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MASTER CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MASTER CONSTRUCT

BE 0684.445.361
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€3,498
2024 · €3,819-€321
Equity
€31,148
2024 · €27,650+€3,498
Cash
€13,528
2024 · €64+€13,464
Balance sheet total
€56,745
2024 · €33,943+€22,802

Largest movements

2024 to 2025
Assets
  • Cash +€13,464

    up €13,464 (+21177.2%), from €64 to €13,528

    mainly Trade debts (+€19,752) and Net result for the year (+€3,498)

  • Receivables within one year +€12,670

    up €12,670 (+43.9%), from €28,893 to €41,564

    of which Trade receivables: +€13,711

  • Tangible fixed assets -€3,333

    down €3,333 (-66.8%), from €4,987 to €1,654

Equity and liabilities
  • Trade debts +€19,752

    up €19,752 (+517.3%), from €3,818 to €23,570

  • Profit (loss) carried forward +€3,498

    up €3,498 (+35.7%), from €9,788 to €13,286

Income statement
  • Gross operating margin -€1,106

    down €1,106 (-14.7%), from €7,508 to €6,402

  • Financial income +€485

    up €485 (+51.4%), from €944 to €1,429

  • Financial charges -€199

    down €199 (-84.1%), from €236 to €38

  • Taxes -€102

    down €102 (-9.6%), from €1,065 to €962

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €3,819
Gross operating margin -€1,106
Financial income +€485
Financial charges +€199
Taxes +€102
Result 2025 €3,498

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€13,464
Investment €0
Financing €0
Cash 2024 €64
Net result for the year +€3,498
Depreciation +€3,333
Receivables within one year -€12,670
Trade debts +€19,752
Tax, wage and social debts -€448
Cash 2025 €13,528
Every line side by side 33 lines
Line Code 2024 2025 Change %
Total assets 20/58 €33,943 €56,745 +€22,802 +67.2%
Fixed assets 21/28 €4,987 €1,654 -€3,333 -66.8%
Tangible fixed assets 22/27 €4,987 €1,654 -€3,333 -66.8%
Furniture and vehicles 24 €4,987 €1,654 -€3,333 -66.8%
Current assets 29/58 €28,957 €55,092 +€26,135 +90.3%
Amounts receivable within one year 40/41 €28,893 €41,564 +€12,670 +43.9%
Trade receivables 40 €1,625 €15,336 +€13,711 +843.6%
Other amounts receivable 41 €27,268 €26,228 -€1,040 -3.8%
Cash at bank and in hand 54/58 €64 €13,528 +€13,464 +21177.2%
Total equity and liabilities 10/49 €33,943 €56,745 +€22,802 +67.2%
Equity 10/15 €27,650 €31,148 +€3,498 +12.7%
Contributions 10/11 €2,000 €2,000 = 0.0%
Reserves 13 €15,862 €15,862 = 0.0%
Non-distributable reserves 130/1 €15,862 €15,862 = 0.0%
Reserves not available under the articles 1311 €15,862 €15,862 = 0.0%
Profit (loss) carried forward 14 €9,788 €13,286 +€3,498 +35.7%
Amounts payable 17/49 €6,294 €25,597 +€19,304 +306.7%
Amounts payable within one year 42/48 €6,294 €25,597 +€19,304 +306.7%
Trade debts 44 €3,818 €23,570 +€19,752 +517.3%
Suppliers 440/4 €3,818 €23,570 +€19,752 +517.3%
Taxes, remuneration and social security 45 €2,475 €2,027 -€448 -18.1%
Taxes 450/3 €2,475 €2,027 -€448 -18.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,333 €3,333 = 0.0%
Gross operating margin 9900 €7,508 €6,402 -€1,106 -14.7%
Operating profit (loss) 9901 €4,175 €3,069 -€1,106 -26.5%
Financial income 75/76B €944 €1,429 +€485 +51.4%
Recurring financial income 75 €944 €1,429 +€485 +51.4%
Financial charges 65/66B €236 €38 -€199 -84.1%
Recurring financial charges 65 €236 €38 -€199 -84.1%
Profit (loss) for the period before taxes 9903 €4,884 €4,461 -€423 -8.7%
Income taxes 67/77 €1,065 €962 -€102 -9.6%
Profit (loss) for the period 9904 €3,819 €3,498 -€321 -8.4%
Profit (loss) for the period to be appropriated 9905 €3,819 €3,498 -€321 -8.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.