | 46 | - | €28,527 | +€28,527 | |
| Taxes, remuneration and social security | 45 | €4,516 | €37,814 | +€33,298 | +737% |
| Taxes | 450/3 | €4,516 | €37,814 | +€33,298 | +737% |
| Other amounts payable | 47/48 | - | €112,233 | +€112,233 | |
| Accrued charges and deferred income | 492/3 | - | €88 | +€88 | |
| Remuneration, social security and pensions | 62 | €419 | €0 | -€419 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €386 | €0 | -€386 | -100% |
| Other operating charges | 640/8 | €3,903 | €886 | -€3,017 | -77.3% |
| Gross operating margin | 9900 | €17,618 | €139,856 | +€122,238 | +694% |
| Operating profit (loss) | 9901 | €12,911 | €138,971 | +€126,060 | +976% |
| Financial income | 75/76B | €0 | €0 | -€0 | -100% |
| Recurring financial income | 75 | €0 | €0 | -€0 | -100% |
| Financial charges | 65/66B | €600 | €241 | -€360 | -59.9% |
| Recurring financial charges | 65 | €600 | €241 | -€360 | -59.9% |
| Profit (loss) for the period before taxes | 9903 | €12,311 | €138,730 | +€126,420 | +1,027% |
| Income taxes | 67/77 | €4,516 | €37,705 | +€33,189 | +735% |
| Profit (loss) for the period | 9904 | €7,795 | €101,026 | +€93,230 | +1,196% |
| Profit (loss) for the period to be appropriated | 9905 | €7,795 | €101,026 | +€93,230 | +1,196% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.