MAT HOME CONSTRUCT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MAT HOME CONSTRUCT
Largest movements
- Stocks and contracts +€255,605
up €255,605 (+113%), from €225,335 to €480,940
- Receivables within one year +€53,487
up €53,487 (+1,768%), from €3,025 to €56,512
- Cash -€12,375
down €12,375 (-94.2%), from €13,134 to €758
mainly Stocks and contracts (-€255,605) and Trade debts (-€58,874)
- Profit (loss) carried forward +€87,100
up €87,100 (+147%), from €59,276 to €146,375
- Other debts +€86,764
up €86,764 (+70.2%), from €123,548 to €210,312
- Accrued charges and deferred income +€71,418
new in 2025: €71,418
- Advances received +€59,077
new in 2025: €59,077
- Trade debts -€58,874
down €58,874 (-92.1%), from €63,900 to €5,026
- Gross operating margin +€146,729
up €146,729 (+337%), from €43,517 to €190,246
- Other operating charges +€73,922
up €73,922 (+10,590%), from €698 to €74,620
- Taxes +€15,139
up €15,139 (+189%), from €8,000 to €23,139
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €263,949 | €558,765 | +€294,815 | +112% |
| Fixed assets | 21/28 | €20,325 | €20,034 | -€291 | -1.4% |
| Tangible fixed assets | 22/27 | €3,685 | €3,394 | -€291 | -7.9% |
| Plant, machinery and equipment | 23 | - | €3,015 | +€3,015 | |
| Furniture and vehicles | 24 | €3,685 | €379 | -€3,306 | -89.7% |
| Financial fixed assets | 28 | €16,640 | €16,640 | = | 0.0% |
| Current assets | 29/58 | €243,624 | €538,730 | +€295,106 | +121% |
| Stocks and contracts in progress | 3 | €225,335 | €480,940 | +€255,605 | +113% |
| Stocks | 30/36 | €225,335 | €480,940 | +€255,605 | +113% |
| Amounts receivable within one year | 40/41 | €3,025 | €56,512 | +€53,487 | +1,768% |
| Trade receivables | 40 | €3,025 | €56,512 | +€53,487 | +1,768% |
| Cash at bank and in hand | 54/58 | €13,134 | €758 | -€12,375 | -94.2% |
| Deferred charges and accrued income | 490/1 | €2,131 | €520 | -€1,611 | -75.6% |
| Total equity and liabilities | 10/49 | €263,949 | €558,765 | +€294,815 | +112% |
| Equity | 10/15 | €61,276 | €148,375 | +€87,100 | +142% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €59,276 | €146,375 | +€87,100 | +147% |
| Amounts payable | 17/49 | €202,674 | €410,389 | +€207,715 | +102% |
| Amounts payable within one year | 42/48 | €202,674 | €338,971 | +€136,297 | +67.2% |
| Trade debts | 44 | €63,900 | €5,026 | -€58,874 | -92.1% |
| Suppliers | 440/4 | €63,900 | €5,026 | -€58,874 | -92.1% |
| Advances received on contracts in progress | 46 | - | €59,077 | +€59,077 | |
| Taxes, remuneration and social security | 45 | €15,226 | €64,556 | +€49,330 | +324% |
| Taxes | 450/3 | €15,226 | €64,556 | +€49,330 | +324% |
| Other amounts payable | 47/48 | €123,548 | €210,312 | +€86,764 | +70.2% |
| Accrued charges and deferred income | 492/3 | - | €71,418 | +€71,418 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,926 | €4,791 | +€1,864 | +63.7% |
| Other operating charges | 640/8 | €698 | €74,620 | +€73,922 | +10,590% |
| Gross operating margin | 9900 | €43,517 | €190,246 | +€146,729 | +337% |
| Operating profit (loss) | 9901 | €39,893 | €110,836 | +€70,943 | +178% |
| Financial charges | 65/66B | €135 | €597 | +€462 | +342% |
| Recurring financial charges | 65 | €135 | €597 | +€462 | +342% |
| Profit (loss) for the period before taxes | 9903 | €39,758 | €110,239 | +€70,481 | +177% |
| Income taxes | 67/77 | €8,000 | €23,139 | +€15,139 | +189% |
| Profit (loss) for the period | 9904 | €31,758 | €87,100 | +€55,342 | +174% |
| Profit (loss) for the period to be appropriated | 9905 | €31,758 | €87,100 | +€55,342 | +174% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.