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MARU: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

MARU

BE 0417.666.162
NACE 47.791, Retail sale of antiques
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€36,762
2023 · -€1,502+€38,264
Equity
-€32,859
2023 · -€69,621+€36,762
Cash
€3,225
2023 · €12,134-€8,909
Balance sheet total
€257,223
2023 · €262,759-€5,536

Largest movements

2023 to 2024
Assets
  • Receivables within one year +€12,326

    up €12,326 (+25.9%), from €47,550 to €59,875

    of which Trade receivables: +€12,126

  • Cash -€8,909

    down €8,909 (-73.4%), from €12,134 to €3,225

    mainly Short-term financial debts (-€83,534) and Receivables within one year (-€12,326)

  • Stocks and contracts -€8,438

    down €8,438 (-4.2%), from €202,371 to €193,933

Equity and liabilities
  • Short-term financial debts -€83,534

    down €83,534 (-81.6%), from €102,387 to €18,853

  • Debts after one year +€42,409

    up €42,409 (+23.4%), from €181,230 to €223,640

  • Profit (loss) carried forward +€36,762

    up €36,762 (+26.7%), from -€137,792 to -€101,030

  • Trade debts -€11,032

    down €11,032 (-28.8%), from €38,276 to €27,245

  • Other debts +€8,216

    up €8,216 (+127.5%), from €6,445 to €14,661

Income statement
  • Financial income +€25,018

    new in 2024: €25,018

  • Financial charges -€16,284

    down €16,284 (-98.8%), from €16,477 to €193

  • Gross operating margin -€3,658

    down €3,658 (-21.4%), from €17,059 to €13,400

  • Other operating charges -€620

    down €620 (-29.8%), from €2,083 to €1,463

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€1,502
Gross operating margin -€3,658
Other operating charges +€620
Financial income +€25,018
Financial charges +€16,284
Result 2024 €36,762

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€32,216
Investment €0
Financing -€41,125
Cash 2023 €12,134
Net result for the year +€36,762
Stocks and contracts +€8,438
Receivables within one year -€12,326
Deferred charges and accrued income +€515
Trade debts -€11,032
Tax, wage and social debts +€1,642
Other debts +€8,216
Debts after one year +€42,409
Short-term financial debts -€83,534
Cash 2024 €3,225
Every line side by side 39 lines
Line Code 2023 2024 Change %
Total assets 20/58 €262,759 €257,223 -€5,536 -2.1%
Current assets 29/58 €262,759 €257,223 -€5,536 -2.1%
Stocks and contracts in progress 3 €202,371 €193,933 -€8,438 -4.2%
Stocks 30/36 €202,371 €193,933 -€8,438 -4.2%
Amounts receivable within one year 40/41 €47,550 €59,875 +€12,326 +25.9%
Trade receivables 40 €26,242 €38,368 +€12,126 +46.2%
Other amounts receivable 41 €21,308 €21,508 +€200 +0.9%
Cash at bank and in hand 54/58 €12,134 €3,225 -€8,909 -73.4%
Deferred charges and accrued income 490/1 €705 €189 -€515 -73.1%
Total equity and liabilities 10/49 €262,759 €257,223 -€5,536 -2.1%
Equity 10/15 -€69,621 -€32,859 +€36,762 +52.8%
Contributions 10/11 €61,974 €61,974 = 0.0%
Capital 10 €61,974 €61,974 = 0.0%
Issued capital 100 €61,974 €61,974 = 0.0%
Reserves 13 €6,197 €6,197 = 0.0%
Non-distributable reserves 130/1 €6,197 €6,197 = 0.0%
Legal reserve 130 €6,197 €6,197 = 0.0%
Profit (loss) carried forward 14 -€137,792 -€101,030 +€36,762 +26.7%
Amounts payable 17/49 €332,380 €290,082 -€42,298 -12.7%
Amounts payable after more than one year 17 €181,230 €223,640 +€42,409 +23.4%
Financial debts 170/4 €181,230 €223,640 +€42,409 +23.4%
Amounts payable within one year 42/48 €151,150 €66,442 -€84,708 -56.0%
Financial debts 43 €102,387 €18,853 -€83,534 -81.6%
Credit institutions 430/8 €102,387 €18,853 -€83,534 -81.6%
Trade debts 44 €38,276 €27,245 -€11,032 -28.8%
Suppliers 440/4 €38,276 €27,245 -€11,032 -28.8%
Taxes, remuneration and social security 45 €4,041 €5,683 +€1,642 +40.6%
Taxes 450/3 €4,041 €5,683 +€1,642 +40.6%
Other amounts payable 47/48 €6,445 €14,661 +€8,216 +127.5%
Other operating charges 640/8 €2,083 €1,463 -€620 -29.8%
Gross operating margin 9900 €17,059 €13,400 -€3,658 -21.4%
Operating profit (loss) 9901 €14,975 €11,937 -€3,038 -20.3%
Financial income 75/76B - €25,018 +€25,018
Recurring financial income 75 - €25,018 +€25,018
Financial charges 65/66B €16,477 €193 -€16,284 -98.8%
Recurring financial charges 65 €16,477 €193 -€16,284 -98.8%
Profit (loss) for the period before taxes 9903 -€1,502 €36,762 +€38,264
Profit (loss) for the period 9904 -€1,502 €36,762 +€38,264
Profit (loss) for the period to be appropriated 9905 -€1,502 €36,762 +€38,264

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.